Buncombe County property record for 28 Spruce Pine Dr, Candler, NC 28715
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 1,427 sqft · built 1986 |
| Lot Size | 1.79 acres (77,972 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $1,641 (2025) |
| Deeds & Mortgages | Oct 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 9608-18-7383-00000 |
| Primary APN | 9608-18-7383-00000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,427 sqft Living Area |
| Gross Area | 2,854 sqft |
| 1st Floor Area | 1,427 sqft |
| Basement Area | 1,427 sqft |
| Finished Basement | 699 sqft |
| Unfinished Basement | 728 sqft |
| Flooring | Carpet |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1986 |
|---|---|
| Architectural Style | Raised Ranch |
| Exterior Material | Wood |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 77,972 sqft (1.79 acres) |
| Garage Type | Basement |
| Parking Spaces | 1 Parking Space |
| Porch | Open Porch |
|---|---|
| Porch Area | 15 sqft |
| Deck Area | 80 sqft |
| Patio Area | 656 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Old Parcel Number | 960801187208000 |
|---|---|
| Street Address | 28 SPRUCE PINE DR |
| City | CANDLER |
| State | NC |
| Zip | 28715-9468 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | DEED DATE:07/01/1985 DEED |
| Legal Description | DEED DATE:07/01/1985 DEED:1395-0104 SUBDIV:JAYS MOUNTAIN LOT:13 PLAT:0042-0137 |
| Legal Subdivision | JAYS MOUNTAIN |
| Legal Lot Number | 13 |
| Jurisdiction | BUNCOMBE NC |
| Township / Civil Division | UPPER HOMINY |
| Census Block Group | 3 |
| Census Block | 3000 |
| Census Tract | 2504 |
28 Spruce Pine Dr is owned and occupied by two individuals who acquired it in July 1985.
Source: Buncombe County records, as of September 24, 2025
| Owner of Record | 2 Individual Names on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 28 SPRUCE PINE DR, CANDLER, NC 28715-9468 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 1, 1985 |
| Deed Sale | Jul 1, 1985 |
| Deed Document Number | 0001395104 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BUNCOMBE NC |
| Property Address | 28 SPRUCE PINE DR, CANDLER, NC 28715-9468 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0058211736 |
|---|---|
| Date | Oct 15, 2019 |
| Book Page | 5821/1736 |
| Name | HOMETRUST BANK |
|---|---|
| Type | Bank |
| Address | ASHEVILLE, NC 28802 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2049 |
The 2025 property tax bill for 28 Spruce Pine Dr was $1,641.
Source: Buncombe County assessment roll, as of January 1, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Buncombe County |
| Unified School District | Buncombe County Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,641.00 | $240,800 | |
| 2023 | $1,484.00 | $240,200 | $240,200 Land $35,700 Building $204,500 |
| 2021 | $240,800 Land $36,300 Building $204,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 28 Spruce Pine Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2021.
Source: FEMA National Flood Hazard Layer, effective April 9, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (2021) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Aug 2021 · Remnants Of Tropical Storm Fred |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 28 Spruce Pine Dr is moderate, ranking above 56% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 56% of the US · above 78% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 27 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: AT&T.
5G (outdoors only) and 4G LTE
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