28 Summit Rd, Stoneham, MA 02180 Property Records

Middlesex County and Stoneham Town property record for 28 Summit Rd, Stoneham, MA 02180

Property Summary

Property TypeSingle Family Home
Details5 bd · 3 ba · 2,825 sqft · built 1971
Lot Size0.208 acres (9,082 sqft)
Owner2 Individual Names on File
Last Sale$765,000 (Jul 2018)
Tax Bill$10,544 (2025)
Deeds & MortgagesNov 2024 Mortgage
Oct 2025 Transfer
+ 2 more
Flood ZoneZone X (minimal risk)
APNSTON M:19 B:000 L:175

Property Details

APN / Parcel Number

Primary APNSTON M:19 B:000 L:175
Alternative APN
  • 3978

Interior

Bedrooms5 Beds
Full Baths3 Baths
Total Rooms10 Rooms
Stories1 Story
Building Area2,825 sqft Living Area
Gross Area3,198 sqft
Basement Area1,492 sqft
Unfinished Basement373 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1971
Effective Year BuiltEffective 2002
Architectural StyleSplit Foyer
Exterior MaterialWood Siding
Construction TypeFrame
Roof TypeGable
Roof MaterialAsphalt
Lot Area9,082 sqft (0.208 acres)
Garage TypeBasement
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHot Water
Heating FuelGas

Location & Zoning

Account Number3978
Street Address28 SUMMIT RD
CitySTONEHAM
StateMA
Zip02180-2710
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRA
Legal Lot Number175
JurisdictionSTONEHAM MA
Township / Civil DivisionSTONEHAM
Census Block Group3
Census Block3010
Census Tract337300

Owner

Source: Middlesex County and Stoneham Town assessment roll, as of April 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address28 SUMMIT RD, STONEHAM, MA 02180-2710
OccupancyOwner Occupied
Owner TypeIndividual
VestingTenants by the Entirety

Deeds, Mortgages & Sale History

DateDocument
Nov 15, 2024Deed of Trust, Mortgage · Second Mortgage (Down Payment)
DIGITAL FCU
Oct 2, 2025Quit Claim Deed, Transfer
Quitclaim
Nov 25, 2020Deed of Trust, Mortgage · Stand-Alone Refinance
FAIRWAY INDEPENDENT MORTGAGE CORP
Jul 13, 2018Quit Claim Deed, Transfer
LEADER BANK NA

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJul 13, 2018 · Amount on Record
Deed SaleJul 13, 2018 · Amount on Record
Deed Document Number2018104610
Deed Book / Page71314 / 111
Last Transfer DateOct 1, 2025
Transfer Doc084690-172
Record UpdatedSep 20, 2026

November 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSTONEHAM MA
Property Address28 SUMMIT RD, STONEHAM, MA 02180-2710
Transaction TypeMortgage
Record UpdatedApr 2, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number083477-332
DateNov 15, 2024
Book Page83477/332
Instrument130918
Lender
NameDIGITAL FCU
TypeCredit Union
Agreement
TypeSecond Mortgage (Down Payment)
AmountAmount Recorded
Term61 Months
DueDec 1, 2029

October 2025: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSTONEHAM MA
Recording DateOct 2, 2025
Property Address28 SUMMIT RD, STONEHAM, MA 02180-2710
Document Number084690-172
Book / Page84690 / 172
Instrument DateOct 1, 2025
Instrument119890
Transaction TypeTransfer
Record UpdatedOct 22, 2025

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address28 SUMMIT RD, STONEHAM, MA 02180-2710

November 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSTONEHAM MA
Property Address28 SUMMIT RD, STONEHAM, MA 02180-2710
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number76274-80
DateNov 25, 2020
Book Page76274/80
Instrument223779
Lender
NameFAIRWAY INDEPENDENT MORTGAGE CORP
TypeMortgage Company
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term361 Months
DueDec 1, 2050

July 2018: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSTONEHAM MA
Recording DateJul 13, 2018
Property Address28 SUMMIT RD, STONEHAM, MA 02180-2710
Document Number71314-111
Book / Page71314 / 111
Instrument104610
Transaction TypeTransfer
Record UpdatedMay 12, 2021

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$72.05
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address28 SUMMIT RD, STONEHAM, MA 02180-2710

Mortgage

Document Number713140114
DateJul 13, 2018
Instrument71314/0114
Lender
NameLEADER BANK NA
TypeBank
Agreement
AmountAmount Recorded
Term360 Months
DueJul 13, 2048

Tax Assessment & Valuation

Source: Middlesex County and Stoneham Town assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyMiddlesex County
County SubdivisionStoneham Town
Unified School DistrictStoneham School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$10,544.00 (+5.22%)$1,030,700 (+8.92%) Land $390,800 Building $639,900$1,024,480 (+4.8%)
2024$10,021.00 (+2.7%)$946,300 (+7.64%) Land $361,500 Building $584,800$977,550
2023$9,758.00$879,100 Land $332,200 Building $546,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims1 (2010)
Claims Outside the SFHA1 of 1
Most Recent ClaimMar 2010 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSTONEHAM WATER DEPT (MWRA SUPPLY)
serves 23,244 people · EPA ID MA3284000
Water SourcePurchased surface water from MWRA
Last State InspectionNov 2024
Lead1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityE. coli
not recorded as resolved · Sep 2018
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 422 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Radiate Holdings
Cable
1,500 / 50
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880
T-Mobile USA
Fixed Wireless
100 / 20

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