Charles County property record for 28 Steeplechase Dr, La Plata, MD 20646
| Property Type | Townhouse |
|---|---|
| Details | 3.5 ba · 2,242 sqft · built 2013 |
| Lot Size | 0.051 acres (2,240 sqft) |
| Owner | Individual Name on File |
| Last Sale | $445,000 (Aug 2023) |
| Tax Bill | $12,140 (2025) |
| Deeds & Mortgages | Aug 2023 Sale & Mortgage Aug 2021 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 01-080733 |
| Primary APN | 01-080733 |
|---|---|
| Alternative APN |
|
| Full Baths | 3.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 2,242 sqft Living Area |
| Gross Area | 2,682 sqft |
| 1st Floor Area | 1,452 sqft |
| Basement Area | 790 sqft |
| Finished Basement | 790 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2013 |
|---|---|
| Effective Year Built | Effective 2013 |
| Architectural Style | Townhouse |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 2,240 sqft (0.051 acres) |
| Garage Type | Attached |
| Garage Area | 440 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 42 sqft |
| Deck Area | 180 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Account Number | 080733 |
|---|---|
| Street Address | 28 STEEPLECHASE DR |
| City | LA PLATA |
| State | MD |
| Zip | 20646-4360 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Townhouse |
| Local Zoning Code | MUD2 |
| Legal Description | LOT 12 PLT 4 PH 1 TOWN OF LA PLATA THE VIL OF STEEPLECHASE |
| Legal Subdivision | THE VIL OF STEEPLECHASE |
| Legal Phase | 1 |
| Legal Block | 2 |
| Legal Lot Number | 12 |
| Jurisdiction | CHARLES MD |
| Township / Civil Division | 1, LA PLATA |
| Census Block Group | 2 |
| Census Block | 2020 |
| Census Tract | 851001 |
28 Steeplechase Dr, a townhouse, is owned and occupied by an individual who bought it in August 2023.
Source: Charles County records, as of September 16, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 28 STEEPLECHASE DR, LA PLATA, MD 20646-4360 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 24, 2023 | Deed, Transfer · FHA Mortgage ARK-LA-TEX FINANCE SERVICES LLC |
| Aug 3, 2021 | Deed, Transfer · FHA Mortgage FIRST HOME MORTGAGE CORP |
| Jan 6, 2017 | Deed of Trust, Mortgage · Conventional Mortgage WATERSTONE MORTGAGE CORP |
| Oct 15, 2020 | Grant Deed, Transfer · VA Mortgage EMBRACE HM LOANS |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 24, 2023 · Amount on File |
| Deed Sale | Aug 24, 2023 · Amount on File |
| Prior Sale | Aug 3, 2021 · Amount on File |
| Deed Book / Page | 13033 / 176 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | CHARLES MD |
| Recording Date | Aug 24, 2023 |
| Property Address | 28 STEEPLECHASE DR, LA PLATA, MD 20646-4360 |
| Document Number | 0130330176 |
| Book / Page | 13033 / 176 |
| Map Reference | MB 57 FO 408 |
| Instrument Date | Jul 28, 2023 |
| Transaction Type | Transfer |
| Record Updated | Sep 8, 2023 |
| Title Company | BUYERS TITLE, BUYERS TITLE INC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,225.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Severalty |
| Document Number | 0013033182 |
|---|---|
| Date | Aug 24, 2023 |
| Instrument | 13033/182 |
| Name | ARK-LA-TEX FINANCE SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 1, 2053 |
| Document Type | Deed |
|---|---|
| Jurisdiction | CHARLES MD |
| Recording Date | Aug 3, 2021 |
| Property Address | 28 STEEPLECHASE DR, LA PLATA, MD 20646-4360 |
| Document Number | 0119790349 |
| Book / Page | 11979 / 349 |
| Map Reference | MB 57 FO 408 |
| Instrument Date | May 21, 2021 |
| Transaction Type | Transfer |
| Record Updated | Aug 18, 2021 |
| Title Company | BAYVIEW TITLE, BAYVIEW TITLE LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,037.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 28 STEEPLECHASE DR, LA PLATA, MD 20646-4360 |
| Document Number | 11979356 |
|---|---|
| Date | Aug 3, 2021 |
| Instrument | 11979/356 |
| Name | FIRST HOME MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 358 Months |
| Due | Jun 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHARLES MD |
| Property Address | 28 STEEPLECHASE DR, LA PLATA, MD 20646-4360 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | INTERSTATE TITLE & ESCROW LL |
| Name | Verified Name |
|---|
| Document Number | 0096800339 |
|---|---|
| Date | Jan 6, 2017 |
| Book Page | 9680/339 |
| Name | WATERSTONE MORTGAGE CORP |
|---|---|
| Type | Lending Institution |
| Address | PEWAUKEE, WI 53072 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 177 Months |
| Due | Oct 1, 2031 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | CHARLES MD |
| Recording Date | Oct 15, 2020 |
| Property Address | 28 STEEPLECHASE DR, LA PLATA, MD 20646-4360 |
| Document Number | 0113820064 |
| Book / Page | 011382 / 000064 |
| Instrument Date | Sep 15, 2020 |
| Transaction Type | Transfer |
| Record Updated | Oct 27, 2020 |
| Title Company | DOUBLE EAGLE TITLE |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $350.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 28 STEEPLECHASE DR LA PLATA MD 206464360, LA PLATA, MD 20646-4360 |
| Document Number | 113820065 |
|---|---|
| Date | Oct 15, 2020 |
| Book Page | 011382/000065 |
| Name | EMBRACE HM LOANS |
|---|---|
| Type | Funding / Finance Company |
| Address | MIDDLETOWN, RI 02842 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 14, 2050 |
The 2025 property tax bill for 28 Steeplechase Dr was $12,140 with a homeowner's exemption.
Source: Charles County assessment roll, as of September 16, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Charles County |
| Municipality | La Plata Town |
| Unified School District | Charles County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $402,200 Land $85,000 Building $317,200 | $402,200 Land $85,000 Building $317,200 | |
| 2025 | $12,140.00 | ||
| 2023 | $6,896.00 (+33.93%) | $365,300 (+1.51%) Land $85,000 Building $280,300 | $365,300 (-) Land $85,000 Building $280,300 |
| 2022 | $5,149.00 | $359,867 | $365,300 Land $85,000 Building $280,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 28 Steeplechase Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 12 policies |
| Nearby Flood Policies | 12 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 28 Steeplechase Dr is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF LA PLATA serves 11,535 people · EPA ID MD0080025 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2024 |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 353 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
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