Mitchell County property record for 28 Timberlane Dr, Spruce Pine, NC 28777 · Last verified April 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 4 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 1940 |
| Square Footage | 2,016 sqft Living Area |
| Lot Size | 90,169 sqft (2.07 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $90,000 (2022) |
| Tax Bill | $980.00 (2025) |
| Primary APN | 0880-19-51-6628 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Building Area | 2,016 sqft Living Area |
| Stories | 1 Stories |
| Year Built | Built 1940 |
|---|---|
| Effective Year Built | Effective 1940 |
| Construction Type | Wood Construction |
| Lot Area | 90,169 sqft (2.07 acres) |
| Heating System | Central Heating |
|---|
| Account Number | 555784627 |
|---|---|
| Street Address | 28 TIMBERLANE DR |
| City | SPRUCE PINE |
| State | NC |
| Zip | 28777-8804 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | 19E |
| Jurisdiction | MITCHELL NC |
| Minor Civil Division | GRASSY CREEK |
| Census Blockgroup | 2 |
| Census Block | 2000 |
| Census Tract | 950400 |
Source: Mitchell County records · APN 0880-19-51-6628
Assessment roll updated October 17, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 28 TIMBERLANE DR, SPRUCE PINE, NC 28777-8804 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Aug 08, 2017 | Deed of Trust, Mortgage · Line of Credit STATE EMPLOYEES CU |
| Nov 23, 2022 | Warranty Deed, Transfer · Conventional Mortgage STATE EMPLOYEES CU |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Nov 23, 2022 · Amount on Record |
| Deed Sale | Nov 23, 2022 · Amount on Record |
| Deed Doc Number | 20223248 |
| Deed Book / Page | 651 / 924 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MITCHELL NC |
| Property Address | 28 TIMBERLANE DR, SPRUCE PINE, NC 28777-8804 |
| Transaction Type | Mortgage |
| Record Updated | Jun 13, 2023 |
| Name | Verified Name |
|---|
| Document Number | 000582/605 |
|---|---|
| Date | Aug 08, 2017 |
| Book Page | 582/605 |
| Instrument | 2017001455 |
| Name | STATE EMPLOYEES CU |
|---|---|
| Type | Credit Union |
| Address | SPRUCE PINE, NC 28777 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MITCHELL NC |
| Recording Date | Nov 23, 2022 |
| Property Address | 28 TIMBERLANE DR, SPRUCE PINE, NC 28777-8804 |
| Document Number | 000651/924 |
| Book / Page | 651 / 924 |
| Instrument Date | Nov 22, 2022 |
| Instrument | 2022003248 |
| Transaction Type | Transfer |
| Record Updated | Jun 13, 2023 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $180.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 28 TIMBERLANE DR, SPRUCE PINE, NC 28777-8804 |
| Name | Verified Name |
|---|---|
| Address | 28 TIMBERLANE DR, SPRUCE PINE, NC 28777-8804 |
| Document Number | 000651/927 |
|---|---|
| Date | Nov 23, 2022 |
| Book Page | 651/927 |
| Instrument | 2022003249 |
| Name | STATE EMPLOYEES CU |
|---|---|
| Type | Credit Union |
| Address | RALEIGH, NC 27611 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 01, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.52% |
| Type Change Date | Dec 01, 2027 |
| Change Frequency | 5 Years |
| Min Rate At Change | 3.75% |
| Max Rate At Change | 7.52% |
| Index | 5-Year TN |
| Max Rate | 11.5% |
Source: Mitchell County records · Assessment roll updated October 17, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Mitchell County |
| Municipality | Spruce Pine Town |
| Unified School District | Mitchell County Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $980.00 | $175,000 (-) Land $37,800 Building $137,200 | |
| 2023 | $980.00 | $175,000 Land $37,800 Building $137,200 | $175,000 Land $37,800 Building $137,200 |
28 Timberlane Dr is in FEMA Zone X, outside the Special Flood Hazard Area, with indirect wildfire exposure (Moderate risk).
Source: FEMA National Flood Hazard Layer · Mitchell County (37121C), updated May 2, 2018
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Moderate 40th percentile of exposed land nationally · 58th in North Carolina |
|---|---|
| Wildfire Likelihood | Moderate — about 1 in 1,493 per year |
| Exposure | Indirect within ember reach of burnable land · adjoins burnable vegetation |
Values are read at the parcel center point; lenders make the official flood determination.
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