Essex County and North Andover Town property record for 28 Saunders St, North Andover, MA 01845
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1 ba · 1,472 sqft |
| Lot Size | 0.212 acres (9,226 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $320,000 (Jul 2016) |
| Tax Bill | $6,391 (2025) |
| Deeds & Mortgages | Nov 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | M_230180_9 |
| Primary APN | M_230180_9 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 1,472 sqft Living Area |
| Architectural Style | Conventional |
|---|---|
| Exterior Material | Wood Siding |
| Construction Type | Stone |
| Lot Area | 9,226 sqft (0.212 acres) |
| Total Buildings | 2 Buildings |
| Heating System | Steam |
|---|
| Account Number | M_230180_939471 |
|---|---|
| Street Address | 28 SAUNDERS ST |
| City | NORTH ANDOVER |
| State | MA |
| Zip | 01845-2414 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R4 |
| Legal Block | 5 |
| Jurisdiction | NORTH ANDOVER MA |
| Township / Civil Division | NORTH ANDOVER |
| Census Block Group | 4 |
| Census Block | 4001 |
| Census Tract | 253100 |
Source: Essex County and North Andover Town records, as of July 20, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 28 SAUNDERS ST, NORTH ANDOVER, MA 01845-2414 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 22, 2016 · Amount on Record |
| Deed Sale | Jul 22, 2016 · Amount on Record |
| Deed Book / Page | 14718 / 275 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NORTH ANDOVER MA |
| Property Address | 28 SAUNDERS ST, NORTH ANDOVER, MA 01845-2414 |
| Document Number | 16079-43 |
| Instrument Date | Nov 8, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Dec 5, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 28 SAUNDERS ST NORTH ANDOVER MA 018452414, NORTH ANDOVER, MA 01845-2414 |
| Document Number | 16079-43 |
|---|---|
| Date | Nov 14, 2019 |
| Book Page | 016079/000043 |
| Instrument | 28627 |
| Name | 2004 446 LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Essex County and North Andover Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Essex County |
| County Subdivision | North Andover Town |
| Unified School District | North Andover School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,391.00 (+5.32%) | $567,600 (+3.73%) Land $297,300 Building $270,300 | $518,320 |
| 2024 | $6,068.00 (+2.52%) | $547,200 (+13.15%) Land $279,800 Building $267,400 | |
| 2023 | $5,919.00 | $483,600 Land $257,100 Building $226,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 1 (1978) |
| Most Recent Claim | Feb 1978 · Coastal Storms, Flood, Ice & Snow |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 96% of Massachusetts |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NORTH ANDOVER WATER DEPT serves 30,915 people · EPA ID MA3210000 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2023 |
| Lead | 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 344 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 2,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: AT&T.
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