Westchester County and Mount Kisco Village property record for 28 Sands St, Mount Kisco, NY 10549
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.344 acres (15,020 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $890,000 (May 2022) |
| Tax Bill | $16,325 (2026) |
| Deeds & Mortgages | May 2022 Sale & Mortgage Aug 2006 Loan Modification |
| Flood Zone | Zone X (minimal risk) |
| APN | 555601 69.72-5-3 |
| Primary APN | 555601 69.72-5-3 |
|---|---|
| Alternative APNs |
|
| Lot Area | 15,020 sqft (0.344 acres) |
|---|---|
| Lot Dimensions | 150 ft deep x 101 ft wide |
| Heating Fuel | Oil |
|---|---|
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 167800 |
|---|---|
| Street Address | 28 SANDS ST |
| City | MOUNT KISCO |
| State | NY |
| Zip | 10549-1323 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RS-12 |
| Legal Block | 5 |
| Legal Lot Number | 3.000 |
| Jurisdiction | WESTCHESTER NY |
| Township / Civil Division | MOUNT KISCO |
| Census Block Group | 3 |
| Census Block | 3011 |
| Census Tract | 13000 |
28 Sands St is owned by two individuals who bought it in May 2022.
Source: Westchester County and Mount Kisco Village records, as of October 21, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 5 BARNUM CT, BETHEL, CT 06801-8001 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 3, 2022 | Deed, Transfer · Conventional Mortgage WILLIAM RAVEIS MORTGAGE LLC |
| Aug 25, 2006 | Loan Modification, Mortgage · Conventional Mortgage COUNTRYWIDE HM LNS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 3, 2022 · Amount on File |
| Deed Sale | May 3, 2022 · Amount on File |
| Deed Document Number | 20223332 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | WESTCHESTER NY |
| Recording Date | May 3, 2022 |
| Property Address | 28 SANDS ST, MOUNT KISCO, NY 10549-1323 |
| Document Number | 0621163332 |
| Map Reference | MAP 644 |
| Instrument Date | May 2, 2022 |
| Instrument | 621163332 |
| Transaction Type | Transfer |
| Record Updated | May 10, 2022 |
| Title Company | ETITLE AGENCY INC, TITLE AGENCY INC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,560.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 28 SANDS ST, 28, MOUNT KISCO, NY 10549-1323 |
| Name | Verified Name |
|---|---|
| Address | 6 BARNUM CT, BETHEL, CT 06801-8001 |
| Document Number | 0621233505 |
|---|---|
| Date | May 3, 2022 |
| Instrument | 621233505 |
| Name | WILLIAM RAVEIS MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jun 1, 2052 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | WESTCHESTER NY |
| Property Address | 28 SANDS ST, MOUNT KISCO, NY 10549-1323 |
| Document Number | 0603373456 |
| Instrument Date | Aug 25, 2006 |
| Transaction Type | Mortgage |
| Record Updated | Dec 14, 2020 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Address | 28 SANDS ST MOUNT KISCO NY 105491323, MOUNT KISCO, NY 10549-1323 |
| Document Number | 0603373456 |
|---|---|
| Date | Dec 2, 2020 |
| Book Page | 060337/003456 |
| Name | COUNTRYWIDE HM LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | WESTLAKE VILLAGE, CA 91361 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 12 Months |
| Due | Dec 1, 2021 |
| Rate | 6.25% |
|---|
The 2026 property tax bill for 28 Sands St was $16,325, up 813% from the year before.
Source: Westchester County and Mount Kisco Village assessment roll, as of May 14, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Westchester County |
| County Subdivision / Municipality | Mount Kisco Village |
| Unified School District | Bedford Central School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $16,325.00 (+813.03%) | ||
| 2025 | $1,788.00 | $97,000 (-) Land $35,000 Building $62,000 | $697,341 (-53.41%) Land $251,618 Building $445,723 |
| 2024 | $97,000 (-) Land $35,000 Building $62,000 | $1,496,913 (+10.49%) Land $540,123 Building $956,790 | |
| 2023 | $97,000 Land $35,000 Building $62,000 | $1,354,749 Land $488,827 Building $865,922 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 28 Sands St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2011.
Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 1 (2011) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Mar 2011 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 28 Sands St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MOUNT KISCO WATER DEPARTMENT serves 11,187 people · EPA ID NY5903437 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | 1 ppb (2025) action level 15 ppb |
| Water Quality | Treatment failure resolved · Nov 2024 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 239 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| Optimum Cable | 940 / 35 |
| T-Mobile Fixed Wireless | 100 / 20 |
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