Clay County property record for 28 Shadowlawn Cv, West Point, MS 39773
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 4,408 sqft · built 2020 |
| Lot Size | 0.35 acres (15,248 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $3,297 (2025) |
| Deeds & Mortgages | Jan 2026 Mortgage Feb 2020 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 091C 30A 0148700 |
| Primary APN | 091C 30A 0148700 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Total Rooms | 9 Rooms |
| Building Area | 4,408 sqft Finished Area |
| 1st Floor Area | 2,584 sqft |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2020 |
|---|---|
| Effective Year Built | Effective 2020 |
| Exterior Material | Brick Veneer |
| Roof Type | Hip |
| Roof Material | Shingle |
| Lot Area | 15,248 sqft |
| Patio Area | 480 sqft |
| Street Address | 28 SHADOWLAWN CV |
|---|---|
| City | WEST POINT |
| State | MS |
| Zip | 39773-9275 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | OLD WAVERLY GOLF DEV LOT 87 DB 296/670 |
| Legal Range | 07E |
| Legal Township | 17 |
| Legal Section | 30 |
| Legal Subdivision | OLD WAVERLY GOLF CLUB DEVELOPMENT |
| Legal Lot Number | 87 |
| Jurisdiction | CLAY MS |
| Township / Civil Division | 2 |
| Census Block Group | 2 |
| Census Block | 2004 |
| Census Tract | 950500 |
Source: Clay County records, as of May 27, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 407 NORTH AVE, HENDERSON, TN 38340-1819 |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Jan 7, 2026 | Deed of Trust, Mortgage · Conventional Mortgage RAYMOND JAMES BANK NA |
| Feb 27, 2020 | Deed of Trust, Mortgage BANKFIRST FINANCIAL SERVICES |
| Feb 18, 2020 | Deed of Trust, Mortgage BANKFIRST FINANCIAL SERVICES |
| Dec 8, 2017 | Warranty Deed, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 6, 2025 |
| Deed Sale | Nov 6, 2025 |
| Prior Sale | Dec 8, 2017 |
| Deed Document Number | 20256119 |
| Deed Book / Page | 324 / 886 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLAY MS |
| Property Address | 28 SHADOWLAWN CV, WEST POINT, MS 39773-9275 |
| Transaction Type | Mortgage |
| Record Updated | Jan 27, 2026 |
| Name | Verified Name |
|---|---|
| Address | 407 NORTH AVE, HENDERSON, TN 38340-1819 |
| Document Number | 0LM578/935 |
|---|---|
| Date | Jan 7, 2026 |
| Book Page | LM 578/935 |
| Instrument | 2026000036 |
| Name | RAYMOND JAMES BANK NA |
|---|---|
| Type | Bank |
| Address | SAINT PETERSBURG, FL 33716 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 1, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.37% |
| Type Change Date | Feb 1, 2041 |
| Change Frequency | Annually |
| Min Rate At Change | 2.87% |
| Max Rate At Change | 10.3% |
| Index | 1-Year CMT |
| Max Rate | 10.3% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLAY MS |
| Property Address | 28 SHADOWLAWN CV, WEST POINT, MS 39773-9275 |
| Transaction Type | Mortgage |
| Record Updated | Oct 26, 2021 |
| Name | Verified Name |
|---|
| Document Number | 520/559 |
|---|---|
| Date | Feb 27, 2020 |
| Book Page | 520/559 |
| Instrument | 2020000658 |
| Name | BANKFIRST FINANCIAL SERVICES |
|---|---|
| Type | Bank |
| Address | COLUMBUS, MS 39703 |
| Amount | Amount Recorded |
|---|---|
| Term | 361 Months |
| Due | Mar 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLAY MS |
| Property Address | 28 SHADOWLAWN CV, WEST POINT, MS 39773-9275 |
| Transaction Type | Mortgage |
| Record Updated | Oct 26, 2021 |
| Name | Verified Name |
|---|
| Document Number | 520/426 |
|---|---|
| Date | Feb 18, 2020 |
| Book Page | 520/426 |
| Instrument | 2020000426 |
| Name | BANKFIRST FINANCIAL SERVICES |
|---|---|
| Type | Bank |
| Address | WEST POINT, MS 39773 |
| Amount | Amount Recorded |
|---|---|
| Term | 8 Months |
| Due | Oct 3, 2020 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CLAY MS |
| Recording Date | Dec 8, 2017 |
| Property Address | 28 SHADOWLAWN CV, WEST POINT, MS 39773-9275 |
| Document Number | 296/670 |
| Book / Page | 296 / 670 |
| Map Reference | MB 3 PG 51 |
| Instrument Date | Dec 7, 2017 |
| Instrument | 2017006361 |
| Transaction Type | Transfer |
| Record Updated | Oct 26, 2021 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 321 COUNTRY CLUB RD, 321, OXFORD, MS 38655-2607 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 15425 LITTLE STONE WAY, ALPHARETTA, GA 30004-6900 |
Source: Clay County assessment roll, as of January 27, 2026
| Type | Name |
|---|---|
| State | Mississippi |
| County | Clay County |
| Municipality | West Point City |
| Unified School District | West Point Consolidated School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,297.00 (-61.9%) Additional exemption filed | $65,319 (-) Land $7,500 Building $57,819 | $653,185 (-) Land $75,000 Building $578,185 |
| 2024 | $65,319 (-) Land $7,500 Building $57,819 | $653,185 (-) Land $75,000 Building $578,185 | |
| 2023 | $8,653.00 (+1.09%) | $65,319 Land $7,500 Building $57,819 | $653,185 Land $75,000 Building $578,185 |
| 2022 | $8,560.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 93% of the US · lower than 95% of Mississippi |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF WEST POINT serves 15,062 people · EPA ID MS0130008 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2025 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 64 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| 4-County Fiber Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| C Spire Wireless Fixed Wireless | 100 / 20 |
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