28 Tracey Ln, Fredericksburg, VA 22406 Property Records

Stafford County property record for 28 Tracey Ln, Fredericksburg, VA 22406

Property Summary

Property Type	Single Family Home
Details	4 bd · 4.5 ba · 3,805 sqft · built 2005
Lot Size	3.46 acres (151,022 sqft)
Owner	Company Name on File
Last Sale	$625,000 (Mar 2024)
Tax Bill	$5,005 (2025)
Deeds & Mortgages	Mar 2024 Sale Nov 2021 Refinance
Flood Zone	Zone X (minimal risk)
APN	`26K-23`

Property Details

APN / Parcel Number

Primary APN	`26K-23`
Alternative APNs	`026K 23` `42479`

Interior

Bedrooms	4 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	16 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	3,805 sqft Living Area
Gross Area	4,370 sqft
Basement Area	1,200 sqft
Finished Basement	1,055 sqft
Unfinished Basement	145 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Architectural Style	Traditional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	151,022 sqft (3.46 acres)
Garage Type	Attached
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	180 sqft
Deck Area	518 sqft
Patio Area	518 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	42479
Street Address	28 TRACEY LN
City	FREDERICKSBURG
State	VA
Zip	22406-4149
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A1
Legal Description	LOT 23 3.467 AC ROYAL HILLS ESTATES
Legal Subdivision	ROYAL HILLS ESTATES
Legal Block	2
Legal Lot Number	23
Jurisdiction	STAFFORD VA
Township / Civil Division	HARTWOOD
Census Block Group	2
Census Block	2015
Census Tract	10301

Owner

28 Tracey Ln is owned by a company that bought it in March 2024.

Source: Stafford County records, as of April 20, 2026

Owner of Record	Company Name on File
Mailing Address	8719 EVANGEL DR, 1802, SPRINGFIELD, VA 22153-1259
Owner Type	Company
Vesting	Limited Liability Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 20, 2024	Warranty Deed, Transfer ATTORNEY ONLY, ATTORNEY
Nov 29, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance HOME POINT FINANCIAL CORPORATION

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 20, 2024 · Amount on File
Deed Sale	Mar 20, 2024 · Amount on File
Prior Sale	Jun 23, 2014 · Amount on File
Deed Document Number	20242924
Record Updated	Oct 29, 2026

March 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STAFFORD VA
Recording Date	Mar 20, 2024
Property Address	28 TRACEY LN, FREDERICKSBURG, VA 22406-4149
Document Number	0240002924
Instrument Date	Mar 19, 2024
Instrument	240002924
Transaction Type	Transfer
Record Updated	Apr 3, 2024
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8719 EVANGEL DR, SPRINGFIELD, VA 22153-1259

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STAFFORD VA
Property Address	28 TRACEY LN, FREDERICKSBURG, VA 22406-4149
Transaction Type	Mortgage
Record Updated	Dec 22, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0210039397
Date	Nov 29, 2021
Instrument	210039397

Lender

Name	HOME POINT FINANCIAL CORPORATION

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2051

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 28 Tracey Ln was $5,005, up 3.3% from the year before.

Source: Stafford County assessment roll, as of August 25, 2025

Property Jurisdictions

Type	Name
State	Virginia
County	Stafford County
Unified School District	Stafford County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,005.00 (+3.3%)	$534,400 Land $165,000 Building $369,400	$534,400 Land $165,000 Building $369,400
2024	$4,845.00 (-2.5%)
2023	$4,969.00	$525,900 Land $140,000 Building $385,900	$525,900 Land $140,000 Building $385,900
2021	$4,251.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 28 Tracey Ln in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2019.

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	8 in force
Nearby Flood Claims	1 (2019)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Aug 2019 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 28 Tracey Ln is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 21 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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