Essex County and North Andover Town property record for 28 Thistle Rd, North Andover, MA 01845
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 4,195 sqft · built 2005 |
| Lot Size | 0.852 acres (37,104 sqft) |
| Owner | 2 Company Names on File |
| Last Sale | $812,000 (Mar 2017) |
| Tax Bill | $14,416 (2025) |
| Deeds & Mortgages | Mar 2026 Mortgage Apr 2019 Refinance + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | M_233147_9 |
| Primary APN | M_233147_9 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 2 Half Baths |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 4,195 sqft Living Area |
| Gross Area | 6,016 sqft |
| 1st Floor Area | 1,671 sqft |
| Basement Area | 1,639 sqft |
| Unfinished Basement | 901 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2005 |
| Architectural Style | Colonial |
| Exterior Material | Wood Siding |
| Construction Type | Concrete |
| Roof Type | Hip |
| Roof Material | Asphalt |
| Lot Area | 37,104 sqft (0.852 acres) |
| Garage Type | Basement |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Account Number | M_233147_935651 |
|---|---|
| Street Address | 28 THISTLE RD |
| City | NORTH ANDOVER |
| State | MA |
| Zip | 01845-4745 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R3 |
| Legal Block | 314 |
| Jurisdiction | NORTH ANDOVER MA |
| Township / Civil Division | NORTH ANDOVER |
| Census Block Group | 3 |
| Census Block | 3000 |
| Census Tract | 253204 |
Source: Essex County and North Andover Town assessment roll, APN M_233147_9, as of April 14, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on File |
|---|---|
| Mailing Address | 28 THISTLE RD, NORTH ANDOVER, MA 01845-4745 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust, Living Trust |
| Date | Document |
|---|---|
| Mar 11, 2026 | Deed of Trust, Mortgage DIRECT CU |
| Apr 25, 2019 | Deed of Trust, Mortgage · Stand-Alone Refinance DIRECT CU |
| Aug 18, 2020 | Deed of Trust, Mortgage · Stand-Alone Refinance DIRECT CU |
| Nov 20, 2020 | Deed of Trust, Mortgage · Line of Credit DIRECT FCU |
| Nov 08, 2017 | Deed of Trust, Mortgage DIRECT CU |
| Mar 31, 2017 | Quit Claim Deed, Transfer DIRECT CU |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Mar 31, 2017 · Amount on Record |
| Deed Sale | Mar 31, 2017 · Amount on Record |
| Prior Sale | Dec 11, 2009 · Amount on Record |
| Deed Book / Page | 15036 / 29 |
| Last Transfer Date | Jul 23, 2024 |
| Transfer Doc | 0018070-78 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NORTH ANDOVER MA |
| Property Address | 28 THISTLE RD, NORTH ANDOVER, MA 01845-4745 |
| Transaction Type | Mortgage |
| Record Updated | Apr 03, 2026 |
| Name | Verified Name |
|---|
| Document Number | 018528-272 |
|---|---|
| Date | Mar 11, 2026 |
| Book Page | 18528/272 |
| Instrument | 3597 |
| Name | DIRECT CU |
|---|---|
| Type | Credit Union |
| Amount | Amount Recorded |
|---|---|
| Term | 361 Months |
| Due | Apr 01, 2056 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NORTH ANDOVER MA |
| Property Address | 28 THISTLE RD, NORTH ANDOVER, MA 01845-4745 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 15823-164 |
|---|---|
| Date | Apr 25, 2019 |
| Book Page | 15823/164 |
| Instrument | 8682 |
| Name | DIRECT CU |
|---|---|
| Type | Credit Union |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | May 01, 2039 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NORTH ANDOVER MA |
| Property Address | 28 THISTLE RD, NORTH ANDOVER, MA 01845-4745 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 16449-344 |
|---|---|
| Date | Aug 18, 2020 |
| Book Page | 16449/344 |
| Instrument | 21452 |
| Name | DIRECT CU |
|---|---|
| Type | Credit Union |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 01, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NORTH ANDOVER MA |
| Property Address | 28 THISTLE RD, NORTH ANDOVER, MA 01845-4745 |
| Document Number | 16623-117 |
| Instrument Date | Nov 20, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Dec 22, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 28 THISTLE RD NORTH ANDOVER MA 018454745, NORTH ANDOVER, MA 01845-4745 |
| Document Number | 16623-117 |
|---|---|
| Date | Nov 25, 2020 |
| Book Page | 016623/000117 |
| Instrument | 33500 |
| Name | DIRECT FCU |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Nov 24, 2040 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NORTH ANDOVER MA |
| Property Address | 28 THISTLE RD, NORTH ANDOVER, MA 01845-4745 |
| Document Number | 15296-68 |
| Book / Page | 015296 / 000068 |
| Instrument Date | Nov 08, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Dec 05, 2017 |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Document Number | 15296-68 |
|---|---|
| Date | Nov 14, 2017 |
| Book Page | 015296/000068 |
| Instrument | 29823 |
| Name | DIRECT CU |
|---|---|
| Type | Credit Union |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Nov 13, 2047 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | NORTH ANDOVER MA |
| Recording Date | Mar 31, 2017 |
| Property Address | 28 THISTLE RD, NORTH ANDOVER, MA 01845-4745 |
| Document Number | 15036-29 |
| Book / Page | 015036 / 000029 |
| Instrument Date | Mar 31, 2017 |
| Instrument | 8215 |
| Transaction Type | Transfer |
| Record Updated | Apr 18, 2017 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,703.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 40 MAYFLOWER DR NORTH ANDOVER MA 018456229, NORTH ANDOVER, MA 01845-6229 |
| Document Number | 15036-32 |
|---|---|
| Date | Mar 31, 2017 |
| Book Page | 015036/000032 |
| Instrument | 8216 |
| Name | DIRECT CU |
|---|---|
| Type | Credit Union |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Mar 30, 2047 |
Source: Essex County and North Andover Town assessment roll as of April 14, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Essex County |
| County Subdivision | North Andover Town |
| Unified School District | North Andover School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $14,416.00 (+3.17%) | $1,280,300 (+1.61%) Land $419,500 Building $860,800 | $1,136,865 |
| 2024 | $13,973.00 (+6.77%) | $1,260,000 (+17.85%) Land $419,500 Building $840,500 | |
| 2023 | $13,087.00 | $1,069,200 Land $346,100 Building $723,100 |
Source: FEMA National Flood Hazard Layer, Essex County (25009C), as of July 10, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 250092532043, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 2 (2010–2011) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Oct 2011 · rainfall accumulation |
| Wildfire Risk | Low lower than 80% of the US · above 57% of Massachusetts |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, 126 locations within half a mile, as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
Source: EPA Safe Drinking Water Information System, water system MA3210000, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | NORTH ANDOVER WATER DEPT serves 30,915 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2023 |
| Lead | 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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