28 Shell Ave, Milford, CT 06460 Property Records

Milford City property record for 28 Shell Ave, Milford, CT 06460

Property Summary

Property Type	Single Family Home
Details	6 bd · 4.5 ba · 4,023 sqft · built 1910
Lot Size	0.15 acres (6,534 sqft)
Owner	2 Individual Names on Record
Last Sale	$349,000 (Nov 2003)
Tax Bill	$19,223 (2025)
Deeds & Mortgages	Jan 2021 Mortgage May 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`12442`

Property Details

APN / Parcel Number

Primary APN	`12442`
Alternative APNs	`M:00027 B:00443 L:000013` `MILF M:27 B:443 L:13` `MLFD M:27 B:443 L:13`

Interior

Bedrooms	6 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	4,023 sqft Living Area
Gross Area	5,545 sqft
1st Floor Area	798 sqft
Attic	Attic
Attic Area	990 sqft

Exterior

Year Built	Built 1910
Effective Year Built	Effective 1910
Architectural Style	Conventional
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	6,534 sqft (0.15 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	12442
Street Address	28 SHELL AVE
City	MILFORD
State	CT
Zip	06460-6351
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R5
Legal Block	443
Legal Lot Number	13
Jurisdiction	MILFORD CT
Township / Civil Division	MILFORD
Census Block Group	2
Census Block	2007
Census Tract	150200

Owner

Source: Milford City records, as of September 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	28 SHELL AVE, MILFORD, CT 06460-6351
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Jan 14, 2021	Deed of Trust, Mortgage · Balloon Mortgage TOTAL MORTGAGE SERVICES LLC
May 23, 2019	Deed of Trust, Mortgage · ARM WEBSTER BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 10, 2003 · Amount on Record
Deed Sale	Nov 10, 2003 · Amount on Record
Deed Book / Page	2823 / 156
Record Updated	Oct 29, 2026

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MILFORD CT
Property Address	28 SHELL AVE, MILFORD, CT 06460-6351
Transaction Type	Mortgage
Record Updated	Apr 24, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	003920-616
Date	Jan 14, 2021
Book Page	3920/616
Instrument	6584520010

Lender

Name	TOTAL MORTGAGE SERVICES LLC
Type	Mortgage Company

Agreement

Type	Balloon Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Feb 1, 2036

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MILFORD CT
Property Address	28 SHELL AVE, MILFORD, CT 06460-6351
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	3822-637
Date	May 23, 2019
Book Page	3822/637
Instrument	6387510022

Lender

Name	WEBSTER BANK
Type	Bank

Agreement

Type	ARM
Amount	Amount Recorded
Term	373 Months
Due	Jun 1, 2050

Interest

Rate Type	Adjustable Rate
Type Change Date	Jun 1, 2024

Tax Assessment & Valuation

Source: Milford City assessment roll, as of September 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision / Consolidated City	Milford City
Unified School District	Milford School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$19,223.00	$650,540 (-) Land $252,510 Building $398,030	$929,343 Land $360,729 Building $568,614
2024	$19,223.00 (+8.76%)
2023	$17,675.00	$650,540 Land $252,510 Building $398,030

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 25, 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone VE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	REGIONAL WATER AUTHORITY serves 418,900 people · EPA ID CT0930011
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 264 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Frontier Fiber	7,000 / 7,000
Xfinity Fiber	2,000 / 2,000
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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