28 Sumner St, Marlborough, MA 01752 Property Records

Middlesex County and Marlborough City property record for 28 Sumner St, Marlborough, MA 01752

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,170 sqft · built 1902
Lot Size	0.112 acres (4,900 sqft)
Owner	Individual Name on File
Last Sale	$365,000 (Apr 2020)
Tax Bill	$4,299 (2025)
Deeds & Mortgages	Nov 2021 Mortgage Nov 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`73926`

Property Details

APN / Parcel Number

Primary APN	`73926`
Alternative APN	`MARL M:068 B:268 L:000`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,170 sqft Living Area
Gross Area	1,770 sqft
Basement Area	620 sqft
Unfinished Basement	620 sqft

Exterior

Year Built	Built 1902
Effective Year Built	Effective 1902
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	4,900 sqft (0.112 acres)

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	73926
Street Address	28 SUMNER ST
City	MARLBOROUGH
State	MA
Zip	01752-2069
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RB
Legal Block	268
Jurisdiction	MARLBOROUGH MA
Township / Civil Division	MARLBOROUGH
Census Block Group	1
Census Block	1007
Census Tract	321500

Owner

28 Sumner St is owned and occupied by an individual who acquired it in April 2020.

Source: Middlesex County and Marlborough City records, as of July 20, 2026

Owner of Record	Individual Name on File
Mailing Address	28 SUMNER ST, MARLBOROUGH, MA 01752-2069
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 24, 2021	Deed of Trust, Mortgage · FHA Mortgage CROSSCOUNTRY MORTGAGE INC
Nov 24, 2021	Deed of Trust, Mortgage · FHA Mortgage CROSSCOUNTRY MORTGAGE INC
Apr 27, 2020	Quit Claim Deed, Transfer NOT AVAILABLE
Nov 3, 2017	Deed of Trust, Mortgage RICHARD W ELIA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 27, 2020 · Amount on File
Deed Sale	Apr 27, 2020 · Amount on File
Prior Sale	Sep 30, 2016 · Amount on File
Deed Document Number	202062069
Deed Book / Page	74550 / 91
Last Transfer Date	Apr 30, 2020
Transfer Doc	74718-495
Record Updated	Oct 29, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARLBOROUGH MA
Property Address	28 SUMNER ST, MARLBOROUGH, MA 01752-2069
Transaction Type	Mortgage
Record Updated	Apr 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00079225-1
Date	Nov 24, 2021
Book Page	79225/1
Instrument	256683

Lender

Name	CROSSCOUNTRY MORTGAGE INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2051

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARLBOROUGH MA
Property Address	28 SUMNER ST, MARLBOROUGH, MA 01752-2069
Transaction Type	Mortgage
Record Updated	Dec 10, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	79225-1
Date	Nov 24, 2021
Book Page	79225/1
Instrument	256683

Lender

Name	CROSSCOUNTRY MORTGAGE INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2051

April 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MARLBOROUGH MA
Recording Date	Apr 27, 2020
Property Address	28 SUMNER ST, MARLBOROUGH, MA 01752-2069
Document Number	74550-91
Book / Page	074550 / 000091
Instrument Date	Apr 24, 2020
Instrument	62069
Transaction Type	Transfer
Record Updated	May 12, 2020
Title Company	NOT AVAILABLE

Transaction

Amount	Amount on Record
Tax	$1,664.00
Amount Accuracy	Confirmed
Additional	Quitclaim Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	28 SUMNER ST MARLBOROUGH MA 017522069, MARLBOROUGH, MA 01752-2069

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARLBOROUGH MA
Property Address	28 SUMNER ST, MARLBOROUGH, MA 01752-2069
Document Number	70186-71
Book / Page	070186 / 000071
Instrument Date	Nov 3, 2017
Transaction Type	Mortgage
Record Updated	Nov 21, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company

Mortgage

Document Number	70186-71
Date	Nov 3, 2017
Book Page	070186/000071
Instrument	9675

Lender

Name	RICHARD W ELIA

Agreement

Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 28 Sumner St was $4,299, up 4.9% from the year before.

Source: Middlesex County and Marlborough City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
Municipality	Marlborough City
Unified School District	Marlborough School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,299.00 (+4.93%)	$436,000 (+8.97%) Land $156,000 Building $280,000	$457,045 (+1.56%)
2024	$4,097.00 (-11.85%)	$400,100 (-0.67%) Land $141,800 Building $258,300	$450,015
2023	$4,648.00	$402,800 Land $111,300 Building $291,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 28 Sumner St in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (1979–1981)
Most Recent Claim	May 1981 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 28 Sumner St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MARLBOROUGH DPW WATER DIV. (MWRA) serves 41,799 people · EPA ID MA2170000
Water Source	Purchased surface water from MWRA
Last State Inspection	Aug 2024
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 610 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 2,000
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

Nearby Properties on Sumner St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures