Buncombe County property record for 28 Taproot Trl, Barnardsville, NC 28709
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,548 sqft · built 2013 |
| Lot Size | 1.97 acres (85,813 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $1,762 (2025) |
| Deeds & Mortgages | Mar 2023 Mortgage Jul 2019 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 9794-19-5180-00000 |
| Primary APN | 9794-19-5180-00000 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 2 Stories |
| Building Area | 1,548 sqft Living Area |
| Gross Area | 3,096 sqft |
| 1st Floor Area | 1,952 sqft |
| 2nd Floor Area | 1,144 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2013 |
|---|---|
| Architectural Style | Conventional |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable |
| Roof Material | Metal |
| Lot Area | 85,813 sqft (1.97 acres) |
| Porch | Open Porch |
| Porch Area | 208 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Street Address | 28 TAPROOT TRL |
|---|---|
| City | BARNARDSVILLE |
| State | NC |
| Zip | 28709-0045 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | DEED DATE:05/21/2012 DEED |
| Legal Description | DEED DATE:05/21/2012 DEED:4984-0098 LOT:2 PLAT:0172-0183 |
| Legal Lot Number | 2 |
| Jurisdiction | BUNCOMBE NC |
| Township / Civil Division | IVY |
| Census Block Group | 3 |
| Census Block | 3000 |
| Census Tract | 2900 |
28 Taproot Trl is owned and occupied by two individuals who acquired it in May 2012.
Source: Buncombe County records, as of September 24, 2025
| Owner of Record | 2 Individual Names on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 28 TAPROOT TRL, BARNARDSVILLE, NC 28709-0045 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 24, 2023 | Deed of Trust, Mortgage · Conventional Mortgage MICHIGAN MUTUAL INC |
| Jul 26, 2019 | Deed of Trust, Mortgage · Line of Credit HOMETRUST BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 21, 2012 |
| Deed Sale | May 21, 2012 |
| Deed Document Number | 0000498498 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BUNCOMBE NC |
| Property Address | 28 TAPROOT TRL, BARNARDSVILLE, NC 28709-0045 |
| Transaction Type | Mortgage |
| Record Updated | Apr 4, 2023 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN |
| Name | Verified Name |
|---|---|
| Address | 28 TAPROOT TRL, BARNARDSVILLE, NC 28709-0045 |
| Document Number | 0063050740 |
|---|---|
| Date | Mar 24, 2023 |
| Book Page | 6305/740 |
| Name | MICHIGAN MUTUAL INC |
|---|---|
| Type | Mortgage Company |
| Address | PORT HURON, MI 48060 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BUNCOMBE NC |
| Property Address | 28 TAPROOT TRL, BARNARDSVILLE, NC 28709-0045 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0057931463 |
|---|---|
| Date | Jul 26, 2019 |
| Book Page | 5793/1463 |
| Name | HOMETRUST BANK |
|---|---|
| Type | Bank |
| Address | ASHEVILLE, NC 28802 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 25, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
The 2025 property tax bill for 28 Taproot Trl was $1,762.
Source: Buncombe County assessment roll, as of January 1, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Buncombe County |
| Unified School District | Buncombe County Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,762.00 | $229,900 | |
| 2023 | $1,650.00 | $229,900 | $229,900 Land $45,900 Building $184,000 |
| 2021 | $229,900 Land $30,900 Building $199,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 28 Taproot Trl in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective April 9, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 11 policies |
| Nearby Flood Policies | 11 in force |
| Nearby Flood Claims | 40 (1995–2024) |
| Claims Outside the SFHA | 8 of 40 |
| Most Recent Claim | Sep 2024 · Tropical Storm Helene |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 28 Taproot Trl is moderate, ranking above 53% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 53% of the US · above 75% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 22 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| RiverStreet Networks Fiber | 1,000 / 1,000 |
4G LTE only, no 5G reported
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