Hampden County and Springfield City property record for 28 Southern Rd, Springfield, MA 01129
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 1,508 sqft · built 1971 |
| Lot Size | 0.259 acres (11,265 sqft) |
| Owner | Individual Name on File |
| Last Sale | $187,000 (Dec 2018) |
| Tax Bill | $4,984 (2026) |
| Deeds & Mortgages | Apr 2024 Mortgage Nov 2019 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | SPRI S:11002 P:0006 |
| Primary APN | SPRI S:11002 P:0006 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,508 sqft Living Area |
| 1st Floor Area | 1,008 sqft |
| Year Built | Built 1971 |
|---|---|
| Effective Year Built | Effective 1971 |
| Architectural Style | Ranch |
| Exterior Material | Wood Siding |
| Lot Area | 11,265 sqft (0.259 acres) |
| Garage Type | Attached |
| Deck Area | Deck Area |
| Heating Fuel | Electric |
|---|
| Account Number | 110020006 |
|---|---|
| Street Address | 28 SOUTHERN RD |
| City | SPRINGFIELD |
| State | MA |
| Zip | 01129-1334 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Jurisdiction | SPRINGFIELD MA |
| Township / Civil Division | SPRINGFIELD |
| Census Block Group | 1 |
| Census Block | 1012 |
| Census Tract | 801603 |
28 Southern Rd is owned and occupied by an individual who bought it in December 2018.
Source: Hampden County and Springfield City records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 28 SOUTHERN RD, SPRINGFIELD, MA 01129-1334 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 1, 2024 | Deed of Trust, Mortgage · FHA Mortgage TOP FLITE FINANCIAL INC |
| Nov 20, 2019 | Deed of Trust, Mortgage · VA Mortgage AMERICAN FINANCIAL SERVICES NETWORK |
| Dec 28, 2018 | Quit Claim Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CTR |
| Aug 1, 2017 | Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 28, 2018 · Amount on File |
| Deed Sale | Dec 28, 2018 · Amount on File |
| Prior Sale | May 11, 2010 · Amount on File |
| Deed Book / Page | 22503 / 342 |
| Prior Transfer Date | Dec 26, 2018 |
| Prior Transfer Doc | 022503-342 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SPRINGFIELD MA |
| Property Address | 28 SOUTHERN RD, SPRINGFIELD, MA 01129-1334 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Name | Verified Name |
|---|
| Document Number | 025368-267 |
|---|---|
| Date | Apr 1, 2024 |
| Book Page | 25368/267 |
| Instrument | 13550 |
| Name | TOP FLITE FINANCIAL INC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 277 Months |
| Due | May 1, 2047 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SPRINGFIELD MA |
| Property Address | 28 SOUTHERN RD, SPRINGFIELD, MA 01129-1334 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 22961-266 |
|---|---|
| Date | Nov 20, 2019 |
| Book Page | 22961/266 |
| Instrument | 68245 |
| Name | AMERICAN FINANCIAL SERVICES NETWORK |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Dec 1, 2049 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SPRINGFIELD MA |
| Recording Date | Dec 28, 2018 |
| Property Address | 28 SOUTHERN RD, SPRINGFIELD, MA 01129-1334 |
| Document Number | 22503-342 |
| Book / Page | 022503 / 000342 |
| Instrument Date | Dec 26, 2018 |
| Instrument | 77302 |
| Transaction Type | Transfer |
| Record Updated | Jan 15, 2019 |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $869.55 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 8 EDNSON CT CHICOPEE MA 010202015, CHICOPEE, MA 01020-2015 |
| Document Number | 22503-344 |
|---|---|
| Date | Dec 28, 2018 |
| Book Page | 022503/000344 |
| Instrument | 77303 |
| Name | MORTGAGE RESEARCH CTR |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Dec 27, 2048 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SPRINGFIELD MA |
| Property Address | 28 SOUTHERN RD, SPRINGFIELD, MA 01129-1334 |
| Document Number | 21828-39 |
| Book / Page | 021828 / 000039 |
| Instrument Date | Aug 1, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Sep 12, 2017 |
| Name | Verified Name |
|---|
| Document Number | 21828-39 |
|---|---|
| Date | Aug 24, 2017 |
| Book Page | 021828/000039 |
| Instrument | 49492 |
| Name | HUD-HOUSING/URBAN DEV |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 23, 2047 |
The 2026 property tax bill for 28 Southern Rd was $4,984, up 13.7% from the year before.
Source: Hampden County and Springfield City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Hampden County |
| Municipality | Springfield City |
| Unified School District | Springfield School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,984.00 (+13.71%) | $322,400 (+15.35%) Land $58,400 Building $264,000 | $325,501 (-3.89%) |
| 2025 | $4,383.00 | $279,500 Land $58,400 Building $221,100 | $338,675 (-0.72%) |
| 2024 | $341,145 | ||
| 2023 | $3,829.00 | $224,600 Land $55,600 Building $169,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 28 Southern Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective June 7, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 28 Southern Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 94% of Massachusetts |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SPRINGFIELD WATER AND SEWER COMMISSION serves 169,170 people · EPA ID MA1281000 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2025 |
| Lead | 4 ppb (2024) action level 15 ppb |
| Water Quality | Haloacetic acids not recorded as resolved · Apr 2026 Total trihalomethanes not recorded as resolved · Oct 2022 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 207 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| GoNetspeed Fiber | 2,000 / 2,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
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