Flagler County property record for 28 Seward Trl E, Palm Coast, FL 32164
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,804 sqft · built 2005 |
| Lot Size | 0.287 acres (12,502 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $2,212 (2025) |
| Deeds & Mortgages | Oct 2023 Mortgage Jun 2022 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 07-11-31-7059-00760-0010 |
| Primary APN | 07-11-31-7059-00760-0010 |
|---|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 1,804 sqft Living Area |
| Gross Area | 2,466 sqft |
| 1st Floor Area | 1,804 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2005 |
| Exterior Material | Concrete |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 12,502 sqft (0.287 acres) |
| Driveway | Driveway |
| Driveway Area | 90 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 28 SEWARD TRL E |
|---|---|
| City | PALM COAST |
| State | FL |
| Zip | 32164-5599 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | DPX |
| Legal Description | PALM COAST SEC 59 BLK 76 LT 1 OR 553 PG 1539 OR 681 PG 896 OR 997 PG 504 OR 1019 PG 1528 OR 1132 PG 1599 OR 1209 PG 1470 OR 1332/435 OR 2153/1619- DC OR 2180/1754-OD |
| Legal Range | 31E |
| Legal Township | 11S |
| Legal Section | 07 |
| Legal Subdivision | PALM COAST |
| Legal Block | 76 |
| Legal Lot Number | 1 |
| Jurisdiction | FLAGLER FL |
| Township / Civil Division | BUNNELL |
| Census Block Group | 3 |
| Census Block | 3024 |
| Census Tract | 60208 |
28 Seward Trl E is owned and occupied by an individual who acquired it in May 2017.
Source: Flagler County records, as of December 8, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 28 SEWARD TRL E, PALM COAST, FL 32164-5599 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 9, 2023 | Deed of Trust, Mortgage · VA Mortgage SWIFT HOME LOANS INC |
| Jun 27, 2022 | Deed of Trust, Mortgage · VA Mortgage EQUITY PRIME MORTGAGE LLC |
| Oct 16, 2020 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 1, 2017 |
| Deed Sale | Jan 1, 2017 |
| Prior Sale | Oct 7, 2005 · Amount on File |
| Deed Book / Page | 2180 / 1754 |
| Last Transfer Date | May 5, 2017 |
| Transfer Doc | 0024860244 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FLAGLER FL |
| Property Address | 28 SEWARD TRL E, PALM COAST, FL 32164-5599 |
| Transaction Type | Mortgage |
| Record Updated | Dec 23, 2025 |
| Name | Verified Name |
|---|---|
| Address | 28 SEWARD TRL E, PALM COAST, FL 32164-5599 |
| Document Number | 0028180668 |
|---|---|
| Date | Oct 9, 2023 |
| Book Page | 2818/668 |
| Instrument | 2023044055 |
| Name | SWIFT HOME LOANS INC |
|---|---|
| Type | Mortgage Company |
| Address | BIRMINGHAM, MI 48009 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 1, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FLAGLER FL |
| Property Address | 28 SEWARD TRL E, PALM COAST, FL 32164-5599 |
| Transaction Type | Mortgage |
| Record Updated | Dec 23, 2025 |
| Title Company | MORTGAGE CONNECT LP |
| Name | Verified Name |
|---|---|
| Address | 28 SEWARD TRL E, PALM COAST, FL 32164-5599 |
| Document Number | 0027010074 |
|---|---|
| Date | Jun 27, 2022 |
| Book Page | 2701/74 |
| Instrument | 2022033223 |
| Name | EQUITY PRIME MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | ATLANTA, GA 30328 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jul 1, 2052 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | FLAGLER FL |
| Recording Date | Oct 16, 2020 |
| Property Address | 28 SEWARD TRL E, PALM COAST, FL 32164-5599 |
| Document Number | 0024860244 |
| Book / Page | 002486 / 000244 |
| Instrument Date | May 5, 2017 |
| Instrument | 41923 |
| Transaction Type | Transfer |
| Record Updated | Oct 30, 2020 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Life Estate |
| Address | 28 SEWARD TRL E PALM COAST FL 321645599, PALM COAST, FL 32164-5599 |
The 2025 property tax bill for 28 Seward Trl E was $2,212 with exemptions applied, up 2.5% from the year before.
Source: Flagler County assessment roll, as of December 8, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Flagler County |
| Municipality | Palm Coast City |
| Unified School District | Flagler County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,212.00 (+2.5%) Homeowner's exemption Senior Citizen's exemption Veteran's exemption | $205,172 | $247,005 Land $52,000 Building $195,005 |
| 2024 | $2,158.00 (+5.01%) | ||
| 2023 | $2,055.00 (+2.6%) Homeowner's exemption Disabled Person's exemption Veteran's exemption Additional exemption filed | $192,649 (+3%) | $249,577 (+1.74%) Land $44,500 Building $205,077 |
| 2022 | $2,003.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption Additional exemption filed | $187,038 | $245,311 Land $44,000 Building $201,311 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 28 Seward Trl E in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective March 5, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 45 policies |
| Community Rating System | Class 4 (30% premium discount) |
| Nearby Flood Policies | 45 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 28 Seward Trl E is low, with a 0.05% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 62% of the US · lower than 89% of Florida |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF PALM COAST UTILITY private · serves 112,324 people · EPA ID FL2180863 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2024 |
| Lead | 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 136 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Spectrum Cable | 1,000 / 35 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
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