28 Stone Hill Dr, Westerly, RI 02891 Property Records

Westerly Town property record for 28 Stone Hill Dr, Westerly, RI 02891

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 2,204 sqft · built 2021
Lot Size0.317 acres (13,800 sqft)
Owner2 Trust Names on File
Last Sale$615,000 (Sep 2021)
Tax Bill$5,893 (2025)
Deeds & MortgagesMay 2024 Transfer
Sep 2021 Sale & Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APNWEST M:107 B:118

Property Details

APN / Parcel Number

Primary APNWEST M:107 B:118
Alternative APNs
  • M:107 B:118 L
  • 1126750

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms8 Rooms
Stories2 Stories
Building Area2,204 sqft Living Area
Gross Area4,793 sqft

Exterior

Year BuiltBuilt 2021
Effective Year BuiltEffective 2021
Architectural StyleColonial
Exterior MaterialAluminum/Vinyl
Roof TypeGable
Roof MaterialAsphalt
Lot Area13,800 sqft (0.317 acres)

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Account Number1126750
Street Address28 STONE HILL DR
CityWESTERLY
StateRI
Zip02891-3319
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Block118
JurisdictionWESTERLY RI
Township / Civil DivisionWESTERLY
Census Block Group2
Census Block2032
Census Tract50802

Owner

28 Stone Hill Dr is held in a trust since May 2024.

Source: Westerly Town records, as of October 20, 2026

Owner of Record2 Trust Names on File
Mailing Address28 STONE HILL DR, WESTERLY, RI 02891-3319
Owner TypeCompany
VestingTrust, Irrevocable Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
May 14, 2024Quit Claim Deed, Transfer
Quitclaim
Sep 17, 2021Warranty Deed, Transfer · Stand-Alone First Mortgage
EVOLVE BANK & TRUST
Oct 8, 2020Deed of Trust, Mortgage · Line of Credit
RIVERHEAD CONST FINANCING LLC
Jun 29, 2020Warranty Deed, Transfer
NOT AVAILABLE

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 17, 2021 · Amount on File
Deed SaleSep 17, 2021 · Amount on File
Prior SaleJun 29, 2020 · Amount on File
Deed Book / Page2021 / 23584
Last Transfer DateMay 13, 2024
Transfer Doc02024-5747
Record UpdatedOct 29, 2026

May 2024: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionWESTERLY RI
Recording DateMay 14, 2024
Property Address28 STONE HILL DR, WESTERLY, RI 02891-3319
Document Number02024-5747
Book / Page2024 / 5747
Instrument DateMay 13, 2024
Instrument2024-1489
Transaction TypeTransfer
Record UpdatedOct 16, 2025

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address28 STONE HILL DR, WESTERLY, RI 02891-3319

September 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWESTERLY RI
Recording DateSep 17, 2021
Property Address28 STONE HILL DR, WESTERLY, RI 02891-3319
Document Number2021-23584
Book / Page2021 / 23584
Instrument DateSep 16, 2021
Instrument2021-5278
Transaction TypeTransfer
Record UpdatedOct 16, 2025

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address41 MAPLEHURST CT, CHESHIRE, CT 06410-1575

Mortgage

Document Number0020215280
DateSep 17, 2021
Instrument2021-5280
Lender
NameEVOLVE BANK & TRUST
TypeBank
Agreement
TypeStand-Alone First Mortgage
AmountAmount on Record

October 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWESTERLY RI
Property Address28 STONE HILL DR, WESTERLY, RI 02891-3319
Document Number2020-2054
Instrument DateOct 8, 2020
Transaction TypeMortgage
Record UpdatedNov 3, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address2 FLECTCHER DR WESTERLY RI 02891, WESTERLY, RI 02891

Mortgage

Document Number2020-2054
DateOct 15, 2020
Book Page002020/022054
Instrument5027
Lender
NameRIVERHEAD CONST FINANCING LLC
Agreement
TypeLine of Credit
AmountAmount on Record
Interest
Rate TypeAdjustable Rate

June 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWESTERLY RI
Recording DateJun 29, 2020
Property Address28 STONE HILL DR, WESTERLY, RI 02891-3319
Document Number2020-2266
Book / Page002020 / 012266
Instrument DateJun 22, 2020
Instrument2826
Transaction TypeTransfer
Record UpdatedJul 14, 2020
Title CompanyNOT AVAILABLE

Transaction

AmountAmount on Record
Tax$130.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address2 FLETCHER DR WESTERLY RI 028915806, WESTERLY, RI 02891-5806

Tax Assessment & Valuation

The 2025 property tax bill for 28 Stone Hill Dr was $5,893.

Source: Westerly Town assessment roll, as of June 22, 2026

Property Jurisdictions

TypeName
StateRhode Island
County SubdivisionWesterly Town
Unified School DistrictWesterly School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$5,893.00$757,400 Land $212,200 Building $545,200$868,028
2023$5,850.00 (+1.67%)$575,800 (+1.07%) Land $145,000 Building $430,800
2022$5,754.00$569,700 Land $145,000 Building $424,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 28 Stone Hill Dr in Zone X, an area of minimal flood risk, though there have been 10 flood claims nearby since 1991.

Source: FEMA National Flood Hazard Layer, effective December 26, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 24 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies24 in force
Nearby Flood Claims10 (1991–2024)
Most Recent ClaimJan 2024 · tidal / storm surge
Claims by Event
  • Hurricane Sandy, Oct 2012 · 2 claims
  • Severe Storms And Flooding, Mar 2010 · 5 claims
  • Hurricane Bob, Aug 1991 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 28 Stone Hill Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 62% of Rhode Island
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWESTERLY WATER DEPARTMENT
serves 35,298 people · EPA ID RI1559512
Water SourceGroundwater
Last State InspectionMay 2025
Lead4 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting22
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 218 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable
2,000 / 35
Verizon
Fiber
980 / 880

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