28 Spring Ave, Latham, NY 12110 Property Records

Albany County and Colonie Town property record for 28 Spring Ave, Latham, NY 12110

Property Summary

Property Type	Single Family Home
Details	5 bd · 2 ba · 1,500 sqft · built 1955
Lot Size	0.28 acres (12,197 sqft)
Owner	2 Individual Names on File
Last Sale	$217,000 (Feb 2006)
Tax Bill	$4,621 (2026)
Deeds & Mortgages	Jul 2017 Line of Credit Apr 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`012689 31.7-1-65`

Property Details

APN / Parcel Number

Primary APN	`012689 31.7-1-65`
Alternative APNs	`268903100700010650000000` `03100700010650000000`

Interior

Bedrooms	5 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,500 sqft Living Area
1st Floor Area	1,000 sqft
Upper Floors Area	500 sqft

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1955
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Lot Area	12,197 sqft (0.28 acres)
Garage Type	Basement
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	352 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	03100700010650000000
Street Address	28 SPRING AVE
City	LATHAM
State	NY
Zip	12110-4139
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	04 - FARM
Legal Description	264-PT-265-294 N-24 E-31 C-12-69
Legal Block	1
Legal Lot Number	65.000
Jurisdiction	ALBANY NY
Township / Civil Division	COLONIE
Census Block Group	1
Census Block	1007
Census Tract	13505

Owner

28 Spring Ave is owned and occupied by two individuals who bought it in February 2006.

Source: Albany County and Colonie Town records, as of September 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	28 SPRING AVE, LATHAM, NY 12110-4139
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 5, 2017	Deed of Trust, Mortgage · Line of Credit MANUFACTURERS & TRADERS TRUST CO
Apr 30, 2021	Deed of Trust, Mortgage · Conventional Mortgage M & T BANK
Apr 30, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance M & T BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 10, 2006 · Amount on File
Deed Sale	Feb 10, 2006 · Amount on File
Prior Sale	Feb 10, 2006 · Amount on File
Deed Document Number	20069654230
Deed Book / Page	2834 / 599
Prior Transfer Date	Jul 30, 2003
Prior Transfer Doc	2745000804
Record Updated	Oct 29, 2026

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALBANY NY
Property Address	28 SPRING AVE, LATHAM, NY 12110-4139
Transaction Type	Mortgage
Record Updated	Aug 19, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000005365
Date	Jul 5, 2017
Instrument	R2017-15365

Lender

Name	MANUFACTURERS & TRADERS TRUST CO
Type	Bank
Address	LATHAM, NY 12110

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALBANY NY
Property Address	28 SPRING AVE, LATHAM, NY 12110-4139
Transaction Type	Mortgage
Record Updated	Aug 19, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000003159
Date	Apr 30, 2021
Instrument	R2021-13159

Lender

Name	M & T BANK
Type	Bank
Address	BUFFALO, NY 14203

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	121 Months
Due	May 1, 2031

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALBANY NY
Property Address	28 SPRING AVE, LATHAM, NY 12110-4139
Transaction Type	Mortgage
Record Updated	Aug 19, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000003160
Date	Apr 30, 2021
Instrument	R2021-13160

Lender

Name	M & T BANK
Type	Bank
Address	BUFFALO, NY 14203

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record

Tax Assessment & Valuation

The 2026 property tax bill for 28 Spring Ave was $4,621 with a homeowner's exemption, up 4.4% from the year before.

Source: Albany County and Colonie Town assessment roll, as of March 17, 2026

Property Jurisdictions

Type	Name
State	New York
County	Albany County
County Subdivision	Colonie Town
Unified School District	North Colonie Central School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,621.00 (+4.38%) Homeowner's exemption
2025	$4,427.00 Homeowner's exemption	$110,000 Land $27,500 Building $82,500	$251,700 Land $62,925 Building $188,775
2023		$110,000 (-) Land $27,500 Building $82,500	$215,700 (+9.32%) Land $53,925 Building $161,775
2022		$110,000 Land $27,500 Building $82,500	$197,309 Land $49,327 Building $147,982
2021	$3,999.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 28 Spring Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 6, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 28 Spring Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LATHAM WATER DISTRICT serves 85,590 people · EPA ID NY0100198
Water Source	Surface water
Lead	2 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 472 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
Hudson Valley Wireless Fixed Wireless	200 / 20

May also be available: T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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