28 Stewart St, Demarest, NJ 07627 Property Records

Bergen County and Demarest Borough property record for 28 Stewart St, Demarest, NJ 07627

Property Summary

Property TypeSingle Family Home
Details3,363 sqft · built 2008
Lot Size0.264 acres (11,500 sqft)
Owner2 Individual Names on File
Last Sale$1,275,000 (May 2008)
Tax Bill$30,575 (2025)
Deeds & MortgagesJun 2017 Line of Credit
Flood ZoneZone X (minimal risk)
APN09-00007-0000-00377-02

Property Details

APN / Parcel Number

Primary APN09-00007-0000-00377-02
Alternative APN
  • 09000070000003770002

Interior

Building Area3,363 sqft Living Area

Exterior

Year BuiltBuilt 2008
Effective Year BuiltEffective 2008
Lot Area11,500 sqft (0.264 acres)
Lot Dimensions100 ft deep x 115 ft wide

Location & Zoning

Street Address28 STEWART ST
CityDEMAREST
StateNJ
Zip07627-2019
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description115X100 IRRG
Legal Block7
Legal Lot Number377
JurisdictionBERGEN NJ
Township / Civil DivisionDEMAREST
Census Block Group3
Census Block3005
Census Tract9100

Owner

Source: Bergen County and Demarest Borough records, as of October 13, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on File
Mailing Address28 STEWART ST, DEMAREST, NJ 07627-2019
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 13, 2008 · Amount on File
Deed SaleMay 13, 2008 · Amount on File
Prior SaleMar 8, 2007 · Amount on File
Deed Document Number200845289
Deed Book / Page9540 / 402
Record UpdatedOct 29, 2026

June 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBERGEN NJ
Property Address28 STEWART ST, DEMAREST, NJ 07627-2019
Document Number0026440826
Instrument DateJun 2, 2017
Transaction TypeMortgage
Record UpdatedAug 21, 2018
Title CompanyAMERICAN TITLE COMPANY, AMERICAN TITLE INC

Transferred To (Grantee/Buyer)

NameVerified Name
Address28 STEWART ST DEMAREST NJ 076272019, DEMAREST, NJ 07627-2019

Mortgage

Document Number0026440826
DateJun 20, 2017
Book Page002644/000826
Lender
NameBANK OF AMERICA
TypeBank
AddressCHARLOTTE, NC 28255
Agreement
TypeLine of Credit
AmountAmount on Record
Term360 Months
DueJun 19, 2047
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Bergen County and Demarest Borough assessment roll, as of June 29, 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountyBergen County
MunicipalityDemarest Borough
Elementary School DistrictDemarest Borough School District (KG - 08)
Secondary School DistrictNorthern Valley Regional School District (09 - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$1,693,900 (-) Land $600,400 Building $1,093,500$1,693,900 (-) Land $600,400 Building $1,093,500
2025$30,575.00 (-5.38%)$1,693,900 (+60.26%) Land $600,400 Building $1,093,500$1,693,900 (+60.26%) Land $600,400 Building $1,093,500
2024$32,312.00 (+7.68%)
2023$1,057,000 Land $315,200 Building $741,800$1,057,000 Land $315,200 Building $741,800
2022$30,008.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force
Nearby Flood Claims1 (2021)
Claims Outside the SFHA1 of 1
Most Recent ClaimSep 2021 · Remnants Of Hurricane Ida

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 92% of New Jersey
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemVEOLIA WATER NEW JERSEY HACKENSACK
private · serves 792,713 people · EPA ID NJ0238001
Water SourceSurface water
Lead6 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureLead service line replacement
Jan 2021
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 429 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Optimum
Fiber · Cable
8,000 / 8,000
Verizon
Fiber
2,300 / 2,300
Starlink
Satellite
280 / 30
T-Mobile
Fixed Wireless
100 / 20

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