28 Timber Dr, Pana, IL 62557 Property Records

Christian County property record for 28 Timber Dr, Pana, IL 62557

Property Summary

Property Type	Single Family Home
Details	3 ba · 1,000 sqft · built 1992
Lot Size	0.479 acres (20,850 sqft)
Owner	Individual Name on File
Last Sale	$210,000 (Feb 2025)
Tax Bill	$3,640 (2025)
Deeds & Mortgages	Jun 2026 Line of Credit Jun 2007 Line of Credit + 5 more
Flood Zone	Zone X (minimal risk)
APN	`11-25-24-204-027-00`

Property Details

APN / Parcel Number

Primary APN	`11-25-24-204-027-00`

Interior

Full Baths	3 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Building Area	1,000 sqft Living Area
1st Floor Area	1,000 sqft

Exterior

Year Built	Built 1992
Effective Year Built	Effective 1992
Architectural Style	Bi-Level
Construction Type	Frame
Lot Area	20,850 sqft (0.479 acres)
Lot Dimensions	139 ft deep x 150 ft wide
Garage Type	Mixed
Garage Area	676 sqft
Parking Spaces	4 Parking Spaces
Porch	Slab
Porch Area	365 sqft

Utilities, Heating & Cooling

Cooling System	HVAC

Location & Zoning

Street Address	28 TIMBER DR
City	PANA
State	IL
Zip	62557-6657
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	OAKLAND RIDGE SUBDIV 2 LOT 28 110305.022 91-05696 150X139AV 25-24-D
Legal Range	01E
Legal Township	11
Legal Section	24
Legal Subdivision	OAKLAND RIDGE SECOND SUB
Legal Lot Number	28
Jurisdiction	CHRISTIAN IL
Township / Civil Division	PANA
Census Block Group	4
Census Block	4142
Census Tract	958700

Owner

28 Timber Dr is owned and occupied by an individual who bought it in February 2025.

Source: Christian County records, as of July 10, 2026

Owner of Record	Individual Name on File
Mailing Address	28 TIMBER DR, PANA, IL 62557-6657
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 29, 2026	Deed of Trust, Mortgage · Line of Credit FIRST COMMUNITY BANK
Jun 22, 2007	Deed of Trust, Mortgage · Line of Credit THE BANK OF EDWARDSVILLE
Aug 20, 2013	Deed of Trust, Mortgage PNC BANK NA
Apr 19, 2010	Deed of Trust, Mortgage THE BANK OF EDWARDSVILLE
Oct 2, 2008	Deed of Trust, Mortgage · Line of Credit THE BANK OF EDWARDSVILLE
Nov 14, 2007	Deed of Trust, Mortgage THE BANK OF EDWARDSVILLE
Feb 10, 2025	Trustee's Deed, Foreclosure · Conventional Mortgage FIRST COMMUNITY BANK OF MOULTRIE CN

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 10, 2025 · Amount on File
Deed Sale	Feb 10, 2025 · Amount on File
Prior Sale	Oct 1, 1991 · Amount on File
Deed Document Number	2025424
Record Updated	Sep 20, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHRISTIAN IL
Recording Date	Jun 29, 2026
Property Address	28 TIMBER DR, PANA, IL 62557-6657
Document Number	0000002038
Instrument Date	Jun 15, 2026
Instrument	20262038
Transaction Type	Mortgage
Record Updated	Jul 10, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	28 TIMBER DR, PANA, IL 62557-6657

Mortgage

Document Number	0000002038,
Date	Jun 29, 2026
Instrument	20262038

Lender

Name	FIRST COMMUNITY BANK

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate	6.36%
Max Rate	-1%

June 2007: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHRISTIAN IL
Property Address	28 TIMBER DR, PANA, IL 62557-6657
Transaction Type	Mortgage
Record Updated	Apr 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2007R03087
Date	Jun 22, 2007
Instrument	2007R03087

Lender

Name	THE BANK OF EDWARDSVILLE
Type	Bank
Address	BETHALTO, IL 62010

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Rate	8.25%
Change Frequency	Monthly

August 2013: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHRISTIAN IL
Property Address	28 TIMBER DR, PANA, IL 62557-6657
Transaction Type	Mortgage
Record Updated	Apr 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2013R03765
Date	Aug 20, 2013
Instrument	2013R03765

Lender

Name	PNC BANK NA
Type	Bank
Address	CHICAGO, IL 60606

Agreement

Amount	Amount on Record
Term	120 Months
Due	Aug 19, 2023

Interest

Rate	5.25%

April 2010: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHRISTIAN IL
Property Address	28 TIMBER DR, PANA, IL 62557-6657
Transaction Type	Mortgage
Record Updated	Apr 2, 2026
Title Company	TITLE CTRS, TITLE CENTER

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2010R01668
Date	Apr 19, 2010
Instrument	2010R01668

Lender

Name	THE BANK OF EDWARDSVILLE
Type	Bank
Address	BETHALTO, IL 62010

Agreement

Amount	Amount on Record
Term	36 Months
Due	Mar 31, 2013

Interest

Rate	6%

October 2008: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHRISTIAN IL
Property Address	28 TIMBER DR, PANA, IL 62557-6657
Transaction Type	Mortgage
Record Updated	Apr 2, 2026
Title Company	SO IL TITLE CENTER

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2008R05101
Date	Oct 2, 2008
Instrument	2008R05101

Lender

Name	THE BANK OF EDWARDSVILLE
Type	Bank
Address	BETHALTO, IL 62010

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly
Min Rate At Change	5%
Max Rate	11%

November 2007: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHRISTIAN IL
Property Address	28 TIMBER DR, PANA, IL 62557-6657
Transaction Type	Mortgage
Record Updated	Apr 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2007R05552
Date	Nov 14, 2007
Instrument	2007R05552

Lender

Name	THE BANK OF EDWARDSVILLE
Type	Bank
Address	BETHALTO, IL 62010

Agreement

Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Rate	7.75%

February 2025: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	CHRISTIAN IL
Recording Date	Feb 10, 2025
Property Address	28 TIMBER DR, PANA, IL 62557-6657
Document Number	2025R00424
Instrument Date	Feb 7, 2025
Instrument	2025R00424
Transaction Type	Foreclosure
Record Updated	Jun 22, 2026
Title Company	ADVANCED TITLE GROUP INC

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	28 TIMBER DR, PANA, IL 62557-6657

Mortgage

Document Number	2025R00425
Date	Feb 10, 2025
Instrument	2025R00425

Lender

Name	FIRST COMMUNITY BANK OF MOULTRIE CN
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	12 Months
Due	Feb 7, 2026

Tax Assessment & Valuation

The 2025 property tax bill for 28 Timber Dr was $3,640.

Source: Christian County assessment roll, as of June 22, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Christian County
County Subdivision	Pana Township
Unified School District	Pana Community Unit School District 8 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,640.00	$52,897 Land $6,813 Building $46,084	$158,691 Land $20,439 Building $138,252

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 28 Timber Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 16, 2011

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 28 Timber Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 71% of Illinois
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EJ WATER COOPERATIVE private · serves 29,720 people · EPA ID IL0790010
Water Source	Surface water
Last State Inspection	Feb 2026
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	25 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 44 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Nextlink Fixed Wireless	1,000 / 500
Sparklight Cable	1,000 / 50

May also be available: Computer Techniques, Watch TV.

Cell Coverage

5G (outdoors only) and 4G LTE

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