28 Spaulding Rd, Shirley, MA 01464 Property Records

Middlesex County and Shirley Town property record for 28 Spaulding Rd, Shirley, MA 01464

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,288 sqft · built 2020
Lot Size	5.09 acres (221,703 sqft)
Owner	Individual Name on Record
Last Sale	$519,900 (Sep 2020)
Tax Bill	$92 (2025)
Deeds & Mortgages	Dec 2023 Mortgage Aug 2023 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`SHIR M:0117 B:000A L:001-2`

Property Details

APN / Parcel Number

Primary APN	`SHIR M:0117 B:000A L:001-2`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,288 sqft Living Area
Gross Area	4,152 sqft
Basement Area	1,144 sqft
Unfinished Basement	1,144 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	221,703 sqft (5.09 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	28 SPAULDING RD
City	SHIRLEY
State	MA
Zip	01464-2321
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR
Legal Block	A
Legal Lot Number	1-2
Jurisdiction	SHIRLEY MA
Township / Civil Division	SHIRLEY
Census Block Group	1
Census Block	1003
Census Tract	388200

Owner

Source: Middlesex County and Shirley Town records, as of April 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	28 SPAULDING RD, SHIRLEY, MA 01464-2321
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 6, 2023	Deed of Trust, Mortgage · VA Mortgage USA VETERANS ADMIN
Aug 25, 2023	Deed of Trust, Mortgage · Line of Credit DIGITAL FCU
Sep 24, 2020	Quit Claim Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 24, 2020 · Amount on Record
Deed Sale	Sep 24, 2020 · Amount on Record
Deed Document Number	2020169941
Deed Book / Page	75705 / 423
Record Updated	Jun 8, 2026

December 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SHIRLEY MA
Property Address	28 SPAULDING RD, SHIRLEY, MA 01464-2321
Transaction Type	Mortgage
Record Updated	Dec 22, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	082281-134
Date	Dec 6, 2023
Book Page	82281/134
Instrument	139047

Lender

Name	USA VETERANS ADMIN

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	325 Months
Due	Jan 1, 2051

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SHIRLEY MA
Property Address	28 SPAULDING RD, SHIRLEY, MA 01464-2321
Transaction Type	Mortgage
Record Updated	Sep 8, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	081925-447
Date	Aug 25, 2023
Book Page	81925/447
Instrument	95693

Lender

Name	DIGITAL FCU
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	481 Months
Due	Sep 1, 2063

Interest

Rate Type	Adjustable Rate

September 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SHIRLEY MA
Recording Date	Sep 24, 2020
Property Address	28 SPAULDING RD, SHIRLEY, MA 01464-2321
Document Number	75705-423
Book / Page	75705 / 423
Instrument Date	Sep 10, 2020
Instrument	169941
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	SPAULDING RD, SHIRLEY, MA

Mortgage

Document Number	169942
Date	Sep 24, 2020
Instrument	169942

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Middlesex County and Shirley Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
County Subdivision	Shirley Town
Unified School District	Ayer-Shirley School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$92.00 (-98.99%)	$712,200 (+6.62%) Land $135,300 Building $576,900	$658,255
2024	$9,065.00 (+7.1%)	$668,000 (+11.91%) Land $123,400 Building $544,600
2023	$8,464.00	$596,900 Land $123,400 Building $473,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2023)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2023 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 2 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35

Cell Coverage

4G LTE (outdoors only), no 5G reported

Nearby Properties on Spaulding Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures