28 State St, Lowell, MA 01852 Property Records

Middlesex County and Lowell City property record for 28 State St, Lowell, MA 01852 · Last verified July 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	1.5 Baths
Year Built	Built 1920
Square Footage	1,589 sqft Living Area
Lot Size	2,614 sqft (0.06 acres)
Occupancy	Owner Occupied
Last Sale	$230,000 (2019)
Tax Bill	$4,283.00 (2025)

Owner

Source: Middlesex County and Lowell City records · APN H05370

Assessment roll updated April 14, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	28 STATE ST, LOWELL, MA 01852-5015
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jul 18, 2019 · Amount on Record
Deed Sale	Jul 18, 2019 · Amount on Record
Prior Sale	Nov 30, 1998 · Amount on Record
Deed Doc Number	201929086
Record Refreshed	Sep 20, 2026

July 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LOWELL MA
Recording Date	Jul 18, 2019
Property Address	28 STATE ST, LOWELL, MA 01852-5015
Document Number	33163-189
Book / Page	033163 / 000189
Instrument Date	Jul 18, 2019
Instrument	29086
Transaction Type	Transfer
Record Updated	Aug 06, 2019
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,048.80
Amount Accuracy	Confirmed
Additional	Quitclaim Document Lis Pendens Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	28 STATE ST LOWELL MA 018525015, LOWELL, MA 01852-5015

Mortgage

Document Number	33163-192
Date	Jul 18, 2019
Book Page	033163/000192
Instrument	29087

Lender

Name	HOMESTEAD FNDG
Type	Funding / Finance Company

Agreement

Type	Federal Housing Administration (FHA) Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 17, 2049

Tax Assessment & Valuation

Source: Middlesex County and Lowell City records · Assessment roll updated April 14, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
Municipality	Lowell City
Unified School District	Lowell School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,283.00 (+3.3%)	$373,100 (+7.18%) Land $102,000 Building $271,100	$324,710 (+3.45%)
2024	$4,146.00 (+5.77%)	$348,100 (+10.3%) Land $92,000 Building $256,100	$313,880
2023	$3,920.00	$315,600 Land $80,000 Building $235,600

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Middlesex County (25017C), updated September 10, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Property Details

APN / Parcel Number

Primary APN	`H05370`
Alternative APN	`LOWE M:205 B:5510 L:28`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Partial Baths	1 Partial Baths
Total Rooms	7 Rooms
Building Area	1,589 sqft Living Area
Gross Area	2,502 sqft Gross Area
1st Floor	856 sqft 1st Floor
Basement Area	786 sqft Basement
Unfinished Basement	786 sqft Unfinished
Stories	2 Stories

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Architectural Style	Conventional Style
Exterior Material	Aluminum/Vinyl Exterior
Roof Construction	Gable Roof Construction
Roof Material	Asphalt Roof
Lot Area	2,614 sqft (0.06 acres)
Deck Area	Deck Area

Utilities and HVAC

Heating System	Hot Water Heating
Heating Fuel	Gas Heating Fuel

Location & Zoning

Account Number	H05370
Street Address	28 STATE ST
City	LOWELL
State	MA
Zip	01852-5015
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Block	5510
Legal Lot Number	28
Jurisdiction	LOWELL MA
Minor Civil Division	LOWELL
Census Blockgroup	1
Census Block	1008
Census Tract	312100