Barnstable County and Chatham Town property record for 28 Sears Rd, Chatham, MA 02633
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 4.5 ba · 3,984 sqft · built 2006 |
| Lot Size | 0.989 acres (43,087 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $735,000 (Jun 2002) |
| Tax Bill | $7,064 (2025) |
| Deeds & Mortgages | Jul 2022 Refinance |
| Flood Zone | Zone X (minimal risk) |
| APN | CHAT M:11A B:0026 L:16 |
| Primary APN | CHAT M:11A B:0026 L:16 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 3,984 sqft Living Area |
| Gross Area | 7,233 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2006 |
|---|---|
| Effective Year Built | Effective 2006 |
| Architectural Style | Other |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 43,087 sqft (0.989 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Oil |
| Account Number | 498 |
|---|---|
| Street Address | 28 SEARS RD |
| City | CHATHAM |
| State | MA |
| Zip | 02633-2574 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R40 |
| Legal Block | 26 |
| Legal Lot Number | 16 |
| Jurisdiction | CHATHAM MA |
| Township / Civil Division | CHATHAM |
| Census Block Group | 2 |
| Census Block | 2037 |
| Census Tract | 10700 |
Source: Barnstable County and Chatham Town records, as of July 20, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 28 SEARS RD, CHATHAM, MA 02633-2574 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 21, 2002 · Amount on Record |
| Deed Sale | Jun 21, 2002 · Amount on Record |
| Deed Book / Page | 15287 / 238 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHATHAM MA |
| Property Address | 28 SEARS RD, CHATHAM, MA 02633-2574 |
| Transaction Type | Mortgage |
| Record Updated | Aug 5, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0035254-31 |
|---|---|
| Date | Jul 18, 2022 |
| Book Page | 35254/31 |
| Instrument | 36222 |
| Name | CAPE COD FIVE CENTS SAVINGS BANK |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 1, 2052 |
Source: Barnstable County and Chatham Town assessment roll, as of May 27, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Barnstable County |
| County Subdivision | Chatham Town |
| Unified School District | Monomoy Regional School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $7,064.00 (+4.14%) | $2,035,800 (+7.15%) Land $985,000 Building $1,050,800 | $3,748,035 |
| 2024 | $6,783.00 (+5.65%) | $1,899,900 (+14.83%) Land $929,300 Building $970,600 | |
| 2023 | $6,420.00 | $1,654,600 Land $703,900 Building $950,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 155 individual policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 169 units insured incl. 14 condo units |
| Nearby Flood Claims | 76 (1988–2023) |
| Claims Outside the SFHA | 26 of 76 |
| Most Recent Claim | Dec 2023 · tidal / storm surge |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 90% of Massachusetts |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CHATHAM WATER DEPARTMENT serves 30,000 people · EPA ID MA4055000 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Apr 2023 |
| Lead | 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 88 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
5G (outdoors only) and 4G LTE
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