28 Temple St, Westbrook, ME 04092 Property Records

Cumberland County and Westbrook City property record for 28 Temple St, Westbrook, ME 04092

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,008 sqft · built 1969
Lot Size	0.31 acres (13,504 sqft)
Owner	2 Individual Names on File
Tax Bill	$3,950 (2023)
Deeds & Mortgages	Mar 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`WSBR M:054 L:082`

Property Details

APN / Parcel Number

Primary APN	`WSBR M:054 L:082`
Alternative APNs	`M:054 B:082` `5063`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Half Baths	1 Half Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,008 sqft Living Area
Gross Area	2,350 sqft
1st Floor Area	1,008 sqft
Basement Area	1,008 sqft
Unfinished Basement	696 sqft

Exterior

Year Built	Built 1969
Effective Year Built	Effective 1969
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	13,504 sqft (0.31 acres)
Garage Type	Attached
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Street Address	28 TEMPLE ST
City	WESTBROOK
State	ME
Zip	04092-4639
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	12
Legal Lot Number	82
Jurisdiction	WESTBROOK ME
Township / Civil Division	WESTBROOK
Census Block Group	1
Census Block	1007
Census Tract	2600

Owner

Source: Cumberland County and Westbrook City records · APN WSBR M:054 L:082

Assessment roll updated July 30, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	28 TEMPLE ST, WESTBROOK, ME 04092-4639
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Record Updated	Sep 20, 2026

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WESTBROOK ME
Property Address	28 TEMPLE ST, WESTBROOK, ME 04092-4639
Document Number	0355310165
Instrument Date	Mar 18, 2019
Transaction Type	Mortgage
Record Updated	Apr 09, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	28 TEMPLE ST WESTBROOK ME 040924639, WESTBROOK, ME 04092-4639

Mortgage

Document Number	0355310165
Date	Mar 22, 2019
Book Page	035531/000165
Instrument	11558

Lender

Name	EVERGREEN CU
Type	Credit Union
Address	PORTLAND, ME 04103

Agreement

Amount	Amount Recorded
Term	180 Months
Due	Mar 21, 2034

Tax Assessment & Valuation

Source: Cumberland County and Westbrook City records · Assessment roll updated July 30, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Maine
County	Cumberland County
Municipality	Westbrook City
Unified School District	Westbrook (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

Year	Tax Bill	Assessed Value
2023	$3,950.00 (+10.61%)	$236,800 (+20.02%) Land $87,200 Building $149,600
2022	$3,571.00	$197,300 Land $72,600 Building $124,700

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Cumberland County (23005C), updated June 3, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 230050026001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	10 (1996–2010)
Claims Outside the SFHA	5 of 10
Most Recent Claim	Feb 2010 · Severe Winter Storm
Claims by Event	Severe Winter Storm, Feb 2010 · 3 claims Severe Storms And Inland And Coastal Flooding, Apr 2007 · 4 claims Severe Storms And Flooding, Oct 1996 · 3 claims

Wildfire

Wildfire Risk	Low lower than 80% of the US · above 53% of Maine
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · sampled at 227 locations within half a mile · Last verified October 2026

Provider	Max Down / Up (Mbps)
GoNetspeed Fiber	2,000 / 2,000
Consolidated Communications Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile USA.

Drinking Water

Source: EPA Safe Drinking Water Information System via ECHO, 2026 Q3 · EPA community water system boundaries v3.0, March 2026 · Last verified October 2026

Water System	PORTLAND WATER DISTRICT-GREATER serves 135,068 people
Water Source	Surface water
Last State Inspection	Aug 2024
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.