Cayuga County and Owasco Town property record for 28 Third Ave, Auburn, NY 13021
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1.5 ba · 1,384 sqft · built 1938 |
| Lot Size | 0.242 acres (10,560 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $124,000 (Sep 2009) |
| Tax Bill | $4,712 (2026) |
| Deeds & Mortgages | Jul 2020 Refinance |
| Flood Zone | Zone X (minimal risk) |
| APN | 054600 116.19-2-73 |
| Primary APN | 054600 116.19-2-73 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,384 sqft Living Area |
| 1st Floor Area | 936 sqft |
| Upper Floors Area | 448 sqft |
| Year Built | Built 1938 |
|---|---|
| Effective Year Built | Effective 1938 |
| Architectural Style | Cape Cod |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 10,560 sqft (0.242 acres) |
| Lot Dimensions | 132 ft deep x 80 ft wide |
| Garage Type | Detached |
| Garage Area | 378 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Patio |
| Porch Area | 136 sqft |
| Shed | 1 Shed |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 14012120 |
|---|---|
| Street Address | 28 THIRD AVE |
| City | AUBURN |
| State | NY |
| Zip | 13021-5118 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | MELROSE PK SM 2-58 |
| Legal Block | 2 |
| Legal Lot Number | 73.000 |
| Jurisdiction | CAYUGA NY |
| Township / Civil Division | OWASCO |
| Census Block Group | 1 |
| Census Block | 1010 |
| Census Tract | 40700 |
Source: Cayuga County and Owasco Town records, as of September 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 28 THIRD AVE, AUBURN, NY 13021-5118 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 16, 2009 · Amount on Record |
| Deed Sale | Sep 16, 2009 · Amount on Record |
| Prior Sale | Sep 16, 2009 · Amount on Record |
| Deed Book / Page | 1395 / 217 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CAYUGA NY |
| Property Address | 28 THIRD AVE, AUBURN, NY 13021-5118 |
| Transaction Type | Mortgage |
| Record Updated | Aug 19, 2022 |
| Name | Verified Name |
|---|
| Document Number | 003901/256 |
|---|---|
| Date | Jul 29, 2020 |
| Book Page | 3901/256 |
| Instrument | 2020-196875 |
| Name | LYONS SAVINGS BANK |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Aug 1, 2035 |
Source: Cayuga County and Owasco Town assessment roll, as of May 1, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Cayuga County |
| County Subdivision | Owasco Town |
| Unified School District | Auburn City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,712.00 (+12.81%) Homeowner's exemption | ||
| 2025 | $4,177.00 (+3.65%) Homeowner's exemption | $90,200 (-) Land $9,600 Building $80,600 | $191,915 (+21.28%) Land $20,426 Building $171,489 |
| 2024 | $4,030.00 (+121.79%) | ||
| 2023 | $90,200 Land $9,600 Building $80,600 | $158,246 Land $16,842 Building $141,404 | |
| 2020 | $1,817.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 3 (1981–1993) |
| Claims Outside the SFHA | 2 of 3 |
| Most Recent Claim | May 1993 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 95% of New York |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | OWASCO WATER DISTRICT serves 3,000 people · EPA ID NY0501721 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2024 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 317 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| CBN Fixed Wireless · not low latency | 100 / 100 |
| T-Mobile Fixed Wireless | 100 / 20 |
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