28 Sparkling Brook Rd, Ranson, WV 25438 Property Records

Jefferson County property record for 28 Sparkling Brook Rd, Ranson, WV 25438

Property Summary

Property TypeSingle Family Home
Details5 bd · 3.5 ba · 3,806 sqft · built 2007
Lot Size0.169 acres (7,362 sqft)
OwnerIndividual Name on Record
Last Sale$360,600 (May 2008)
Tax Bill$3,832 (2026)
Deeds & MortgagesFeb 2026 Mortgage
May 2019 Sale & Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN08-8D-002D.0000

Property Details

APN / Parcel Number

Primary APN08-8D-002D.0000
Alternative APN
  • 19-08-8D-002D.0000

Interior

Bedrooms5 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures13 Plumbing Fixtures
Total Rooms8 Rooms
Stories2 Stories
Building Area3,806 sqft Living Area
1st Floor Area3,406 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2007
Effective Year BuiltEffective 2007
Architectural StyleConventional
Exterior MaterialAluminum/Vinyl
Lot Area7,362 sqft (0.169 acres)
Lot Dimensions105 ft deep x 70 ft wide
TerrainRolling

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelElectric
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address28 SPARKLING BROOK RD
CityRANSON
StateWV
Zip25438-4010
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionBLK D #2 SHENANDOAH SPRINGS
Legal SubdivisionSHENANDOAH SPRINGS NEIGHBORHOOD
Legal Block2,D
JurisdictionJEFFERSON WV
Township / Civil DivisionCHARLES TOWN
Census Block Group2
Census Block2012
Census Tract972503

Owner

Source: Jefferson County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address28 SPARKLING BROOK RD, RANSON, WV 25438-4010
OccupancyOwner Occupied
Owner TypeIndividual
VestingEt Al (and Others)

Deeds, Mortgages & Sale History

DateDocument
Feb 26, 2026Deed of Trust, Mortgage · FHA Mortgage
NEW AMERICAN FUNDING
May 1, 2019Grant Deed, Transfer · VA Mortgage
VETERANS UNITED HM LNS
Jun 13, 2017Loan Modification, Mortgage
OCWEN LN SERVICING
Apr 25, 2017Deed of Trust, Mortgage · FHA Mortgage
HUD-HOUSING/URBAN DEV

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 1, 2008 · Amount on Record
Deed SaleMay 1, 2008 · Amount on Record
Deed Document Number20088688
Deed Book / Page1050 / 194
Record UpdatedOct 29, 2026

February 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionJEFFERSON WV
Property Address28 SPARKLING BROOK RD, RANSON, WV 25438-4010
Transaction TypeMortgage
Record UpdatedApr 13, 2026
Title CompanyFIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN

Transferred To (Grantee/Buyer)

NameVerified Name
Address28 SPARKLING BROOK RD, RANSON, WV 25438-4010

Mortgage

Document Number002665/485
DateFeb 26, 2026
Book Page2665/485
Instrument202600002638
Lender
NameNEW AMERICAN FUNDING
TypeLending Institution
AddressTUSTIN, CA 92780
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term301 Months
DueMar 1, 2051

May 2019: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionJEFFERSON WV
Recording DateMay 1, 2019
Property Address28 SPARKLING BROOK RD, RANSON, WV 25438-4010
Document Number0000004890
Book / Page001222 / 000264
Instrument DateApr 22, 2019
Instrument4890
Transaction TypeTransfer
Record UpdatedMay 30, 2019
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$1,841.40
Amount AccuracyConfirmed
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address102 MOUNTAIN LAUREL BLVD RANSON WV 254384027, RANSON, WV 25438-4027
InvestorPossibly a Property Investor

Mortgage

Document Number4891
DateMay 1, 2019
Book Page002222/000106
Instrument4891
Lender
NameVETERANS UNITED HM LNS
TypeFunding / Finance Company
AddressCOLUMBIA, MO 65203
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueApr 30, 2049

June 2017: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionJEFFERSON WV
Property Address28 SPARKLING BROOK RD, RANSON, WV 25438-4010
Document Number0000012479
Book / Page002147 / 000226
Instrument DateJun 13, 2017
Transaction TypeMortgage
Record UpdatedDec 4, 2017

Transferred To (Grantee/Buyer)

NameVerified Name
Address28 SPARKLING BROOK DR RANSON WV 254384010, RANSON, WV 25438-4010

Mortgage

Document Number0000012479
DateJul 10, 2017
Book Page002147/000226
Instrument12479
Lender
NameOCWEN LN SERVICING
TypeFunding / Finance Company
AddressWEST PALM BEACH, FL 33407
Agreement
AmountAmount Recorded
Term360 Months
DueJul 9, 2047

April 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionJEFFERSON WV
Property Address28 SPARKLING BROOK RD, RANSON, WV 25438-4010
Document Number0000010343
Book / Page002141 / 000001
Instrument DateApr 25, 2017
Transaction TypeMortgage
Record UpdatedSep 11, 2017
Title CompanyFIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address28 SPARKLING BROOK DR RANSON WV 254384010, RANSON, WV 25438-4010

Mortgage

Document Number0000010343
DateMay 22, 2017
Book Page002141/000001
Instrument10343
Lender
NameHUD-HOUSING/URBAN DEV
AddressWASHINGTON, DC 20410
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueMay 21, 2047

Tax Assessment & Valuation

Source: Jefferson County assessment roll, as of November 14, 2025

Property Jurisdictions

TypeName
StateWest Virginia
CountyJefferson County
MunicipalityRanson Corporation
Unified School DistrictJefferson County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$3,832.00 (+3.71%)$298,900 (+5.25%) Land $56,500 Building $242,400$498,167 (+5.23%) Land $94,167 Building $404,000
2025$3,695.00 (-1.44%) Homeowner's exemption$284,000 (+7.41%) Land $41,600 Building $242,400$473,400 (+7.4%) Land $69,400 Building $404,000
2023$3,749.00$264,400 Land $41,600 Building $222,800$440,800 Land $69,400 Building $371,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 23, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 79% of West Virginia
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWVAW - WALNUT GROVE UTILITIES
private · serves 7,250 people · EPA ID WV3301942
Water SourceGroundwater influenced by surface water
Last State InspectionOct 2023
Lead3 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityFailure to filter
resolved · Jun 2017
Treatment failure
resolved · Jun 2017
Treatment and ProcedureSanitary survey deficiency not corrected
Apr 2018
Monitoring and Reporting4
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 283 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
5,000 / 5,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20

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