28 Swift, Lake Forest, CA 92630 Property Records

Orange County property record for 28 Swift, Lake Forest, CA 92630

Property Summary

Property Type	Single Family Home
Details	4 bd · 5 ba · 2,807 sqft · built 2016
Lot Size	0.108 acres (4,711 sqft)
Owner	Individual Name on File
Last Sale	$1,265,000 (Oct 2020)
Tax Bill	$14,429 (2025)
Deeds & Mortgages	Oct 2020 Sale & Mortgage Jan 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`610-541-30`

Property Details

APN / Parcel Number

Primary APN	`610-541-30`

Interior

Bedrooms	4 Beds
Full Baths	5 Baths
Half Baths	1 Half Bath
Building Area	2,807 sqft Living Area

Exterior

Year Built	Built 2016
Lot Area	4,711 sqft (0.108 acres)
Garage Area	429 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	28 SWIFT
City	LAKE FOREST
State	CA
Zip	92630-1444
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	N TR 17536 BLK LOT 56
Legal Tract	17536
Legal Lot Number	56
Jurisdiction	ORANGE CA
Township / Civil Division	IRVINE-LAKE FOREST
Census Block Group	5
Census Block	5029
Census Tract	52422

Owner

28 Swift is owned and occupied by an individual who bought it in October 2020.

Source: Orange County records, as of November 17, 2025

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	28 SWIFT, LAKE FOREST, CA 92630-1444
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 14, 2020	Grant Deed, Transfer · Conventional Mortgage CITIBANK NA
Jan 13, 2017	Grant Deed, Transfer BANK OF AMERICA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 14, 2020 · Amount on File
Deed Sale	Oct 14, 2020 · Amount on File
Prior Sale	Jan 13, 2017 · Amount on File
Deed Document Number	2020000571967
Record Updated	Jun 8, 2026

October 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ORANGE CA
Recording Date	Oct 14, 2020
Property Address	28 SWIFT, LAKE FOREST, CA 92630-1444
Document Number	0000571967
Map Reference	MB 941 PG 43-46
Instrument Date	Sep 2, 2020
Instrument	2020000571967
Transaction Type	Transfer
Record Updated	Sep 14, 2021
Title Company	WESTERN RESOURCE TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	28 SWIFT, LAKE FOREST, CA 92630-1444

Mortgage

Document Number	0000571968
Date	Oct 14, 2020
Instrument	2020000571968

Lender

Name	CITIBANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2050

January 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ORANGE CA
Recording Date	Jan 13, 2017
Property Address	28 SWIFT, LAKE FOREST, CA 92630-1444
Document Number	0000017883
Instrument Date	Jan 12, 2017
Instrument	17883
Transaction Type	Transfer
Record Updated	Feb 1, 2019
Title Company	WESTMINSTER TITLE COMPANY INC, WESTMINSTER TITLE CO INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,233.10
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	28 SWIFT LAKE FOREST CA 926301444, LAKE FOREST, CA 92630-1444

Mortgage

Document Number	17884
Date	Jan 13, 2017
Instrument	17884

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Amount	Amount on Record
Term	360 Months
Due	Jan 12, 2047

Interest

Rate Type	Adjustable Rate
Rate	3.12%

Tax Assessment & Valuation

The 2025 property tax bill for 28 Swift was $14,429.

Source: Orange County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	California
County	Orange County
Municipality	Lake Forest City
Unified School District	Saddleback Valley Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$14,429.00	$1,369,276 Land $708,616 Building $660,660
2023	$13,834.00 (+1.81%)	$1,316,106 Land $681,100 Building $635,006
2022	$13,588.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 28 Swift in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 28 Swift is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 81% of California
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	IRVINE RANCH WATER DISTRICT serves 450,323 people · EPA ID CA3010092
Water Source	Surface water
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 478 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Cox Communications Fiber · Cable in parts of the area	2,000 / 2,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: GeoLinks.

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