Merrimack County and Concord City property record for 28 Spruce St, Concord, NH 03301 · Last verified May 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 4 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 1881 |
| Square Footage | 1,584 sqft Living Area |
| Lot Size | 6,970 sqft (0.16 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $200,000 (2017) |
| Tax Bill | $7,528.00 (2025) |
| Primary APN | M:23 B:2 L:6 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Building Area | 1,584 sqft Living Area |
| Gross Area | 3,884 sqft Gross Area |
| 1st Floor | 1,046 sqft 1st Floor |
| Attic Area | 558 sqft Attic |
| Attic | 1 Attic |
| Basement Area | 808 sqft Basement |
| Unfinished Basement | 808 sqft Unfinished |
| Stories | 2 Stories |
| Year Built | Built 1881 |
|---|---|
| Effective Year Built | Effective 1881 |
| Architectural Style | Conventional Style |
| Exterior Material | Aluminum/Vinyl Exterior |
| Roof Construction | Gable Roof Construction |
| Roof Material | Asphalt Roof |
| Lot Area | 6,970 sqft (0.16 acres) |
| Heating System | Hot Water Heating |
|---|---|
| Heating Fuel | Gas Heating Fuel |
| Street Address | 28 SPRUCE ST |
|---|---|
| City | CONCORD |
| State | NH |
| Zip | 03301-3546 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Block | 90 |
| Legal Lot Number | 6 |
| Jurisdiction | CONCORD CITY NH |
| Minor Civil Division | CONCORD |
| Census Blockgroup | 2 |
| Census Block | 2043 |
| Census Tract | 32800 |
Source: Merrimack County and Concord City records · APN M:23 B:2 L:6
Assessment roll updated April 30, 2026 · Last verified May 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 28 SPRUCE ST, CONCORD, NH 03301-3546 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Vesting | Tenant By Entirety |
| Date | Document |
|---|---|
| Jul 13, 2026 | Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage CITIZENS BANK |
| Jul 03, 2017 | Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage MOVEMENT MTG |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jul 03, 2017 · Amount on Record |
| Deed Sale | Jul 03, 2017 · Amount on Record |
| Prior Sale | Jun 27, 1997 · Amount on Record |
| Deed Doc Number | 2017201700012066 |
| Deed Book / Page | 3561 / 2167 |
| Last Transfer Date | May 21, 2024 |
| Transfer Doc | 0000006676 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CONCORD CITY NH |
| Recording Date | Jul 13, 2026 |
| Property Address | 28 SPRUCE ST, CONCORD, NH 03301-3546 |
| Document Number | 0000011247 |
| Book / Page | 3936 / 937 |
| Instrument Date | Jul 07, 2026 |
| Instrument | 202611247 |
| Transaction Type | Mortgage |
| Record Updated | Aug 05, 2026 |
| Name | Verified Name |
|---|---|
| Address | 28 SPRUCE ST, CONCORD, NH 03301-3546 |
| Document Number | 0000011247, |
|---|---|
| Date | Jul 13, 2026 |
| Book Page | 3936/937 |
| Instrument | 202611247 |
| Name | CITIZENS BANK |
|---|
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 01, 2056 |
| Rate | 6.52% |
|---|---|
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CONCORD CITY NH |
| Recording Date | Jul 03, 2017 |
| Property Address | 28 SPRUCE ST, CONCORD, NH 03301-3546 |
| Document Number | 0035612167 |
| Book / Page | 003561 / 002167 |
| Instrument Date | Jun 30, 2017 |
| Instrument | 12066 |
| Transaction Type | Transfer |
| Record Updated | Jul 18, 2017 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,000.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 161 EASTERN AVE #202 MANCHESTER NH 031044648, 202, MANCHESTER, NH 03104-4648 |
| Document Number | 35612169 |
|---|---|
| Date | Jul 03, 2017 |
| Book Page | 003561/002169 |
| Instrument | 12067 |
| Name | MOVEMENT MTG |
|---|---|
| Type | Mortgage Company |
| Address | INDIAN LAND, SC 29707 |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 02, 2047 |
Source: Merrimack County and Concord City records · Assessment roll updated April 30, 2026 · Last verified May 2026
| Type | Name |
|---|---|
| State | New Hampshire |
| County | Merrimack County |
| Municipality | Concord City |
| Unified School District | Concord School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $7,528.00 (+8.38%) | $258,600 (-) Land $103,200 Building $155,400 | |
| 2023 | $6,946.00 (+3.75%) | $258,600 (-) Land $103,200 Building $155,400 | $375,630 |
| 2022 | $6,695.00 | $258,600 Land $103,200 Building $155,400 |
Source: FEMA National Flood Hazard Layer, Merrimack County (33013C), updated January 22, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 20% of the US · above 53% of New Hampshire |
|---|---|
| Wildfire Likelihood | About 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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