28 Somerset, Freeport, ME 04032 Property Records

Cumberland County and Freeport Town property record for 28 Somerset, Freeport, ME 04032

Property Summary

Property TypeCondominium
Details2 bd · 1.5 ba · 936 sqft · built 1989
Owner2 Individual Names on File
Last Sale$248,000 (Dec 2022)
Tax Bill$3,010 (2025)
Deeds & MortgagesDec 2022 Sale & Mortgage
Nov 2021 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN009006B 028

Property Details

APN / Parcel Number

Primary APN009006B 028
Alternative APNs
  • FPRT M:9 B:6 L:B U:28
  • 20251153
  • 511

Interior

Bedrooms2 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area936 sqft Living Area
Gross Area960 sqft
1st Floor Area936 sqft

Exterior

Year BuiltBuilt 1989
Effective Year BuiltEffective 1989
Architectural StyleCondo/Apartment
Exterior MaterialAluminum/Vinyl
Roof TypeGable
Roof MaterialAsphalt

Utilities, Heating & Cooling

Heating SystemSpace Heater
Heating FuelGas

Location & Zoning

Account Number511
Street Address28 SOMERSET
CityFREEPORT
StateME
Zip04032-1145
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Condominium
Local Zoning Code500
Legal SubdivisionSOMERSET CONDOS
Legal Block6
Legal Lot NumberB
JurisdictionFREEPORT ME
Township / Civil DivisionFREEPORT
Census Block Group2
Census Block2010
Census Tract4502

Owner

28 Somerset, a condominium, is owned and occupied by two individuals who bought it in December 2022.

Source: Cumberland County and Freeport Town records, as of October 19, 2026

Owner of Record2 Individual Names on File
Mailing Address28 SOMERSET, FREEPORT, ME 04032-1145
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Dec 30, 2022Warranty Deed, Transfer · Stand-Alone First Mortgage
BATH SAVINGS INSTITUTION
Nov 9, 2021Quit Claim Deed, Transfer · Stand-Alone First Mortgage
BROKER SOLUTIONS INC
Mar 16, 2020Quit Claim Deed, Transfer · Stand-Alone First Mortgage
CMG MORTGAGE INC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 30, 2022 · Amount on File
Deed SaleDec 30, 2022 · Amount on File
Prior SaleNov 9, 2021 · Amount on File
Deed Document Number202262396
Deed Book / Page39922 / 335
Prior Transfer DateSep 4, 2021
Prior Transfer Doc0388690168
Record UpdatedOct 29, 2026

December 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionFREEPORT ME
Recording DateDec 30, 2022
Property Address28 SOMERSET, FREEPORT, ME 04032-1145
Document Number0399220335
Book / Page39922 / 335
Instrument DateDec 28, 2022
Instrument62396
Transaction TypeTransfer
Record UpdatedJan 16, 2023

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address15 KIMBERLEY CIR, BRUNSWICK, ME 04011-3816

Mortgage

Document Number0000062397
DateDec 30, 2022
Instrument62397
Lender
NameBATH SAVINGS INSTITUTION
TypeBank
Agreement
TypeStand-Alone First Mortgage
AmountAmount on Record
Interest
Rate TypeAdjustable Rate
Rate6.13%
Type Change DateJan 1, 2033
Max Rate At Change1.75%
Index1-Year CMT

November 2021: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionFREEPORT ME
Recording DateNov 9, 2021
Property Address28 SOMERSET, FREEPORT, ME 04032-1145
Document Number0388690168
Book / Page38869 / 168
Instrument DateSep 4, 2021
Instrument80219
Transaction TypeTransfer
Record UpdatedFeb 3, 2022
Title CompanyVANTAGE POINT TITLE

Transaction

Tax$0.00
Additional
  • Quitclaim

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address28 SOMERSET, FREEPORT, ME 04032-1145

Mortgage

Document Number0000080220
DateNov 9, 2021
Instrument80220
Lender
NameBROKER SOLUTIONS INC
TypeFunding / Finance Company
Agreement
TypeStand-Alone First Mortgage
AmountAmount on Record

March 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionFREEPORT ME
Recording DateMar 16, 2020
Property Address28 SOMERSET, FREEPORT, ME 04032-1145
Document Number0365090193
Book / Page36509 / 193
Instrument DateMar 13, 2020
Instrument14104
Transaction TypeTransfer
Record UpdatedFeb 3, 2022

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address221 BAKER RD, FREEPORT, ME 04032-6629

Mortgage

Document Number0000014105
DateMar 16, 2020
Instrument14105
Lender
NameCMG MORTGAGE INC
TypeMortgage Company
Agreement
TypeStand-Alone First Mortgage
AmountAmount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 28 Somerset was $3,010, up 3.8% from the year before.

Source: Cumberland County and Freeport Town assessment roll, as of July 30, 2026

Property Jurisdictions

TypeName
StateMaine
CountyCumberland County
County SubdivisionFreeport Town
Unified School DistrictRegional School Unit 05 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2025$3,010.00 (+3.76%)$217,300 (-) Land $80,000 Building $137,300
2024$2,901.00 (+6.03%)$217,300 (+9.2%) Land $80,000 Building $137,300
2023$2,736.00 (+24.03%)$199,000 (+23.14%) Land $80,000 Building $119,000
2022$2,206.00$161,600 Land $70,000 Building $91,600

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 28 Somerset in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 3, 2025

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 28 Somerset is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 53% of Maine
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMAINE WATER COMPANY FREEPORT DIVISION
private · serves 2,700 people · EPA ID ME0090580
Water SourceGroundwater
Last State InspectionOct 2024
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 144 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 2,000
Fidium Fiber
Fiber
2,000 / 2,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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