Merrimack County and Concord City property record for 28 Stone St, Concord, NH 03301
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,409 sqft · built 1830 |
| Lot Size | 0.08 acres (3,485 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $450,000 (Jul 2024) |
| Tax Bill | $8,401 (2025) |
| Deeds & Mortgages | Dec 2025 Mortgage May 2017 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | M:19 B:1 L:18 |
| Primary APN | M:19 B:1 L:18 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 1,409 sqft Living Area |
| Gross Area | 3,421 sqft |
| 1st Floor Area | 1,026 sqft |
| Attic | Attic |
| Attic Area | 400 sqft |
| Basement Area | 862 sqft |
| Unfinished Basement | 862 sqft |
| Year Built | Built 1830 |
|---|---|
| Effective Year Built | Effective 1830 |
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 3,485 sqft (0.08 acres) |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Gas |
| Street Address | 28 STONE ST |
|---|---|
| City | CONCORD |
| State | NH |
| Zip | 03301-2765 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RN |
| Legal Block | 79 |
| Legal Lot Number | 18 |
| Jurisdiction | CONCORD CITY NH |
| Township / Civil Division | CONCORD |
| Census Block Group | 2 |
| Census Block | 2021 |
| Census Tract | 32100 |
Source: Merrimack County and Concord City records, as of July 28, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 28 STONE ST, CONCORD, NH 03301-2765 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Dec 5, 2025 | Deed of Trust, Mortgage · Conventional Mortgage SAGE HM LOANS CORP |
| May 23, 2017 | Warranty Deed, Transfer · Conventional with PMI NEW HAMPSHIRE FCU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 2, 2024 · Amount on Record |
| Deed Sale | Jul 2, 2024 · Amount on Record |
| Prior Sale | May 23, 2017 · Amount on Record |
| Deed Document Number | 20248869 |
| Deed Book / Page | 3860 / 1697 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CONCORD CITY NH |
| Property Address | 28 STONE ST, CONCORD, NH 03301-2765 |
| Transaction Type | Mortgage |
| Record Updated | Jan 27, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000019827 |
|---|---|
| Date | Dec 5, 2025 |
| Book Page | 3913/388 |
| Instrument | 202500019827 |
| Name | SAGE HM LOANS CORP |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 349 Months |
| Due | Jan 1, 2055 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CONCORD CITY NH |
| Recording Date | May 23, 2017 |
| Property Address | 28 STONE ST, CONCORD, NH 03301-2765 |
| Document Number | 0035561900 |
| Book / Page | 003556 / 001900 |
| Instrument Date | May 23, 2017 |
| Instrument | 8968 |
| Transaction Type | Transfer |
| Record Updated | Jun 9, 2017 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,555.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 189 BELMONT ST MANCHESTER NH 031034451, MANCHESTER, NH 03103-4451 |
| Document Number | 35561902 |
|---|---|
| Date | May 23, 2017 |
| Book Page | 003556/001902 |
| Instrument | 8969 |
| Name | NEW HAMPSHIRE FCU |
|---|---|
| Type | Credit Union |
| Address | CONCORD, NH 03301 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 22, 2047 |
Source: Merrimack County and Concord City assessment roll, as of July 28, 2026
| Type | Name |
|---|---|
| State | New Hampshire |
| County | Merrimack County |
| Municipality | Concord City |
| Unified School District | Concord School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $8,401.00 (+8.37%) | $288,600 (-) Land $114,300 Building $174,300 | |
| 2023 | $7,752.00 (+3.75%) | $288,600 (-) Land $114,300 Building $174,300 | $416,480 |
| 2022 | $7,472.00 | $288,600 Land $114,300 Building $174,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 22, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CONCORD WATER DEPT serves 44,215 people · EPA ID NH0501010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Apr 2025 |
| Lead | 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 361 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 2,000 |
| Fidium Fiber Fiber | 2,000 / 2,000 |
| Breezeline Fiber · Cable in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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