28 Searle St, Warwick, RI 02889 Property Records

Warwick City property record for 28 Searle St, Warwick, RI 02889

Property Summary

Property TypeSingle Family Home
Details2 bd · 2 ba · 1,344 sqft · built 2008
Lot Size0.179 acres (7,803 sqft)
OwnerIndividual Name on Record
Tax Bill$4,989 (2025)
Deeds & MortgagesAug 2022 Refinance
Jun 2022 Sale
+ 1 more
Flood ZoneZone AE (high risk)
APN35904890000

Property Details

APN / Parcel Number

Primary APN35904890000
Alternative APNs
  • WARW M:359 B:0489 L:0000
  • 139899

Interior

Bedrooms2 Beds
Full Baths2 Baths
Total Rooms3 Rooms
Stories2 Stories
Building Area1,344 sqft Living Area
Gross Area4,052 sqft
1st Floor Area1,344 sqft
AtticAttic
Attic Area1,232 sqft
Basement Area1,344 sqft
Unfinished Basement1,344 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2008
Effective Year BuiltEffective 2008
Architectural StyleCape Cod
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Roof TypeGable
Roof MaterialAsphalt
Lot Area7,803 sqft (0.179 acres)
Deck AreaDeck Area

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelGas

Location & Zoning

Account Number139899
Street Address28 SEARLE ST
CityWARWICK
StateRI
Zip02889-4249
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeA7
Legal Block489
JurisdictionWARWICK RI
Township / Civil DivisionWARWICK
Census Block Group1
Census Block1003
Census Tract21700

Owner

Source: Warwick City records, as of June 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address19 SILVER BIRCH RD, WARWICK, RI 02888-5217
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 17, 2022Deed of Trust, Mortgage · Stand-Alone Refinance
FAIRWAY INDEPENDENT MORTGAGE CORP
Jun 22, 2022Warranty Deed, Transfer
Oct 9, 2017Deed of Trust, Mortgage · FHA Mortgage
HUD-HOUSING/URBAN DEV

Assessor's Deed Record

Deed NamesName on Deed
Record UpdatedSep 20, 2026

August 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWARWICK RI
Property Address28 SEARLE ST, WARWICK, RI 02889-4249
Transaction TypeMortgage
Record UpdatedApr 27, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0010193-10
DateAug 17, 2022
Book Page10193/10
Instrument11789
Lender
NameFAIRWAY INDEPENDENT MORTGAGE CORP
TypeMortgage Company
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term361 Months
DueSep 1, 2052

June 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWARWICK RI
Recording DateJun 22, 2022
Property Address28 SEARLE ST, WARWICK, RI 02889-4249
Document Number0010160-89
Book / Page10160 / 89
Instrument DateJun 22, 2022
Instrument9021
Transaction TypeTransfer
Record UpdatedApr 27, 2026

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address19 SILVER BIRCH RD, WARWICK, RI 02888-5217

October 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWARWICK RI
Property Address28 SEARLE ST, WARWICK, RI 02889-4249
Document Number8926-335
Book / Page008926 / 000335
Instrument DateOct 9, 2017
Transaction TypeMortgage
Record UpdatedNov 14, 2017

Transferred To (Grantee/Buyer)

NameVerified Name
Address28 SEARLE ST WARWICK RI 028894249, WARWICK, RI 02889-4249

Mortgage

Document Number8926-335
DateOct 24, 2017
Book Page008926/000335
Instrument15814
Lender
NameHUD-HOUSING/URBAN DEV
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueOct 23, 2047

Tax Assessment & Valuation

Source: Warwick City assessment roll, as of June 22, 2026

Property Jurisdictions

TypeName
StateRhode Island
MunicipalityWarwick City
Unified School DistrictWarwick School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,989.00 (-3.8%)$392,800 (+7.47%) Land $100,900 Building $291,900
2024$457,235
2023$5,186.00 (+10.62%)$365,500 (+46.02%) Land $83,400 Building $282,100
2022$4,688.00$250,300 Land $46,800 Building $203,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 26, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation12.0 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 58 policies
Community Rating SystemClass 9 (5% premium discount)
Nearby Flood Policies58 in force
Nearby Flood Claims58 (1978–2021)
Claims Outside the SFHA6 of 58
Most Recent ClaimOct 2021 · other causes
Claims by Event
  • Hurricane Sandy, Oct 2012 · 2 claims
  • Severe Storms And Flooding, Apr 2010 · 23 claims
  • Hurricane Bob, Aug 1991 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 94% of Rhode Island
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWARWICK-CITY OF
serves 73,289 people · EPA ID RI1615627
Water SourcePurchased surface water from several systems
Last State InspectionJun 2023
Lead2 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 297 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable
2,000 / 100
Verizon
Fiber
980 / 880
Starlink
Satellite
280 / 30

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