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28 Spruce St, Bangor, ME 04401 Property Records

Penobscot County and Bangor City property record for 28 Spruce St, Bangor, ME 04401

Property Summary

Property TypeDuplex
Details3 bd · 2 ba · 2,284 sqft · built 1910
Lot Size0.13 acres (5,663 sqft)
Owner2 Individual Names on File
Last Sale$184,500 (Aug 2020)
Tax Bill$4,053 (2025)
Deeds & MortgagesAug 2020 Mortgage
Flood ZoneZone X (minimal risk)
APNBANG M:055 L:158

Property Details

APN / Parcel Number

Primary APNBANG M:055 L:158
Alternative APN
  • 893

Interior

Bedrooms3 Beds
Full Baths2 Baths
Units2 Units
Stories2 Stories
Building Area2,284 sqft Living Area

Exterior

Year BuiltBuilt 1910
Effective Year BuiltEffective 1910
Architectural StyleConventional
Exterior MaterialWood Siding
Construction TypeFrame
Roof MaterialAsphalt
Lot Area5,663 sqft (0.13 acres)

Utilities, Heating & Cooling

Heating SystemForced Air with A/C

Location & Zoning

Account Number893
Street Address28 SPRUCE ST
CityBANGOR
StateME
Zip04401-5518
Property CategoryResidential
Property TypeResidential > Multi-Unit > Duplex
Local Zoning CodeURD1
Legal Lot Number158
JurisdictionBANGOR ME
Township / Civil DivisionBANGOR
Census Block Group1
Census Block1018
Census Tract200

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the Broadway Historic District
listed 1973 · 19 contributing resources · NRIS 73000244

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

28 Spruce St, a duplex, is owned by two individuals who bought it in August 2020.

Source: Penobscot County and Bangor City records, as of July 30, 2026

Owner of Record2 Individual Names on File
Mailing AddressPO BOX 1251, HOLDEN, ME 04429-1251
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 21, 2020 · Amount on File
Deed SaleAug 21, 2020 · Amount on File
Deed Document Number202026102
Deed Book / Page15660 / 301
Prior Transfer DateAug 12, 2020
Prior Transfer Doc0156600301
Record UpdatedOct 29, 2026

August 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionBANGOR ME
Recording DateAug 21, 2020
Property Address28 SPRUCE ST, BANGOR, ME 04401-5518
Document Number0156600301
Book / Page15660 / 301
Instrument DateAug 12, 2020
Instrument26102
Transaction TypeTransfer
Record UpdatedNov 25, 2021

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number26103
DateAug 21, 2020
Instrument26103
Lender
NameMAINE SAVINGS FEDERAL CREDIT UNION
Agreement
TypeStand-Alone First Mortgage
AmountAmount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 28 Spruce St was $4,053, up 5.2% from the year before.

Source: Penobscot County and Bangor City assessment roll, as of July 30, 2026

Property Jurisdictions

TypeName
StateMaine
CountyPenobscot County
MunicipalityBangor City
Unified School DistrictBangor (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2025$4,053.00 (+5.19%)$229,000 (+10.26%) Land $16,000 Building $213,000
2024$3,853.00 (+6.47%)$207,700 (+9.89%) Land $15,200 Building $192,500
2023$3,619.00 (+10.47%)$189,000 (+17.68%) Land $15,200 Building $173,800
2022$3,276.00$160,600 Land $15,200 Building $145,400

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 28 Spruce St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 7, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 28 Spruce St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 53% of Maine
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemBANGOR WATER DISTRICT
serves 27,298 people · EPA ID ME0090110
Water SourceSurface water
Last State InspectionAug 2024
Lead8 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 211 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Fidium Fiber
Fiber		2,000 / 2,000
Spectrum
Cable		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20
AT&T
Fixed Wireless		100 / 20

May also be available: GoNetspeed.

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