Jackson County property record for 28 Smith St, Sylva, NC 28779 · Last verified April 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 2015 |
| Square Footage | 1,620 sqft Living Area |
| Lot Size | 12,197 sqft (0.28 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $247,500 (2026) |
| Tax Bill | $920.00 (2025) |
| Primary APN | 7642-42-5123 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 1,620 sqft Living Area |
| 1st Floor | 1,620 sqft 1st Floor |
| Stories | 1 Stories |
| Year Built | Built 2015 |
|---|---|
| Effective Year Built | Effective 2015 |
| Architectural Style | Mobile Home Style |
| Exterior Material | Aluminum/Vinyl Exterior |
| Roof Construction | Gable Roof Construction |
| Roof Material | Asphalt Roof |
| Lot Area | 12,197 sqft (0.28 acres) |
| Patio Area | 144 sqft Patio |
| Heating System | Forced Air with Air Conditioning Heating |
|---|
| Street Address | 28 SMITH ST |
|---|---|
| City | SYLVA |
| State | NC |
| Zip | 28779-2626 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | LT 24 REV C R MOODY |
| Legal Subdivision | CR MOODY ADDITION |
| Legal Lot Number | 24 |
| Jurisdiction | JACKSON NC |
| Minor Civil Division | SYLVA |
| Census Blockgroup | 3 |
| Census Block | 3009 |
| Census Tract | 950300 |
Source: Jackson County records · APN 7642-42-5123
Assessment roll updated August 8, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 28 SMITH ST, SYLVA, NC 28779-2626 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Vesting | Husband And Wife |
| Date | Document |
|---|---|
| Apr 13, 2026 | Warranty Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC |
| Sep 07, 2022 | Warranty Deed, Transfer · Conventional Mortgage STATE EMPLOYEES CU |
| Feb 15, 2022 | Intrafamily Transfer, Transfer · Conventional Mortgage STATE EMPLOYEES CU |
| Jul 19, 2017 | Warranty Deed, Transfer · Adjustable Rate Mortgage (ARM) STATE EMPLOYEES CU |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Known Transactions |
|
| Deed Book / Page | 2417 / 1720 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | JACKSON NC |
| Recording Date | Apr 13, 2026 |
| Property Address | 28 SMITH ST, SYLVA, NC 28779-2626 |
| Document Number | 2417001720 |
| Book / Page | 2417 / 1720 |
| Instrument Date | Mar 27, 2026 |
| Transaction Type | Transfer |
| Record Updated | Apr 22, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $49,995.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 28 SMITH ST, SYLVA, NC 28779-2626 |
| Document Number | 2417001724, |
|---|---|
| Date | Apr 13, 2026 |
| Book Page | 2417/1724 |
| Name | ROCKET MORTGAGE LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 01, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 5.98% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | JACKSON NC |
| Recording Date | Sep 07, 2022 |
| Property Address | 28 SMITH ST, SYLVA, NC 28779-2626 |
| Document Number | 0023420596 |
| Book / Page | 2342 / 596 |
| Map Reference | CAB 25 SL 694 |
| Instrument Date | Sep 07, 2022 |
| Transaction Type | Transfer |
| Record Updated | Sep 20, 2022 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $410.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 28 SMITH ST, 28, SYLVA, NC 28779-2626 |
| Name | Verified Name |
|---|---|
| Address | 28 SMITH ST, SYLVA, NC 28779-2626 |
| Document Number | 0002342599 |
|---|---|
| Date | Sep 07, 2022 |
| Instrument | 2342/599 |
| Name | STATE EMPLOYEES CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 01, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.4% |
| Type Change Date | Oct 01, 2027 |
| Change Frequency | 5 Years |
| Min Rate At Change | 3.75% |
| Max Rate At Change | 6.4% |
| Index | 5-Year CMT |
| Max Rate | 10.4% |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | JACKSON NC |
| Recording Date | Feb 15, 2022 |
| Property Address | 28 SMITH ST, SYLVA, NC 28779-2626 |
| Document Number | 0023270572 |
| Book / Page | 2327 / 572 |
| Map Reference | CAB 2 PG 20 |
| Instrument Date | Feb 08, 2022 |
| Transaction Type | Transfer |
| Record Updated | Mar 18, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Zero or No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 28 SMITH ST, SYLVA, NC 28779-2626 |
| Document Number | 0002327575 |
|---|---|
| Date | Feb 15, 2022 |
| Instrument | 2327/575 |
| Name | STATE EMPLOYEES CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 01, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | JACKSON NC |
| Recording Date | Jul 19, 2017 |
| Property Address | 28 SMITH ST, SYLVA, NC 28779-2626 |
| Document Number | 0021921663 |
| Book / Page | 2192 / 1663 |
| Map Reference | PL CAB 2 SL 20 |
| Instrument Date | Jul 19, 2017 |
| Transaction Type | Transfer |
| Record Updated | Aug 10, 2021 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $214.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 51 BRIDGE ST, 51, SYLVA, NC 28779-2820 |
| Name | Verified Name |
|---|---|
| Address | 28 SMITH ST, SYLVA, NC 28779-2626 |
| Document Number | 0021921667 |
|---|---|
| Date | Jul 19, 2017 |
| Book Page | 2192/1667 |
| Name | STATE EMPLOYEES CU |
|---|---|
| Type | Credit Union |
| Address | RALEIGH, NC 27611 |
| Type | Adjustable Rate Mortgage (ARM) |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 01, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.62% |
| Adjustable | Document includes a rider for adjustable-rate mortgage with a specific rate change date. |
| Change Frequency | 5 Years |
| Index | 5-Year CMT |
| Margin | 2 |
| Max Rate | 6% |
Source: Jackson County records · Assessment roll updated August 8, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Jackson County |
| Municipality | Sylva Town |
| Unified School District | Jackson County Schools (PK - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $920.00 (+26.03%) | $242,343 (+26.07%) Land $29,580 Building $212,763 |
| 2023 | $730.00 | $192,230 Land $29,230 Building $163,000 |
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