Middlesex County and Acton Town property record for 28 School St, Acton, MA 01720 · Last verified July 2026
| Property Type | Duplex |
|---|---|
| Details | 5 bd · 2 ba · 3,406 sqft · built 1840 |
| Lot Size | 0.341 acres (14,834 sqft) |
| Owner | Individual Name on File |
| Last Sale | $574,900 (Jun 2018) |
| Tax Bill | $16,404 (2025) |
| Deeds & Mortgages | Mar 2019 Refinance Oct 2020 Line of Credit + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | ACTO M:00H3A B:0008 L:0000 |
| Primary APN | ACTO M:00H3A B:0008 L:0000 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 9 Rooms |
| Units | 2 Units |
| Stories | 2 Stories |
| Building Area | 3,406 sqft Living Area |
| Gross Area | 6,791 sqft |
| Year Built | Built 1840 |
|---|---|
| Effective Year Built | Effective 1840 |
| Architectural Style | Other |
| Exterior Material | Wood Siding |
| Roof Type | Gable |
| Roof Material | Slate |
| Lot Area | 14,834 sqft (0.341 acres) |
| Heating System | Steam |
|---|---|
| Heating Fuel | Oil |
| Street Address | 28 SCHOOL ST |
|---|---|
| City | ACTON |
| State | MA |
| Zip | 01720-3626 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Duplex |
| Legal Block | 8 |
| Jurisdiction | ACTON MA |
| Township / Civil Division | ACTON |
| Census Block Group | 1 |
| Census Block | 1004 |
| Census Tract | 363104 |
Source: Middlesex County and Acton Town records · APN ACTO M:00H3A B:0008 L:0000
Assessment roll updated April 14, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 28 SCHOOL ST, ACTON, MA 01720-3626 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 06, 2019 | Deed of Trust, Mortgage · Stand-Alone Refinance BOSTON PRIVATE BANK & TRUST COMPANY |
| Oct 19, 2020 | Deed of Trust, Mortgage · Line of Credit BOSTON PRIVATE BANK & TRUST COMPANY |
| Oct 19, 2020 | Deed of Trust, Mortgage · Stand-Alone Refinance BOSTON PRIVATE BANK & TRUST COMPANY |
| Jun 04, 2018 | Quit Claim Deed, Transfer · ARM BOSTON PRIVATE BANK & TRUST |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jun 04, 2018 · Amount on Record |
| Deed Sale | Jun 04, 2018 · Amount on Record |
| Prior Sale | Feb 11, 2016 |
| Deed Book / Page | 71103 / 576 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ACTON MA |
| Property Address | 28 SCHOOL ST, ACTON, MA 01720-3626 |
| Transaction Type | Mortgage |
| Record Updated | Feb 07, 2021 |
| Name | Verified Name |
|---|
| Document Number | 72300-163 |
|---|---|
| Date | Mar 06, 2019 |
| Book Page | 72300/163 |
| Instrument | 27451 |
| Name | BOSTON PRIVATE BANK & TRUST COMPANY |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 301 Months |
| Due | Apr 01, 2044 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ACTON MA |
| Property Address | 28 SCHOOL ST, ACTON, MA 01720-3626 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 75920-414 |
|---|---|
| Date | Oct 19, 2020 |
| Book Page | 75920/414 |
| Instrument | 190126 |
| Name | BOSTON PRIVATE BANK & TRUST COMPANY |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 301 Months |
| Due | Nov 01, 2045 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ACTON MA |
| Property Address | 28 SCHOOL ST, ACTON, MA 01720-3626 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 75920-395 |
|---|---|
| Date | Oct 19, 2020 |
| Book Page | 75920/395 |
| Instrument | 190125 |
| Name | BOSTON PRIVATE BANK & TRUST COMPANY |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 01, 2050 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | ACTON MA |
| Recording Date | Jun 04, 2018 |
| Property Address | 28 SCHOOL ST, ACTON, MA 01720-3626 |
| Document Number | 71103-576 |
| Book / Page | 71103 / 576 |
| Instrument | 78864 |
| Transaction Type | Transfer |
| Record Updated | May 12, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $89.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 28 SCHOOL ST, ACTON, MA 01720-3626 |
| Document Number | 711040001 |
|---|---|
| Date | Jun 04, 2018 |
| Instrument | 71104/0001 |
| Name | BOSTON PRIVATE BANK & TRUST |
|---|---|
| Type | Bank |
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 04, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3% |
| Max Rate At Change | 70.1% |
| Max Rate | 2.25% |
Source: Middlesex County and Acton Town records · Assessment roll updated April 14, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Middlesex County |
| County Subdivision | Acton Town |
| Unified School District | Acton-Boxborough Regional School District (PK - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $16,404.00 (+17.98%) | $956,500 (+14.67%) Land $309,000 Building $647,500 |
| 2024 | $13,904.00 (-1.75%) | $834,100 (+3.5%) Land $309,000 Building $525,100 |
| 2023 | $14,152.00 | $805,900 Land $280,800 Building $525,100 |
Source: FEMA National Flood Hazard Layer, Middlesex County (25017C), updated September 10, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 250173631041, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Cost | Premium on Record median of 10 individual NFIP policies nearby |
| Nearby Flood Policies | 10 in force |
| Nearby Flood Claims | 9 (1980–2017) |
| Claims Outside the SFHA | 2 of 9 |
| Most Recent Claim | Aug 2017, rainfall accumulation |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 146 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Xfinity | Cable | 2,000 / 2,000 |
| Verizon | Fiber | 980 / 880 |
| T-Mobile USA | Fixed Wireless | 100 / 20 |
May also be available at this address: Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.
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