28 Summit Ave, Chippewa Falls, WI 54729 Property Records

Chippewa County property record for 28 Summit Ave, Chippewa Falls, WI 54729

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,380 sqft · built 1915
Owner	Individual Name on File
Last Sale	$161,000 (Jun 2018)
Tax Bill	$3,450 (2025)
Deeds & Mortgages	Nov 2017 Mortgage Feb 2022 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`22808-0714-6070-0103`

Property Details

APN / Parcel Number

Primary APN	`22808-0714-6070-0103`
Alternative APN	`211 1362`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	1 Room
Stories	2 Stories
Building Area	1,380 sqft Living Area
Basement Area	456 sqft

Exterior

Year Built	Built 1915
Roof Material	Asphalt

Utilities, Heating & Cooling

Cooling System	None
Heating System	Gas
Sewer	Connected

Location & Zoning

Account Number	211 1362
Street Address	28 SUMMIT AVE
City	CHIPPEWA FALLS
State	WI
Zip	54729-3142
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WOODWARD & DUNCAN'S ADD TO SOUTH SIDE LOT 3 BLK 1
Legal Range	08W
Legal Township	28N
Legal Section	07
Legal Subdivision	WOODWARD & DUNCAN'S ADD
Legal Block	1
Legal Lot Number	3
Jurisdiction	CHIPPEWA WI
Township / Civil Division	CHIPPEWA FALLS
Census Block Group	1
Census Block	1041
Census Tract	10200

Owner

Source: Chippewa County assessment roll, as of January 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	28 SUMMIT AVE, CHIPPEWA FALLS, WI 54729-3142
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 6, 2017	Deed of Trust, Mortgage CITIZENS COMMUNITY FEDERAL
Feb 24, 2022	Deed of Trust, Mortgage · Line of Credit CITIZENS STATE BANK
Feb 24, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance CITIZENS STATE BANK
Jun 22, 2018	Warranty Deed, Transfer CITIZENS STATE BANK
Jan 8, 2018	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jun 22, 2018 · Amount on Record
Deed Sale	Jun 22, 2018 · Amount on Record
Prior Sale	Jan 8, 2018
Deed Document Number	000000879315
Record Updated	Jun 8, 2026

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHIPPEWA WI
Property Address	28 SUMMIT AVE, CHIPPEWA FALLS, WI 54729-3142
Transaction Type	Mortgage
Record Updated	Sep 8, 2022
Title Company	T M TITLE SERVICES INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000873129
Date	Nov 6, 2017
Instrument	873129

Lender

Name	CITIZENS COMMUNITY FEDERAL
Type	Bank
Address	ALTOONA, WI 54720

Agreement

Amount	Amount Recorded

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHIPPEWA WI
Property Address	28 SUMMIT AVE, CHIPPEWA FALLS, WI 54729-3142
Transaction Type	Mortgage
Record Updated	Sep 8, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000929216
Date	Feb 24, 2022
Instrument	929216

Lender

Name	CITIZENS STATE BANK

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	301 Months
Due	Mar 1, 2047

Interest

Rate Type	Adjustable Rate

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHIPPEWA WI
Property Address	28 SUMMIT AVE, CHIPPEWA FALLS, WI 54729-3142
Transaction Type	Mortgage
Record Updated	Sep 8, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000929215
Date	Feb 24, 2022
Instrument	929215

Lender

Name	CITIZENS STATE BANK

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2052

June 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHIPPEWA WI
Recording Date	Jun 22, 2018
Property Address	28 SUMMIT AVE, CHIPPEWA FALLS, WI 54729-3142
Document Number	000000879315
Instrument Date	Jun 15, 2018
Instrument	000000879315
Transaction Type	Transfer
Record Updated	Sep 8, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	28 SUMMIT AVE, CHIPPEWA FALLS, WI 54729-3142

Mortgage

Document Number	000000879316
Date	Jun 22, 2018
Instrument	000000879316

Lender

Name	CITIZENS STATE BANK
Type	Bank

Agreement

Amount	Amount Recorded
Term	355 Months
Due	Jan 1, 2048

January 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHIPPEWA WI
Recording Date	Jan 8, 2018
Property Address	28 SUMMIT AVE, CHIPPEWA FALLS, WI 54729-3142
Document Number	000000874816
Instrument Date	Dec 7, 2017
Instrument	000000874816
Transaction Type	Transfer
Record Updated	Sep 8, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Tax Assessment & Valuation

Source: Chippewa County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Wisconsin
County	Chippewa County
Municipality	Chippewa Falls City
Unified School District	Chippewa Falls Area School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,450.00 (+25.87%) Homeowner's exemption	$155,000 (-) Land $17,700 Building $137,300	$268,700 (+33.68%)
2023	$2,741.00 Homeowner's exemption	$155,000 Land $17,700 Building $137,300	$201,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 18, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHIPPEWA FALLS WATERWORKS serves 13,375 people · EPA ID WI6090456
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 363 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TDS Telecom Fiber	8,000 / 8,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile USA.

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