Charleston County property record for 28 Smith St, Charleston, SC 29401 · Last verified November 2025
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 2 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 1880 |
| Square Footage | 1,532 sqft Living Area |
| Lot Size | 4,356 sqft (0.1 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $1,350,000 (2024) |
| Tax Bill | $3,753.00 (2024) |
| Primary APN | 457-08-03-065 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 1,532 sqft Living Area |
| 1st Floor | 730 sqft 1st Floor |
| Upper Floors | 802 sqft Upper Floors |
| Stories | 2 Stories |
| Fireplace | Fireplace |
| Fireplaces | 2 Fireplaces |
| Year Built | Built 1880 |
|---|---|
| Architectural Style | Other Style |
| Exterior Material | Wood Siding Exterior |
| Foundation Type | Mat/Raft Foundation (Slab) Foundation |
| Lot Area | 4,356 sqft (0.1 acres) |
| Depth X Width | 117 ft x 36 ft Depth x Width |
| Garage Type | Detached Garage |
| Garage Area | 150 sqft Garage |
| Shed | 1 Shed |
|---|---|
| Shed Area | 132 sqft Shed |
| Porch | Open Porch |
| Porch Area | 532 sqft Porch |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Forced Air Heating |
| Heating Fuel | Gas Heating Fuel |
| Street Address | 28 SMITH ST |
|---|---|
| City | CHARLESTON |
| State | SC |
| Zip | 29401-1740 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | DESCRIPTION -28 SMITH |
| Jurisdiction | CHARLESTON SC |
| Minor Civil Division | CHARLESTON CENTRAL |
| Census Blockgroup | 1 |
| Census Block | 1000 |
| Census Tract | 100 |
Source: Charleston County records · APN 457-08-03-065
Assessment roll updated September 13, 2024 · Last verified November 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 28 SMITH ST, CHARLESTON, SC 29401-1740 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| May 07, 2024 | Deed, Transfer · Conventional Mortgage FIRST NATIONAL BANK OF PENNSYLVANIA |
| Jun 22, 2020 | Grant Deed, Transfer · Conventional Mortgage RENASANT BK |
| Nov 02, 2018 | Grant Deed, Construction Loan · Line of Credit FIRST CMNTY BK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | May 07, 2024 · Amount on Record |
| Deed Sale | May 07, 2024 · Amount on Record |
| Prior Sale | Jun 22, 2020 · Amount on Record |
| Deed Doc Number | 0001243291 |
| Deed Book / Page | 1243 / 291 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | CHARLESTON SC |
| Recording Date | May 07, 2024 |
| Property Address | 28 SMITH ST, CHARLESTON, SC 29401-1740 |
| Document Number | 0012430291 |
| Book / Page | 1243 / 291 |
| Instrument Date | Apr 26, 2024 |
| Transaction Type | Transfer |
| Record Updated | May 21, 2024 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,510.00 |
| Amount Accuracy | From Affidavit or Verified |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenant/Joint Tenant w/ Right Of Survivorship |
| Address | 28 SMITH ST, CHARLESTON, SC 29401-1740 |
| Document Number | 0001243292 |
|---|---|
| Date | May 07, 2024 |
| Instrument | 1243/292 |
| Name | FIRST NATIONAL BANK OF PENNSYLVANIA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 01, 2054 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | CHARLESTON SC |
| Recording Date | Jun 22, 2020 |
| Property Address | 28 SMITH ST, CHARLESTON, SC 29401-1740 |
| Document Number | 0892/0284 |
| Book / Page | 000892 / 000284 |
| Instrument Date | Jun 19, 2020 |
| Transaction Type | Transfer |
| Record Updated | Jul 23, 2020 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $730.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 28 SMITH ST CHARLESTON SC 294011740, CHARLESTON, SC 29401-1740 |
| Document Number | 892/0286 |
|---|---|
| Date | Jun 22, 2020 |
| Book Page | 000892/000286 |
| Name | RENASANT BK |
|---|---|
| Type | Bank |
| Address | BIRMINGHAM, AL 35203 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Jun 21, 2035 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | CHARLESTON SC |
| Recording Date | Nov 02, 2018 |
| Property Address | 28 SMITH ST, CHARLESTON, SC 29401-1740 |
| Document Number | 0757/0922 |
| Book / Page | 000757 / 000922 |
| Instrument Date | Oct 31, 2018 |
| Transaction Type | Construction Loan |
| Record Updated | Nov 30, 2018 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $635.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 28 SMITH ST CHARLESTON SC 294011740, CHARLESTON, SC 29401-1740 |
| Document Number | 757/0923 |
|---|---|
| Date | Nov 02, 2018 |
| Book Page | 000757/000923 |
| Name | FIRST CMNTY BK |
|---|---|
| Type | Bank |
| Address | COLUMBIA, SC 29210 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | Nov 01, 2019 |
| Rate Type | Adjustable Rate |
|---|
Source: Charleston County records · Assessment roll updated September 13, 2024 · Last verified November 2025
| Type | Name |
|---|---|
| State | South Carolina |
| County | Charleston County |
| Municipality | Charleston City |
| Unified School District | Charleston County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2024 | $3,753.00 (+6.65%) | $29,200 (-) | |
| 2022 | $3,519.00 | $29,200 | $730,000 (-) Land $400,000 Building $330,000 |
| 2020 | $730,000 Land $400,000 Building $330,000 |
28 Smith St is in FEMA Zone AE, inside the Special Flood Hazard Area, with no wildfire exposure.
Source: FEMA National Flood Hazard Layer · Charleston County (45019C), updated September 9, 2026
| FEMA Flood Zone | Zone AE 1% annual chance, base flood elevation determined |
|---|---|
| Special Flood Hazard Area | Yes flood insurance required for federally backed mortgages |
| Floodway | No |
| Base Flood Elevation | 11.0 ft vertical datum per the FIRM (NAVD88 on current maps) |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach of burnable land |
Values are read at the parcel center point; lenders make the official flood determination.
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