28 Shepard St, Malone, NY 12953 Property Records

Franklin County and Malone Town property record for 28 Shepard St, Malone, NY 12953

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,088 sqft · built 1900
Lot Size	0.07 acres (3,049 sqft)
Owner	2 Trust Names on File
Last Sale	$63,600 (May 2014)
Tax Bill	$2,732 (2026)
Deeds & Mortgages	Jun 2019 Loan Modification Mar 2018 Transfer
APN	`2.-123-08`

Property Details

APN / Parcel Number

Primary APN	`2.-123-08`
Alternative APNs	`480111202400010110000000` `164801 112.24-1-11`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	2 Stories
Building Area	1,088 sqft Living Area
1st Floor Area	544 sqft
2nd Floor Area	544 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Traditional
Exterior Material	Aluminum/Vinyl
Lot Area	3,049 sqft (0.07 acres)
Lot Dimensions	78 ft deep x 39 ft wide

Exterior Amenities

Porch	Porch
Porch Area	270 sqft
Shed	1 Shed
Canopy	12 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	2.-123-08
Street Address	28 SHEPARD ST
City	MALONE
State	NY
Zip	12953-1036
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	01 - NOT Z
Legal Description	SECA BLOCK106 LOT1
Legal Block	1
Legal Lot Number	11.000
Jurisdiction	FRANKLIN NY
Township / Civil Division	MALONE
Census Block Group	1
Census Block	1007
Census Tract	950501

Owner

28 Shepard St is owner-occupied and held in a trust since March 2018.

Source: Franklin County and Malone Town records, as of September 23, 2026

Owner of Record	2 Trust Names on File
Mailing Address	28 SHEPARD ST, MALONE, NY 12953-1036
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 6, 2019	Loan Modification, Mortgage · FHA Mortgage QUICKEN LNS
Mar 19, 2018	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 19, 2014 · Amount on File
Deed Sale	May 19, 2014 · Amount on File
Prior Sale	Nov 25, 2009 · Amount on File
Deed Book / Page	2014 / 2347
Last Transfer Date	Mar 19, 2018
Transfer Doc	0000001262
Record Updated	Oct 29, 2026

June 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	FRANKLIN NY
Property Address	28 SHEPARD ST, MALONE, NY 12953-1036
Document Number	0000003108
Instrument Date	Jun 6, 2019
Transaction Type	Mortgage
Record Updated	Jul 29, 2019
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	28 SHEPARD ST MALONE NY 129531036, MALONE, NY 12953-1036

Mortgage

Document Number	0000003108
Date	Jul 8, 2019
Instrument	3108

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 7, 2049

Interest

Rate	4.25%

March 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	FRANKLIN NY
Recording Date	Mar 19, 2018
Property Address	28 SHEPARD ST, MALONE, NY 12953-1036
Document Number	0000001262
Instrument Date	Mar 19, 2018
Instrument	1262
Transaction Type	Transfer
Record Updated	Apr 2, 2018

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	28 SHEPARD ST MALONE NY 129531036, MALONE, NY 12953-1036

Tax Assessment & Valuation

The 2026 property tax bill for 28 Shepard St was $2,732, down 1.2% from the year before.

Source: Franklin County and Malone Town assessment roll, as of April 28, 2026

Property Jurisdictions

Type	Name
State	New York
County	Franklin County
County Subdivision	Malone Town
Municipality	Malone Village
Unified School District	Malone Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,732.00 (-1.16%)
2025	$2,764.00	$50,000 Land $5,000 Building $45,000	$92,593 Land $9,259 Building $83,334
2023		$50,000 Land $5,000 Building $45,000	$83,333 Land $8,333 Building $75,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 28 Shepard St; 1 flood insurance policy is in force nearby.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 28 Shepard St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MALONE V serves 13,232 people · EPA ID NY1600008
Water Source	Groundwater
Last State Inspection	Jul 2024
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 298 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: SLICFiber, Westelcom Networks.

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