Monmouth County and Matawan Borough property record for 28 Somerset Pl, Matawan, NJ 07747
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,638 sqft · built 1972 |
| Lot Size | 0.403 acres (17,572 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $505,000 (Sep 2017) |
| Tax Bill | $16,266 (2025) |
| Deeds & Mortgages | Jun 2020 Mortgage Sep 2017 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 31-00123-0000-00044 |
| Primary APN | 31-00123-0000-00044 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,638 sqft Living Area |
| 1st Floor Area | 1,854 sqft |
| Upper Floors Area | 1,204 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1972 |
|---|---|
| Effective Year Built | Effective 1972 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable |
| Roof Material | Other |
| Lot Area | 17,572 sqft (0.403 acres) |
| Lot Dimensions | 174 ft deep x 101 ft wide |
| Garage Area | 420 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Area | 648 sqft |
|---|---|
| Porch | Open Porch |
| Deck Area | 240 sqft |
| Patio Area | 392 sqft |
| Shed | 1 Shed |
| Shed Area | 120 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Connected |
| Account Number | 30760 |
|---|---|
| Street Address | 28 SOMERSET PL |
| City | MATAWAN |
| State | NJ |
| Zip | 07747-3444 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R100 |
| Legal Subdivision | STRATHMORE VLG/MATAWAN SEC 03 |
| Legal Block | 123 |
| Legal Lot Number | 44 |
| Jurisdiction | MONMOUTH NJ |
| Township / Civil Division | MATAWAN |
| Census Block Group | 1 |
| Census Block | 1008 |
| Census Tract | 803000 |
28 Somerset Pl is owned and occupied by two individuals who bought it in September 2017.
Source: Monmouth County and Matawan Borough records, as of July 9, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 28 SOMERSET PL, MATAWAN, NJ 07747-3444 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 23, 2020 | Deed of Trust, Mortgage · FHA Mortgage FREEDOM MTG |
| Sep 12, 2017 | Grant Deed, Transfer · Conventional with PMI FREEDOM MTG |
| Jan 3, 2017 | Deed of Trust, Mortgage · FHA Mortgage FBC MTG |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 12, 2017 · Amount on File |
| Deed Sale | Sep 12, 2017 · Amount on File |
| Prior Sale | Oct 6, 2009 · Amount on File |
| Deed Document Number | 201788515 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Property Address | 28 SOMERSET PL, MATAWAN, NJ 07747-3444 |
| Document Number | 0000075391 |
| Instrument Date | Jun 23, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Sep 3, 2020 |
| Title Company | MORTGAGE CONNECT LP |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 28 SOMERSET PL MATAWAN NJ 077473444, MATAWAN, NJ 07747-3444 |
| Document Number | 0000075391 |
|---|---|
| Date | Jul 14, 2020 |
| Book Page | 009426/008674 |
| Instrument | 75391 |
| Name | FREEDOM MTG |
|---|---|
| Type | Mortgage Company |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 13, 2050 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Recording Date | Sep 12, 2017 |
| Property Address | 28 SOMERSET PL, MATAWAN, NJ 07747-3444 |
| Document Number | 0000088515 |
| Book / Page | 009247 / 006713 |
| Instrument Date | Aug 17, 2017 |
| Instrument | 88515 |
| Transaction Type | Transfer |
| Record Updated | Oct 9, 2017 |
| Title Company | MCT TITLE SERVICES LLC, SCOTT TITLE SVCS LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $505.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 28 SOMERSET PL MATAWAN NJ 077473444, MATAWAN, NJ 07747-3444 |
| Document Number | 88516 |
|---|---|
| Date | Sep 12, 2017 |
| Book Page | 009247/006725 |
| Instrument | 88516 |
| Name | FREEDOM MTG |
|---|---|
| Type | Mortgage Company |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 11, 2047 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Property Address | 28 SOMERSET PL, MATAWAN, NJ 07747-3444 |
| Document Number | 0000012671 |
| Book / Page | 009211 / 002633 |
| Instrument Date | Jan 3, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Apr 4, 2017 |
| Title Company | FIRST TITLE COMPANY |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 28 SOMERSET PL MATAWAN NJ 077473444, MATAWAN, NJ 07747-3444 |
| Document Number | 0000012671 |
|---|---|
| Date | Feb 1, 2017 |
| Book Page | 009211/002633 |
| Instrument | 12671 |
| Name | FBC MTG |
|---|---|
| Type | Mortgage Company |
| Address | ORLANDO, FL 32801 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 31, 2047 |
The 2025 property tax bill for 28 Somerset Pl was $16,266, up 14.3% from the year before.
Source: Monmouth County and Matawan Borough assessment roll, as of July 9, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Monmouth County |
| Municipality | Matawan Borough |
| Unified School District | Matawan-Aberdeen Regional School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $779,800 (+0.05%) Land $320,000 Building $459,800 | $779,800 (+0.05%) Land $320,000 Building $459,800 | |
| 2025 | $16,266.00 (+14.34%) | $779,400 Land $350,000 Building $429,400 | $779,400 Land $350,000 Building $429,400 |
| 2024 | $14,226.00 | ||
| 2023 | $658,100 Land $320,000 Building $338,100 | $658,100 Land $320,000 Building $338,100 | |
| 2022 | $14,089.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 28 Somerset Pl in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 5 (1979–2021) |
| Claims Outside the SFHA | 1 of 5 |
| Most Recent Claim | Sep 2021 · Remnants Of Hurricane Ida |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 28 Somerset Pl is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 65% of New Jersey |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MATAWAN BOROUGH WATER DE serves 9,084 people · EPA ID NJ1329001 |
|---|---|
| Water Source | Purchased surface water from NJ AMERICAN WATER - COASTAL NORTH |
| Last State Inspection | Apr 2025 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Jul 2022 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 222 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber | 2,300 / 2,300 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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