28 Shepard Ave SE, Concord, NC 28025 Property Records

Cabarrus County property record for 28 Shepard Ave SE, Concord, NC 28025

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,422 sqft · built 1984
Lot Size	0.49 acres (21,344 sqft)
Owner	2 Individual Names on File
Last Sale	$9,000 (May 2010)
Tax Bill	$1,775 (2023)
Deeds & Mortgages	Dec 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`5630 41 2621`

Property Details

APN / Parcel Number

Primary APN	`5630 41 2621`
Alternative APNs	`12047 0042.200000` `83355`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,422 sqft Living Area
Gross Area	2,002 sqft
1st Floor Area	1,422 sqft
Flooring	Vinyl/Resilient
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1984
Effective Year Built	Effective 1990
Exterior Material	Brick Veneer
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	21,344 sqft (0.49 acres)
Lot Dimensions	158 ft deep x 125 ft wide
Garage Type	Finished
Garage Area	484 sqft
Driveway	Concrete Driveway
Driveway Area	420 sqft
Parking Spaces	2 Parking Spaces
Porch	Patio
Porch Area	96 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	83355
Street Address	28 SHEPARD AVE SE
City	CONCORD
State	NC
Zip	28025-3750
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RV
Legal Description	P/O LTS 1-4 48 LINKER & P/O 17-19 CRESTWOOD
Legal Subdivision	EASTCLIFF
Legal Lot Number	1-4,4
Jurisdiction	CABARRUS NC
Township / Civil Division	12, CONCORD
Census Block Group	3
Census Block	3017
Census Tract	42202

Owner

28 Shepard Ave SE is owned by two individuals who acquired it in December 2011.

Source: Cabarrus County records, as of August 27, 2026

Owner of Record	2 Individual Names on File
Mailing Address	221 UNION ST N, CONCORD, NC 28025-4735
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 26, 2010 · Amount on File
Deed Sale	May 26, 2010 · Amount on File
Prior Sale	Aug 26, 2009 · Amount on File
Deed Book / Page	9170 / 191
Last Transfer Date	Dec 21, 2011
Transfer Doc	0000982426
Record Updated	Oct 29, 2026

December 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CABARRUS NC
Property Address	28 SHEPARD AVE SE, CONCORD, NC 28025-3750
Document Number	13303258
Instrument Date	Dec 15, 2018
Transaction Type	Mortgage
Record Updated	Jan 2, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	28 SHEPARD AVE SE CONCORD NC 280253750, CONCORD, NC 28025-3750

Mortgage

Document Number	13303258
Date	Dec 17, 2018
Book Page	013303/000258
Instrument	31103

Lender

Name	WYNDHAM CAP MTG
Type	Mortgage Company
Address	CHARLOTTE, NC 28210

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 16, 2048

Tax Assessment & Valuation

Source: Cabarrus County assessment roll, as of August 27, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Cabarrus County
Municipality	Concord City
Unified School District	Cabarrus County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$270,870 (-) Land $74,800 Building $196,070
2025		$270,870 Land $74,800 Building $196,070
2024			$270,870 (+86.14%) Land $74,800 Building $196,070
2023	$1,775.00	$145,520 Land $37,400 Building $108,120	$145,520 Land $37,400 Building $108,120

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 28 Shepard Ave SE in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 28 Shepard Ave SE is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CONCORD serves 120,771 people · EPA ID NC0113010
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Apr 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 351 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Google Fiber Fiber	8,000 / 8,000
Windstream Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20