Norfolk County and Franklin Town City property record for 28 Stubb St, Franklin, MA 02038
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,776 sqft · built 1973 |
| Lot Size | 0.248 acres (10,794 sqft) |
| Owner | Individual Name on File |
| Last Sale | $505,000 (Jan 2022) |
| Tax Bill | $6,840 (2025) |
| Deeds & Mortgages | Dec 2025 Line of Credit Jan 2022 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 74-103 |
| Primary APN | 74-103 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 1,776 sqft Living Area |
| Gross Area | 2,878 sqft |
| Basement Area | 998 sqft |
| Unfinished Basement | 998 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1973 |
|---|---|
| Effective Year Built | Effective 1973 |
| Architectural Style | Colonial |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 10,794 sqft (0.248 acres) |
| Heating Fuel | Electric |
|---|
| Account Number | 74-103 |
|---|---|
| Street Address | 28 STUBB ST |
| City | FRANKLIN |
| State | MA |
| Zip | 02038-2020 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Lot Number | 121 |
| Jurisdiction | FRANKLIN MA |
| Township / Civil Division | FRANKLIN TOWN |
| Census Block Group | 4 |
| Census Block | 4003 |
| Census Tract | 442101 |
28 Stubb St is owned and occupied by an individual who bought it in January 2022.
Source: Norfolk County and Franklin Town City records, as of July 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 28 STUBB ST, FRANKLIN, MA 02038-2020 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 1, 2025 | Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA |
| Jan 10, 2022 | Quit Claim Deed, Transfer · Stand-Alone First Mortgage ENVOY MORTGAGE LTD |
| Mar 7, 2018 | Deed of Trust, Mortgage · Conventional Mortgage MORTGAGE NTWK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 10, 2022 · Amount on File |
| Deed Sale | Jan 10, 2022 · Amount on File |
| Prior Sale | May 20, 1994 · Amount on File |
| Deed Book / Page | 40230 / 177 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FRANKLIN MA |
| Property Address | 28 STUBB ST, FRANKLIN, MA 02038-2020 |
| Transaction Type | Mortgage |
| Record Updated | Dec 24, 2025 |
| Name | Verified Name |
|---|
| Document Number | 042797-164 |
|---|---|
| Date | Dec 1, 2025 |
| Book Page | 42797/164 |
| Instrument | 84552 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 349 Months |
| Due | Jan 1, 2055 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | FRANKLIN MA |
| Recording Date | Jan 10, 2022 |
| Property Address | 28 STUBB ST, FRANKLIN, MA 02038-2020 |
| Document Number | 040230-177 |
| Book / Page | 40230 / 177 |
| Instrument Date | Jan 10, 2022 |
| Instrument | 2379 |
| Transaction Type | Transfer |
| Record Updated | Nov 20, 2025 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 28 STUBB ST, FRANKLIN, MA 02038-2020 |
| Document Number | 0000002380 |
|---|---|
| Date | Jan 10, 2022 |
| Instrument | 2380 |
| Name | ENVOY MORTGAGE LTD |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FRANKLIN MA |
| Property Address | 28 STUBB ST, FRANKLIN, MA 02038-2020 |
| Document Number | 35846-139 |
| Instrument Date | Mar 7, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2018 |
| Name | Verified Name |
|---|
| Document Number | 35846-139 |
|---|---|
| Date | Mar 12, 2018 |
| Book Page | 035846/000139 |
| Instrument | 19065 |
| Name | MORTGAGE NTWK |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Mar 11, 2048 |
The 2025 property tax bill for 28 Stubb St was $6,840, up 2.7% from the year before.
Source: Norfolk County and Franklin Town City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Norfolk County |
| Municipality | Franklin Town City |
| Unified School District | Franklin School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,840.00 (+2.75%) | $588,600 (+4.25%) Land $324,000 Building $264,600 | $641,440 (+7.02%) |
| 2024 | $6,657.00 (+0.92%) | $564,600 (+7.69%) Land $324,000 Building $240,600 | $599,355 |
| 2023 | $6,596.00 | $524,300 Land $281,400 Building $242,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 28 Stubb St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective May 26, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 28 Stubb St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 90% of Massachusetts |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | FRANKLIN WATER DEPARTMENT serves 33,706 people · EPA ID MA2101000 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2025 |
| Lead | 2 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 287 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures