28 Smart St, Waltham, MA 02451 Property Records

Middlesex County and Waltham City property record for 28 Smart St, Waltham, MA 02451 · Last verified April 2026

Property Highlights

Property Type	Residential > Multi-Unit > Duplex
Bedrooms	6 Beds
Bathrooms	2.5 Baths
Year Built	Built 1947
Square Footage	3,161 sqft Living Area
Lot Size	8,999 sqft (0.207 acres)
Occupancy	Owner Occupied
Last Sale	$232,000 (1997)
Tax Bill	$8,490.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`105326`
Alternative APN	`WALT M:031 B:002 L:007A`

Interior

Bedrooms	6 Beds
Full Baths	2.5 Baths
Partial Baths	1 Partial Baths
Total Rooms	12 Rooms
Units	2 Units
Building Area	3,161 sqft Living Area
Gross Area	3,897 sqft Gross Area
Basement Area	1,074 sqft Basement
Unfinished Basement	107 sqft Unfinished
Stories	2 Stories
Fireplace	Fireplace
Fireplaces	1 Fireplaces

Exterior

Year Built	Built 1947
Effective Year Built	Effective 1947
Architectural Style	Duplex Single Style
Exterior Material	Brick Exterior
Roof Construction	Gable Roof Construction
Roof Material	Asphalt Roof
Lot Area	8,999 sqft (0.207 acres)

Utilities and HVAC

Cooling System	HVAC Cooling
Heating System	Hot Water Heating
Heating Fuel	Oil Heating Fuel

Location & Zoning

Account Number	105326
Street Address	28 SMART ST
City	WALTHAM
State	MA
Zip	02451-2248
Property Usage	Residential Property Usage
Type	Residential > Multi-Unit > Duplex
Legal Block	2
Legal Lot Number	7A
Jurisdiction	WALTHAM MA
Minor Civil Division	WALTHAM
Census Blockgroup	2
Census Block	2020
Census Tract	368102

Owner

Source: Middlesex County and Waltham City records · APN 105326

Assessment roll updated April 14, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	28 SMART ST, WALTHAM, MA 02451-2248
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jan 08, 1997 · Amount on Record
Deed Sale	Jan 08, 1997 · Amount on Record
Prior Sale	Apr 20, 1994 · Amount on Record
Record Refreshed	Jun 08, 2026

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WALTHAM MA
Property Address	28 SMART ST, WALTHAM, MA 02451-2248
Transaction Type	Mortgage
Record Updated	Dec 22, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	072600-410
Date	May 15, 2019
Book Page	72600/410
Instrument	62632

Lender

Name	SANTANDER BANK NA
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	Jun 01, 2049

Tax Assessment & Valuation

Source: Middlesex County and Waltham City records · Assessment roll updated April 14, 2026 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
Municipality	Waltham City
Unified School District	Waltham School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

Year	Tax Bill	Assessed Value
2025	$8,490.00 (+10.47%)	$864,600 (+8.45%) Land $376,700 Building $487,900
2024	$7,685.00 (-0.52%)	$797,200 (+6.51%) Land $358,800 Building $438,400
2023	$7,725.00	$748,500 Land $327,600 Building $420,900

Flood & Wildfire

28 Smart St is in FEMA Zone X, outside the Special Flood Hazard Area, with no wildfire exposure.

Flood

Source: FEMA National Flood Hazard Layer · Middlesex County (25017C), updated September 10, 2026

FEMA Flood Zone	Zone X minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard Area	No

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to Homes	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach of burnable land

Values are read at the parcel center point; lenders make the official flood determination.