28 Spring Ridge Dr, Berkeley Heights, NJ 07922 Property Records

Union County and Berkeley Heights Township property record for 28 Spring Ridge Dr, Berkeley Heights, NJ 07922

Property Summary

Property Type	Single Family Home
Details	2,898 sqft · built 1956
Lot Size	0.442 acres (19,254 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,377,000 (Aug 2026)
Tax Bill	$15,109 (2025)
Deeds & Mortgages	Aug 2026 Sale & Mortgage Jun 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`01-02104-0000-00017`

Property Details

APN / Parcel Number

Primary APN	`01-02104-0000-00017`
Alternative APN	`010210400017`

Interior

Stories	1 Story
Building Area	2,898 sqft Living Area
1st Floor Area	2,898 sqft

Exterior

Year Built	Built 1956
Effective Year Built	Effective 1956
Construction Type	Frame
Lot Area	19,254 sqft (0.442 acres)
Lot Dimensions	180 ft deep x 107 ft wide
Parking Spaces	1 Parking Space

Location & Zoning

Street Address	28 SPRING RIDGE DR
City	BERKELEY HEIGHTS
State	NJ
Zip	07922-2025
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R15
Legal Description	ADDITIONAL LOTS: 200 3-15
Legal Subdivision	TOWNSHIP/BERKELEY HEIGHTS
Legal Block	2104
Legal Lot Number	17
Jurisdiction	UNION NJ
Township / Civil Division	BERKELEY HEIGHTS
Census Block Group	1
Census Block	1016
Census Tract	38201

Owner

Source: Union County and Berkeley Heights Township records, as of August 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	28 SPRING RIDGE DR, BERKELEY HEIGHTS, NJ 07922-2025
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Aug 5, 2026	Bargain and Sale Deed, Transfer · Conventional Mortgage GUARANTEED RATE AFFINITY LLC
Jun 4, 2021	Deed, Transfer · Conventional Mortgage CITIZENS BANK NA
Sep 22, 2020	Bargain and Sale Deed, Transfer · Conventional Mortgage ATLANTIC HOME LOANS INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 5, 2026 · Amount on Record
Deed Sale	Aug 5, 2026 · Amount on Record
Prior Sale	Jun 4, 2021 · Amount on Record
Deed Document Number	202656913
Deed Book / Page	6627 / 2796
Prior Transfer Date	Oct 2, 1998
Prior Transfer Doc	0000058282
Record Updated	Sep 20, 2026

August 2026: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	UNION NJ
Recording Date	Aug 5, 2026
Property Address	28 SPRING RIDGE DR, BERKELEY HEIGHTS, NJ 07922-2025
Document Number	0000056913
Book / Page	6627 / 2796
Instrument Date	Jul 30, 2026
Instrument	202656913
Transaction Type	Transfer
Record Updated	Aug 14, 2026
Title Company	LAND TITLE, ACRES LAND TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$139,077.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	28 SPRING RIDGE DR, BERKELEY HEIGHTS, NJ 07922-2025

Mortgage

Document Number	0000095646,
Date	Aug 5, 2026
Instrument	202695646

Lender

Name	GUARANTEED RATE AFFINITY LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.49%
Initial Type	Fixed Rate
Max Rate	-1%

June 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	UNION NJ
Recording Date	Jun 4, 2021
Property Address	28 SPRING RIDGE DR, BERKELEY HEIGHTS, NJ 07922-2025
Document Number	0064152774
Book / Page	6415 / 2774
Instrument Date	May 13, 2021
Instrument	5446
Transaction Type	Transfer
Record Updated	Jun 21, 2021
Title Company	ACRES LAND TITLE AGENCY INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$8,531.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	45 SNEIDER RD, 45, WARREN, NJ 07059-7039

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	28 SPRING RIDGE DR, BERKELEY HEIGHTS, NJ 07922-2025

Mortgage

Document Number	13807
Date	Jun 4, 2021
Instrument	13807

Lender

Name	CITIZENS BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2051

September 2020: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	UNION NJ
Recording Date	Sep 22, 2020
Property Address	28 SPRING RIDGE DR, BERKELEY HEIGHTS, NJ 07922-2025
Document Number	0063822985
Book / Page	6382 / 2985
Instrument Date	Sep 3, 2020
Instrument	328298
Transaction Type	Transfer
Record Updated	Nov 4, 2021
Title Company	TITLE MASTERS LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,730.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	615 1ST AVE, 615, AVON BY THE SEA, NJ 07717-1342

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	28 SPRING RIDGE DR, BERKELEY HEIGHTS, NJ 07922-2025

Mortgage

Document Number	699326
Date	Sep 22, 2020
Instrument	699326

Lender

Name	ATLANTIC HOME LOANS INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2050

Tax Assessment & Valuation

Source: Union County and Berkeley Heights Township assessment roll, as of July 8, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Union County
County Subdivision	Berkeley Heights Township
Unified School District	Berkeley Heights Township School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$343,300 (-) Land $171,500 Building $171,800	$343,300 (-) Land $171,500 Building $171,800
2025	$15,109.00 (+3.56%)	$343,300 (+0.88%) Land $171,500 Building $171,800	$343,300 (+0.88%) Land $171,500 Building $171,800
2024	$14,589.00 (+2.1%)
2023		$340,300 Land $171,500 Building $168,800	$340,300 Land $171,500 Building $168,800
2022	$14,289.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 10 individual policies
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	50 units insured incl. 40 condo units
Nearby Flood Claims	17 (1978–2025)
Claims Outside the SFHA	9 of 17
Most Recent Claim	Jul 2025 · river or lake flooding
Claims by Event	Severe Storms And Flooding, Mar 2010 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 83% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - SHORT HILLS private · serves 217,230 people · EPA ID NJ0712001
Water Source	Surface water
Last State Inspection	Nov 2022
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 167 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Optimum.

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