28 Summit Ter, Peabody, MA 01960 Property Records

Essex County and Peabody City property record for 28 Summit Ter, Peabody, MA 01960

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 1,935 sqft · built 1955
Lot Size	0.138 acres (5,998 sqft)
Owner	2 Individual Names on File
Last Sale	$530,000 (Oct 2022)
Tax Bill	$5,581 (2026)
Deeds & Mortgages	Oct 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`PEAB M:0073 B:0015`

Property Details

APN / Parcel Number

Primary APN	`PEAB M:0073 B:0015`
Alternative APN	`8504`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,935 sqft Living Area
1st Floor Area	1,135 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1980
Architectural Style	Ranch
Exterior Material	Wood Siding
Lot Area	5,998 sqft (0.138 acres)
Garage Type	Basement
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	8504
Street Address	28 SUMMIT TER
City	PEABODY
State	MA
Zip	01960-4024
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1A
Legal Subdivision	SUMMIT PARK
Legal Block	15
Jurisdiction	PEABODY MA
Township / Civil Division	PEABODY
Census Block Group	2
Census Block	2000
Census Tract	210402

Owner

28 Summit Ter is owned and occupied by two individuals who bought it in October 2022.

Source: Essex County and Peabody City records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	28 SUMMIT TER, PEABODY, MA 01960-4024
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 26, 2022 · Amount on File
Deed Sale	Oct 26, 2022 · Amount on File
Deed Document Number	20223430
Deed Book / Page	41267 / 465
Record Updated	Oct 29, 2026

October 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	PEABODY MA
Recording Date	Oct 26, 2022
Property Address	28 SUMMIT TER, PEABODY, MA 01960-4024
Document Number	041267-465
Book / Page	41267 / 465
Instrument Date	Oct 26, 2022
Instrument	20221026003430
Transaction Type	Transfer
Record Updated	Nov 11, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	28 SUMMIT TER, PEABODY, MA 01960-4024

Mortgage

Document Number	221026003440
Date	Oct 26, 2022
Instrument	221026003440

Lender

Name	CROSSCOUNTRY MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2026 property tax bill for 28 Summit Ter was $5,581, up 2.7% from the year before.

Source: Essex County and Peabody City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
Municipality	Peabody City
Unified School District	Peabody School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,581.00 (+2.72%)	$589,300 (+0.44%) Land $245,800 Building $343,500	$639,815 (-3.65%)
2025	$5,433.00 (+18.24%)	$586,700 (+16.45%) Land $227,600 Building $359,100	$664,050
2024	$4,595.00 (+7.28%)	$503,800 (+11.98%) Land $227,600 Building $276,200
2023	$4,283.00	$449,900 Land $203,200 Building $246,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 28 Summit Ter in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 28 Summit Ter has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PEABODY WATER DEPT. serves 54,481 people · EPA ID MA3229000
Water Source	Surface water
Last State Inspection	May 2026
Lead	4 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 409 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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