28 Smith St, Middletown, NY 10940 Property Records

Orange County and Middletown City property record for 28 Smith St, Middletown, NY 10940

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,288 sqft · built 1903
Lot Size	0.092 acres (3,999 sqft)
Owner	Individual Name on Record
Last Sale	$155,000 (Mar 2021)
Tax Bill	$5,554 (2024)
Deeds & Mortgages	Mar 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`330900 16-11-15`

Property Details

APN / Parcel Number

Primary APN	`330900 16-11-15`
Alternative APNs	`090001600000110150000000` `1900002800` `16-11-15`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,288 sqft Living Area
Gross Area	1,442 sqft
1st Floor Area	672 sqft
2nd Floor Area	616 sqft

Exterior

Year Built	Built 1903
Effective Year Built	Effective 1926
Architectural Style	Old Style
Exterior Material	Wood
Lot Area	3,999 sqft (0.092 acres)
Lot Dimensions	129 ft deep x 31 ft wide
Garage Type	Detached
Garage Area	924 sqft
Parking Spaces	4 Parking Spaces
Porch	Enclosed Porch
Porch Area	250 sqft

Utilities, Heating & Cooling

Heating Fuel	Oil
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	1900002800
Street Address	28 SMITH ST
City	MIDDLETOWN
State	NY
Zip	10940-3711
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-2
Legal Description	4231/186 5/26/95 CORR
Legal Block	11
Legal Lot Number	15.00
Jurisdiction	ORANGE NY
Township / Civil Division	MIDDLETOWN
Census Block Group	1
Census Block	1015
Census Tract	1200

Owner

Source: Orange County and Middletown City records, as of April 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	28 SMITH ST, MIDDLETOWN, NY 10940-3711
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 26, 2021 · Amount on Record
Deed Sale	Mar 26, 2021 · Amount on Record
Prior Sale	Jul 17, 2007 · Amount on Record
Deed Document Number	202119865
Deed Book / Page	14929 / 1239
Prior Transfer Date	May 26, 1995
Prior Transfer Doc	4231000187
Record Updated	Oct 29, 2026

March 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	ORANGE NY
Recording Date	Mar 26, 2021
Property Address	28 SMITH ST, MIDDLETOWN, NY 10940-3711
Document Number	0000019865
Book / Page	14929 / 1239
Instrument Date	Mar 18, 2021
Instrument	20210019865
Transaction Type	Transfer
Record Updated	Apr 21, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	28 DEWITT ST # 2, 2, MIDDLETOWN, NY 10940-3952
Investor	Possibly a Property Investor

Mortgage

Document Number	0000019866
Date	Mar 26, 2021
Instrument	20210019866

Lender

Name	HUDSON VALLEY FCU
Type	Credit Union

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Orange County and Middletown City assessment roll, as of April 29, 2026

Property Jurisdictions

Type	Name
State	New York
County	Orange County
Municipality	Middletown City
Unified School District	Middletown City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$20,000 (-) Land $3,600 Building $16,400	$227,500 (+13.75%)
2024	$5,554.00
2023		$20,000 (-) Land $3,600 Building $16,400	$200,000 (+17.03%) Land $36,000 Building $164,000
2022		$20,000 Land $3,600 Building $16,400	$170,900 Land $30,762 Building $140,138

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 26, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (2007–2011)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Sep 2011 · Remnants Of Tropical Storm Lee

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MIDDLETOWN CITY serves 30,000 people · EPA ID NY3503534
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 613 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Greenlight Networks Fiber	8,000 / 8,000
Frontier Fiber	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Optimum, T-Mobile.

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