December 2017: Warranty Deed, Subdivision Related Transfer
Document Type
Warranty Deed
Jurisdiction
ST CHARLES MO
Recording Date
Dec 14, 2017
Property Address
28 SWIFT RIVER CT, O FALLON, MO 63366-1504
Document Number
0068522236
Book / Page
6852 / 2236
Map Reference
MB 43 PG 54-57
Instrument Date
Dec 13, 2017
Instrument
20171214000772020
Transaction Type
Subdivision Related Transfer
Record Updated
Aug 9, 2021
Transaction
Amount
Amount on Record
Loan-to-Value (LTV)
LTV on Record
Tax
$0.00
Amount Accuracy
Full Amount from Assessment
Additional
Arm's Length
Transferred From (Grantor/Seller)
Name
Verified Name
Transferred To (Grantee/Buyer)
Name
Verified Name
Address
111 GRANITE POINTE LN, WINFIELD, MO 63389-2980
Mortgage
Document Number
20171214000772030
Date
Dec 14, 2017
Instrument
20171214000772030
Lender
Name
CHRISTENSEN FINANCIAL INC
Type
Funding / Finance Company
Agreement
Type
VA Mortgage
Amount
Amount on Record
Term
361 Months
Due
Jan 1, 2048
September 2017: Grant Deed, Construction Loan
Document Type
Grant Deed
Jurisdiction
ST CHARLES MO
Recording Date
Sep 25, 2017
Property Address
28 SWIFT RIVER CT, O FALLON, MO 63366-1504
Document Number
0068121179
Book / Page
006812 / 001179
Instrument Date
Sep 21, 2017
Instrument
600670
Transaction Type
Construction Loan
Record Updated
Oct 10, 2017
Title Company
OTHER
Transaction
Tax
$0.00
Additional
Arm's Length
Multiple Parcels
Transferred From (Grantor/Seller)
Name
Verified Name
Transferred To (Grantee/Buyer)
Name
Verified Name
Relationship
Company
Address
239 FOX HILL RD ST CHARLES MO 633013745, ST CHARLES, MO 63301-3745
Investor
Possibly a Property Investor
Mortgage
Document Number
68121182
Date
Sep 25, 2017
Book Page
006812/001182
Instrument
600680
Lender
Name
KASTNER JOHN L 2004 TRUST (PT)
Address
46 BOGEY CLUB CIR, ST CHARLES, MO 63303-3366
Agreement
Type
Construction Mortgage
Amount
Amount on Record
Term
12 Months
Due
Sep 24, 2018
Mortgage
Document Number
68121195,
Date
Sep 25, 2017
Book Page
006812/001195
Instrument
600690
Lender
Name
KASTNER JOHN L 2004 TRUST (PT)
Address
46 BOGEY CLUB CIR, ST CHARLES, MO 63303-3366
Agreement
Type
Construction Mortgage
Amount
Amount on Record
Term
12 Months
Due
Sep 24, 2018
Tax Assessment & Valuation
The 2025 property tax bill for 28 Swift River Ct was $5,282.
Source: St. Charles County assessment roll, as of August 7, 2026
Property Jurisdictions
Type
Name
State
Missouri
County
St. Charles County
Municipality
St. Paul City
Unified School District
Fort Zumwalt R-II School District (PK - 12)
Tax Bill & Assessment History
Year
Tax Bill
Assessed Value
Assessed Market Value
2026
$86,180 (-)
$453,579 (-)Land $70,000Building $383,579
2025
$5,282.00
$86,180
$453,579Land $70,000Building $383,579
2023
$86,368
2022
$454,567Land $55,000Building $399,567
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Flood
FEMA maps place 28 Swift River Ct in Zone X, an area of minimal flood risk, though there have been 25 flood claims nearby since 1982.
Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
FEMA Flood Zone
Zone X minimal risk
Flood Insurance Requirement
Not required lenders may require it
Community Rating System
Class 6 (20% premium discount)
Nearby Flood Policies
2 in force
Nearby Flood Claims
25 (1982–2015)
Claims Outside the SFHA
1 of 25
Most Recent Claim
Jun 2015 · river or lake flooding
Claims by Event
Severe Storms, Tornadoes, Flooding, Apr 1994 · 3 claims
Severe Storms & Flooding, Sep 1993 · 8 claims
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire
Wildfire risk around 28 Swift River Ct is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
Wildfire Risk
Low lower than 94% of the US · lower than 91% of Missouri
Wildfire Likelihood
Under 0.01% annual chance
Exposure
None beyond ember reach
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Drinking Water
Source: EPA Safe Drinking Water Information System, as of September 2026
Water System
ST PAUL PWS serves 1,700 people · EPA ID MO6011535
Water Source
Groundwater
Last State Inspection
Aug 2024
Lead
Under 1 ppb (2022–2024) action level 15 ppb
Violations Reported to EPA
Water Quality
None last 10 years
Treatment and Procedure
None last 10 years
Monitoring and Reporting
1 last 3 years
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Internet Providers
Source: FCC Broadband Data Collection, based on 175 locations within half a mile, as of December 31, 2025