Morris County and Madison Borough property record for 28 Spring Garden Dr, Madison, NJ 07940 · Last verified July 2026
| Property Type | Single Family Home |
|---|---|
| Details | 1,993 sqft · built 1966 |
| Lot Size | 0.235 acres (10,237 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $575,500 (Oct 2009) |
| Tax Bill | $10,995 (2024) |
| Deeds & Mortgages | Jan 2022 Line of Credit Feb 2021 Mortgage + 1 more |
| APN | 17-02203-0000-00007 |
| Primary APN | 17-02203-0000-00007 |
|---|---|
| Alternative APNs |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 1,993 sqft Living Area |
| Year Built | Built 1966 |
|---|---|
| Effective Year Built | Effective 1966 |
| Construction Type | Frame |
| Lot Area | 10,237 sqft (0.235 acres) |
| Garage Type | Attached |
| Parking Spaces | 2 Parking Spaces |
| Old Parcel Number | 170006100000000768 |
|---|---|
| Street Address | 28 SPRING GARDEN DR |
| City | MADISON |
| State | NJ |
| Zip | 07940-2255 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Subdivision | SPRING GARDEN DRIVE |
| Legal Block | 2203 |
| Legal Lot Number | 7 |
| Jurisdiction | MORRIS NJ |
| Township / Civil Division | MADISON |
| Census Block Group | 3 |
| Census Block | 3016 |
| Census Tract | 43000 |
Source: Morris County and Madison Borough records · APN 17-02203-0000-00007
Assessment roll updated July 9, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 28 SPRING GARDEN DR, MADISON, NJ 07940-2255 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 31, 2022 | Deed of Trust, Mortgage · Line of Credit AFFINITY FCU |
| Feb 10, 2021 | Deed of Trust, Mortgage · Conventional Mortgage ATLANTIC HOME LOANS INC |
| Aug 20, 2020 | Deed of Trust, Mortgage · Line of Credit AFFINITY FCU |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Oct 27, 2009 · Amount on Record |
| Deed Sale | Oct 27, 2009 · Amount on Record |
| Deed Document Number | 200986578 |
| Deed Book / Page | 21420 / 1601 |
| Prior Transfer Date | Dec 15, 2004 |
| Prior Transfer Doc | 0062390180 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MORRIS NJ |
| Property Address | 28 SPRING GARDEN DR, MADISON, NJ 07940-2255 |
| Transaction Type | Mortgage |
| Record Updated | Feb 16, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0243331047 |
|---|---|
| Date | Jan 31, 2022 |
| Book Page | 24333/1047 |
| Instrument | 2022008890 |
| Name | AFFINITY FCU |
|---|---|
| Type | Credit Union |
| Address | BASKING RIDGE, NJ 07920 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Dec 22, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MORRIS NJ |
| Property Address | 28 SPRING GARDEN DR, MADISON, NJ 07940-2255 |
| Transaction Type | Mortgage |
| Record Updated | Mar 26, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0240170822 |
|---|---|
| Date | Feb 10, 2021 |
| Book Page | 24017/822 |
| Instrument | 2021011522 |
| Name | ATLANTIC HOME LOANS INC |
|---|---|
| Type | Mortgage Company |
| Address | PARSIPPANY, NJ 07054 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Jan 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MORRIS NJ |
| Property Address | 28 SPRING GARDEN DR, MADISON, NJ 07940-2255 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0238490642 |
|---|---|
| Date | Aug 20, 2020 |
| Book Page | 23849/642 |
| Instrument | 2020055378 |
| Name | AFFINITY FCU |
|---|---|
| Type | Credit Union |
| Address | BASKING RIDGE, NJ 07920 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 05, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Morris County and Madison Borough records · Assessment roll updated July 9, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Morris County |
| Municipality | Madison Borough |
| Unified School District | Madison Borough School District (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $516,200 (-) Land $316,500 Building $199,700 | $516,200 (-) Land $316,500 Building $199,700 | |
| 2025 | $516,200 (+1.63%) Land $316,500 Building $199,700 | $516,200 (+1.63%) Land $316,500 Building $199,700 | |
| 2024 | $10,995.00 (+5.4%) | ||
| 2023 | $507,900 Land $316,500 Building $191,400 | $507,900 Land $316,500 Building $191,400 | |
| 2022 | $10,432.00 |
Source: FEMA National Flood Hazard Layer · FEMA OpenFEMA NFIP redacted claims and policies, census block group 340270430003, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | FEMA flood map data for this location is not available in our records |
|---|---|
| Flood Insurance Cost | Premium on Record median of 5 individual NFIP policies nearby |
| Nearby Flood Policies | 5 in force 3 of 5 on primary residences |
| Nearby Flood Claims | 5 (1981–1985) |
| Claims Outside the SFHA | 2 of 5 |
| Most Recent Claim | Jun 1985, river or lake flooding |
| Wildfire Risk | Low above 3% of the US · above 8% of New Jersey |
|---|---|
| Wildfire Likelihood | Less than 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
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