Bergen County and Waldwick Borough property record for 28 Stuart St, Waldwick, NJ 07463 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Architecture Style | Cape Cod |
| Year Built | Built 1949 |
| Square Footage | 1,713 sqft Living Area |
| Lot Size | 6,854 sqft (0.157 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $625,000 (2023) |
| Tax Bill | $13,192.00 (2025) |
| Primary APN | 64-00072-04-00049 |
|---|---|
| Alternative APNs |
|
| Building Area | 1,713 sqft Living Area |
|---|---|
| Stories | 2 Stories |
| Year Built | Built 1949 |
|---|---|
| Effective Year Built | Effective 1949 |
| Architectural Style | Cape Cod Style |
| Exterior Material | Aluminum/Vinyl Exterior |
| Construction Type | Frame Construction |
| Lot Area | 6,854 sqft (0.157 acres) |
| Parking Spaces | 1 Parking Spaces |
| Old Parcel Number | 6400072D00049 |
|---|---|
| Street Address | 28 STUART ST |
| City | WALDWICK |
| State | NJ |
| Zip | 07463-2428 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | 65XIRR 3LT |
| Legal Subdivision | HIGHLANDS |
| Legal Block | 72.4 |
| Legal Lot Number | 49 |
| Jurisdiction | BERGEN NJ |
| Minor Civil Division | WALDWICK |
| Census Blockgroup | 1 |
| Census Block | 1004 |
| Census Tract | 56100 |
Source: Bergen County and Waldwick Borough records · APN 64-00072-04-00049
Assessment roll updated June 29, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 28 STUART ST, WALDWICK, NJ 07463-2428 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Dec 28, 2023 | Deed, Transfer · Conventional Mortgage KEYSTONE FUNDING INC |
| Apr 19, 2021 | Deed of Trust, Mortgage · Conventional Mortgage AMERICAN FEDERAL MORTGAGE CORP |
| Jan 09, 2018 | Grant Deed, Transfer |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Dec 28, 2023 · Amount on Record |
| Deed Sale | Dec 28, 2023 · Amount on Record |
| Prior Sale | Jan 09, 2018 · Amount on Record |
| Deed Doc Number | 202381989 |
| Deed Book / Page | 5148 / 1698 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | Dec 28, 2023 |
| Property Address | 28 STUART ST, WALDWICK, NJ 07463-2428 |
| Document Number | 0051481698 |
| Book / Page | 5148 / 1698 |
| Instrument Date | Dec 21, 2023 |
| Instrument | 2023081989 |
| Transaction Type | Transfer |
| Record Updated | Feb 12, 2024 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $5,450.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 28 STUART ST, WALDWICK, NJ 07463-2428 |
| Name | Verified Name |
|---|---|
| Address | 28 STUART ST, WALDWICK, NJ 07463-2428 |
| Document Number | 2023081990 |
|---|---|
| Date | Dec 28, 2023 |
| Instrument | 2023081990 |
| Name | KEYSTONE FUNDING INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 01, 2054 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 28 STUART ST, WALDWICK, NJ 07463-2428 |
| Transaction Type | Mortgage |
| Record Updated | May 21, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0040860500 |
|---|---|
| Date | Apr 19, 2021 |
| Book Page | 4086/500 |
| Instrument | 2021058970 |
| Name | AMERICAN FEDERAL MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | CHESTER, NJ 07930 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Apr 01, 2036 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | Jan 09, 2018 |
| Property Address | 28 STUART ST, WALDWICK, NJ 07463-2428 |
| Document Number | 0028311431 |
| Book / Page | 002831 / 001431 |
| Instrument Date | Dec 21, 2017 |
| Transaction Type | Transfer |
| Record Updated | Feb 09, 2018 |
| Amount | Amount Recorded |
|---|---|
| Tax | $488.50 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
Source: Bergen County and Waldwick Borough records · Assessment roll updated June 29, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Bergen County |
| Municipality | Waldwick Borough |
| Unified School District | Waldwick Borough School District (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $574,800 (-) Land $314,000 Building $260,800 | $574,800 (-) Land $314,000 Building $260,800 | |
| 2025 | $13,192.00 (+3.66%) | $574,800 (+43.31%) Land $314,000 Building $260,800 | $574,800 (+43.31%) Land $314,000 Building $260,800 |
| 2024 | $12,726.00 (+11.41%) | ||
| 2023 | $401,100 (-) Land $258,600 Building $142,500 | $401,100 (-) Land $258,600 Building $142,500 | |
| 2022 | $11,423.00 (+1.94%) | $401,100 Land $258,600 Building $142,500 | $401,100 Land $258,600 Building $142,500 |
| 2021 | $11,206.00 |
28 Stuart St is in FEMA Zone X, outside the Special Flood Hazard Area, with direct wildfire exposure (Low risk).
Source: FEMA National Flood Hazard Layer · Bergen County (34003C), updated December 8, 2024
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Low 2nd percentile of exposed land nationally · 6th in New Jersey |
|---|---|
| Wildfire Likelihood | Low — less than 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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