28 Spencer Ct, Sausalito, CA 94965 Property Records

Marin County property record for 28 Spencer Ct, Sausalito, CA 94965

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 3,793 sqft · built 1923
Lot Size	0.324 acres (14,100 sqft)
Owner	2 Company Names on Record
Last Sale	$3,820,000 (Nov 2017)
Tax Bill	$70,142 (2025)
Deeds & Mortgages	Jul 2020 Mortgage Nov 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`065-162-28`

Property Details

APN / Parcel Number

Primary APN	`065-162-28`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	3,793 sqft Living Area
Basement Area	90 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1923
Effective Year Built	Effective 1976
Architectural Style	Contemporary
Exterior Material	Stucco
Construction Type	Frame
Roof Material	Tile
Lot Area	14,100 sqft (0.324 acres)
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces
Deck Area	120 sqft
Patio Area	336 sqft

Utilities, Heating & Cooling

Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	28 SPENCER CT
City	SAUSALITO
State	CA
Zip	94965-2024
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MAP B3 627
Legal Subdivision	WARBURTON
Legal Block	3
Legal Lot Number	6
Jurisdiction	MARIN CA
Township / Civil Division	SOUTHEAST MARIN
Census Block Group	3
Census Block	3006
Census Tract	130201

Owner

Source: Marin County records, as of October 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	3043 CLAY ST, SAN FRANCISCO, CA 94115-1623
Owner Type	Company
Vesting	Trust, Family Trust

Deeds, Mortgages & Sale History

Date	Document
Jul 22, 2020	Deed of Trust, Mortgage MORGAN STANLEY PVT BK NA
Nov 7, 2017	Grant Deed, Transfer OPES ADVISORS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 7, 2017 · Amount on Record
Deed Sale	Nov 7, 2017 · Amount on Record
Deed Document Number	201744336
Prior Transfer Date	Feb 2, 2011
Prior Transfer Doc	0000019415
Record Updated	Oct 29, 2026

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARIN CA
Property Address	28 SPENCER CT, SAUSALITO, CA 94965-2024
Document Number	0000033023
Instrument Date	Jul 22, 2020
Transaction Type	Mortgage
Record Updated	Aug 14, 2020
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	446 RUTHVEN AVE PALO ALTO CA 943011222, PALO ALTO, CA 94301-1222

Mortgage

Document Number	0000033023
Date	Jul 28, 2020
Instrument	33023

Lender

Name	MORGAN STANLEY PVT BK NA
Type	Bank
Address	4270 IVY POINTE BLVD # 400, CINCINNATI, OH 45245-0003

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jul 27, 2050

November 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MARIN CA
Recording Date	Nov 7, 2017
Property Address	28 SPENCER CT, SAUSALITO, CA 94965-2024
Document Number	0000044336
Instrument Date	Oct 30, 2017
Instrument	44336
Transaction Type	Transfer
Record Updated	Dec 1, 2017
Title Company	OLD REPUBLIC TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,202.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	446 RUTHVEN AVE PALO ALTO CA 943011222, PALO ALTO, CA 94301-1222

Mortgage

Document Number	44338
Date	Nov 7, 2017
Instrument	44338

Lender

Name	OPES ADVISORS
Address	TROY, MI 48098

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Nov 6, 2047

Tax Assessment & Valuation

Source: Marin County assessment roll, as of July 13, 2026

Property Jurisdictions

Type	Name
State	California
County	Marin County
Municipality	Sausalito City
Elementary School District	Sausalito Elementary School District (KG - 08)
Secondary School District	Tamalpais Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$6,313,339 (+7.99%) Land $2,669,288 Building $3,644,051
2025	$70,142.00 (+41.35%)	$5,846,434 (+39.94%) Land $2,616,963 Building $3,229,471
2023	$49,622.00 (+2.72%)	$4,177,666 Land $2,515,349 Building $1,662,317
2022	$48,308.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 18, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	9 in force
Nearby Flood Claims	10 (1982–1998)
Claims Outside the SFHA	10 of 10
Most Recent Claim	Feb 1998 · Severe Winter Storms And Flooding
Claims by Event	Severe Winter Storms And Flooding, Feb 1998 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MARIN MUNICIPAL WATER DISTRICT serves 188,116 people · EPA ID CA2110002
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	Under 1 ppb (2019–2021) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 618 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Unwired Fixed Wireless	300 / 25

May also be available: Astound Broadband, Etheric Networks, GeoLinks, T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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