28 State St, Mahwah, NJ 07430 Property Records

Bergen County and Mahwah Township property record for 28 State St, Mahwah, NJ 07430

Property Summary

Property Type	Single Family Home
Details	2,312 sqft · built 1920
Lot Size	0.158 acres (6,891 sqft)
Owner	Individual Name on Record
Last Sale	$599,000 (Nov 2021)
Tax Bill	$9,282 (2025)
Deeds & Mortgages	May 2022 Mortgage Nov 2021 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`33-00030-0000-00016`

Property Details

APN / Parcel Number

Primary APN	`33-00030-0000-00016`
Alternative APNs	`330003000016` `01220001`

Interior

Stories	2 Stories
Building Area	2,312 sqft Living Area

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Architectural Style	Cape Cod
Exterior Material	Concrete Block
Construction Type	Stone
Lot Area	6,891 sqft (0.158 acres)
Lot Dimensions	106 ft deep x 65 ft wide
Parking Spaces	2 Parking Spaces

Location & Zoning

Account Number	01220001
Street Address	28 STATE ST
City	MAHWAH
State	NJ
Zip	07430-1138
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R5
Legal Description	65X106 1.5LT 15
Legal Subdivision	EVERETT FREDERICK
Legal Block	30
Legal Lot Number	16
Jurisdiction	BERGEN NJ
Township / Civil Division	MAHWAH
Census Block Group	2
Census Block	2046
Census Tract	32104

Owner

Source: Bergen County and Mahwah Township records, as of June 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	28 STATE ST, MAHWAH, NJ 07430-1138
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 11, 2022	Deed of Trust, Mortgage · Conventional Mortgage MORTGAGE ACCESS CORP
Nov 4, 2021	Bargain and Sale Deed, Transfer · Conventional Mortgage MORTGAGE ACCESS CORP
May 19, 2021	Bargain and Sale Deed, Transfer OLD REPUBLIC TITLE
May 17, 2017	Quit Claim Deed, Transfer ATTORNEY ONLY
Mar 31, 2017	Grant Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 4, 2021 · Amount on Record
Deed Sale	Nov 4, 2021 · Amount on Record
Prior Sale	May 19, 2021 · Amount on Record
Deed Document Number	2021164968
Deed Book / Page	4441 / 1380
Record Updated	Sep 20, 2026

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERGEN NJ
Property Address	28 STATE ST, MAHWAH, NJ 07430-1138
Transaction Type	Mortgage
Record Updated	Jun 22, 2022
Title Company	TWFG NATIONAL TITLE INSURANCE COMPANY, WFG NATIONAL TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0046781516
Date	May 11, 2022
Book Page	4678/1516
Instrument	2022050081

Lender

Name	MORTGAGE ACCESS CORP
Type	Mortgage Company
Address	MORRIS PLAINS, NJ 07950

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	353 Months
Due	Oct 1, 2051

November 2021: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	BERGEN NJ
Recording Date	Nov 4, 2021
Property Address	28 STATE ST, MAHWAH, NJ 07430-1138
Document Number	0044411380
Book / Page	4441 / 1380
Instrument Date	Sep 2, 2021
Instrument	2021164968
Transaction Type	Transfer
Record Updated	Dec 2, 2021
Title Company	TWFG NATIONAL TITLE INSURANCE COMPANY, WFG NATIONAL TITLE INS CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$5,174.40
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	180 EMAIN STREET, 180, RAMSEY, NJ 07446

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	28 STATE ST, MAHWAH, NJ 07430-1138

Mortgage

Document Number	2021164969
Date	Nov 4, 2021
Instrument	2021164969

Lender

Name	MORTGAGE ACCESS CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Oct 1, 2051

May 2021: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	BERGEN NJ
Recording Date	May 19, 2021
Property Address	28 STATE ST, MAHWAH, NJ 07430-1138
Document Number	0041531083
Book / Page	4153 / 1083
Instrument Date	Mar 19, 2021
Instrument	2021079293
Transaction Type	Transfer
Record Updated	Jul 15, 2021
Title Company	OLD REPUBLIC TITLE

Transaction

Amount	Amount Recorded
Tax	$1,871.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	108 LAKE WALLKILL RD, 108, SUSSEX, NJ 07461-4238

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	180 E MAIN ST, RAMSEY, NJ 07446-1925

May 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BERGEN NJ
Recording Date	May 17, 2017
Property Address	28 STATE ST, MAHWAH, NJ 07430-1138
Document Number	0026120666
Book / Page	002612 / 000666
Instrument Date	May 2, 2017
Transaction Type	Transfer
Record Updated	Jan 14, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Irrevocable Trust
Address	108 LAKE WALLKILL RD SUSSEX NJ 074614238, SUSSEX, NJ 07461-4238

March 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	BERGEN NJ
Recording Date	Mar 31, 2017
Property Address	28 STATE ST, MAHWAH, NJ 07430-1138
Document Number	0025770863
Book / Page	002577 / 000863
Instrument Date	Mar 27, 2017
Transaction Type	Transfer
Record Updated	May 25, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	28 STATE ST MAHWAH NJ 074301138, MAHWAH, NJ 07430-1138

Tax Assessment & Valuation

Source: Bergen County and Mahwah Township assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Bergen County
County Subdivision	Mahwah Township
Unified School District	Mahwah Township School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$436,400 (-) Land $194,000 Building $242,400	$436,400 (-) Land $194,000 Building $242,400
2025	$9,282.00 (+3.05%)	$436,400 (-) Land $194,000 Building $242,400	$436,400 (-) Land $194,000 Building $242,400
2024	$9,007.00 (+4.67%)
2023		$436,400 Land $194,000 Building $242,400	$436,400 Land $194,000 Building $242,400
2022	$8,605.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 19 policies
Nearby Flood Policies	19 in force
Nearby Flood Claims	27 (1979–2023)
Claims Outside the SFHA	9 of 27
Most Recent Claim	Dec 2023 · river or lake flooding
Claims by Event	Hurricane Irene, Aug 2011 · 8 claims Hurricane Floyd Major Disaster Declarations, Sep 1999 · 4 claims Coastal Storms & Flooding, Apr 1984 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 65% of New Jersey
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MAHWAH WATER DEPARTMENT serves 26,777 people · EPA ID NJ0233001
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	4 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	21 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 576 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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