28 Susan Dr, Saugus, MA 01906 Property Records

Essex County and Saugus Town property record for 28 Susan Dr, Saugus, MA 01906

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,031 sqft · built 1977
Lot Size	0.239 acres (10,402 sqft)
Owner	2 Individual Names on Record
Last Sale	$590,000 (Apr 2018)
Tax Bill	$7,421 (2026)
Deeds & Mortgages	Oct 2019 Refinance Apr 2018 Sale
Flood Zone	Zone X (minimal risk)
APN	`SAUG M:012-E B:0006 L:0021`

Property Details

APN / Parcel Number

Primary APN	`SAUG M:012-E B:0006 L:0021`
Alternative APNs	`M:012=E B:0006 L:0021` `34035`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,031 sqft Living Area
Gross Area	3,266 sqft
1st Floor Area	1,512 sqft
Basement Area	1,298 sqft
Unfinished Basement	779 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1977
Architectural Style	Raised Ranch
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	10,402 sqft (0.239 acres)
Garage Type	Basement
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	34035
Street Address	28 SUSAN DR
City	SAUGUS
State	MA
Zip	01906-1238
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	NA
Legal Block	6
Legal Lot Number	21
Jurisdiction	SAUGUS MA
Township / Civil Division	SAUGUS
Census Block Group	2
Census Block	2005
Census Tract	208301

Owner

Source: Essex County and Saugus Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	28 SUSAN DR, SAUGUS, MA 01906-1238
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Oct 22, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance LEADER BANK NA
Apr 12, 2018	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 12, 2018 · Amount on Record
Deed Sale	Apr 12, 2018 · Amount on Record
Deed Document Number	2018180412003690
Deed Book / Page	36645 / 342
Record Updated	Oct 29, 2026

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAUGUS MA
Property Address	28 SUSAN DR, SAUGUS, MA 01906-1238
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	37955-321
Date	Oct 22, 2019
Book Page	37955/321
Instrument	20191022002720

Lender

Name	LEADER BANK NA
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2049

April 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAUGUS MA
Recording Date	Apr 12, 2018
Property Address	28 SUSAN DR, SAUGUS, MA 01906-1238
Document Number	36645-342
Book / Page	036645 / 000342
Instrument Date	Apr 12, 2018
Instrument	1804123690
Transaction Type	Transfer
Record Updated	May 1, 2018

Transaction

Amount	Amount Recorded
Tax	$2,690.40
Amount Accuracy	Confirmed
Additional	Quitclaim Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	28 SUSAN DR SAUGUS MA 019061238, SAUGUS, MA 01906-1238

Tax Assessment & Valuation

Source: Essex County and Saugus Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
County Subdivision	Saugus Town
Unified School District	Saugus School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$7,421.00 (+4.73%)	$712,200 (+7.34%) Land $393,200 Building $318,700	$759,601 (-4.48%)
2025	$7,086.00 (+3.43%)	$663,500 (+3.14%) Land $357,100 Building $306,400	$795,245
2024	$6,851.00 (+1.99%)	$643,300 (+7.85%) Land $343,500 Building $299,800
2023	$6,717.00	$596,500 Land $311,900 Building $284,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SAUGUS WATER DEPT. (MWRA) serves 27,844 people · EPA ID MA3262000
Water Source	Purchased surface water from MWRA
Last State Inspection	May 2025
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 121 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Verizon.

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