28 Spring St, Candler, NC 28715 Property Records

Buncombe County property record for 28 Spring St, Candler, NC 28715

Property Summary

Property Type	Mobile Home
Lot Size	0.969 acres (42,253 sqft)
Owner	2 Individual Names on Record
Last Sale	$39,500 (Jun 2016)
Tax Bill	$1,404 (2025)
Deeds & Mortgages	Jan 2026 Mortgage Feb 2024 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`8697-12-8973-00000`

Property Details

APN / Parcel Number

Primary APN	`8697-12-8973-00000`

Exterior

Lot Area	42,253 sqft (0.969 acres)

Location & Zoning

Street Address	28 SPRING ST
City	CANDLER
State	NC
Zip	28715-8304
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Local Zoning Code	DEED DATE:06/01/2016 DEED
Legal Description	DEED DATE:06/01/2016 DEED:5430-1607 SUBDIV:INDIAN TRAILS PH1 LOT:8 PLAT:0130-0010
Legal Subdivision	INDIAN TRAILS PH1
Legal Lot Number	8
Jurisdiction	BUNCOMBE NC
Township / Civil Division	UPPER HOMINY
Census Block Group	2
Census Block	2003
Census Tract	2503

Owner

Source: Buncombe County records, as of September 24, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	28 SPRING ST, CANDLER, NC 28715-8304
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 20, 2026	Deed of Trust, Mortgage · FHA Mortgage COAST 2 COAST LENDERS LLC
Feb 23, 2024	Deed of Trust, Mortgage · FHA Mortgage CARDINAL FINANCIAL COMPANY LP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 1, 2016 · Amount on Record
Deed Sale	Jun 1, 2016 · Amount on Record
Deed Document Number	0054301607
Deed Book / Page	5430 / 1607
Record Updated	Jun 8, 2026

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUNCOMBE NC
Property Address	28 SPRING ST, CANDLER, NC 28715-8304
Transaction Type	Mortgage
Record Updated	Jan 29, 2026
Title Company	SECURE EQUITY TITLE LLC, SECURE FIRST TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	28 SPRING ST, CANDLER, NC 28715-8304

Mortgage

Document Number	0065600989
Date	Jan 20, 2026
Book Page	6560/989

Lender

Name	COAST 2 COAST LENDERS LLC
Type	Mortgage Company
Address	OAK PARK, MI 48237

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2056

February 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUNCOMBE NC
Property Address	28 SPRING ST, CANDLER, NC 28715-8304
Transaction Type	Mortgage
Record Updated	Mar 6, 2024
Title Company	PRIORITY TITLE AND ESCROW

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0063861932
Date	Feb 23, 2024
Book Page	6386/1932

Lender

Name	CARDINAL FINANCIAL COMPANY LP
Type	Mortgage Company
Address	3701 ARCO CORPORATE DR STE 200, CHARLOTTE, NC 28273

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	301 Months
Due	Mar 1, 2049

Tax Assessment & Valuation

Source: Buncombe County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Buncombe County
Unified School District	Buncombe County Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,404.00 (+10.29%)	$206,100 (-)
2023	$1,273.00	$206,100	$206,100 (-) Land $40,300 Building $165,800
2021			$206,100 Land $40,300 Building $165,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 9, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	3 (2004–2021)
Most Recent Claim	Aug 2021 · Remnants Of Tropical Storm Fred

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · above 67% of North Carolina
Wildfire Likelihood	0.09% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ASHEVILLE serves 157,431 people · EPA ID NC0111010
Water Source	Surface water
Last State Inspection	Apr 2026
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Oct 2024
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 163 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

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