28 San Raphael, Dana Point, CA 92629 Property Records

Orange County property record for 28 San Raphael, Dana Point, CA 92629

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,789 sqft · built 1990
Lot Size	0.096 acres (4,200 sqft)
Owner	2 Owner Names on Record
Last Sale	$582,000 (Apr 2002)
Tax Bill	$10,922 (2025)
Deeds & Mortgages	Oct 2018 Mortgage Dec 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`672-491-29`

Property Details

APN / Parcel Number

Primary APN	`672-491-29`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	8 Rooms
Building Area	2,789 sqft Living Area

Exterior

Year Built	Built 1990
Lot Area	4,200 sqft (0.096 acres)
Garage Area	392 sqft
Parking Spaces	2 Parking Spaces
Pool Type	Spa / Hot Tub (No Pool)

Location & Zoning

Street Address	28 SAN RAPHAEL
City	DANA POINT
State	CA
Zip	92629-4040
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	N TR 13504 BLK LOT 11
Legal Subdivision	13504
Legal Tract	13504
Legal Lot Number	11
Jurisdiction	ORANGE CA
Township / Civil Division	SOUTH COAST
Census Block Group	2
Census Block	2006
Census Tract	42323

Owner

Source: Orange County records, as of November 17, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Owner Names on Record
Mailing Address	28 SAN RAPHAEL, DANA POINT, CA 92629-4040
Occupancy	Owner Occupied

Deeds, Mortgages & Sale History

Date	Document
Oct 30, 2018	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA
Dec 29, 2020	Deed of Trust, Mortgage · Conventional Mortgage GUARANTEED RATE AFFINITY LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 8, 2002 · Amount on Record
Deed Sale	Apr 8, 2002 · Amount on Record
Prior Sale	Feb 9, 2000 · Amount on Record
Deed Document Number	20020294091
Record Updated	Jun 8, 2026

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	28 SAN RAPHAEL, DANA POINT, CA 92629-4040
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	WFG NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000392846
Date	Oct 30, 2018
Instrument	2018000392846

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2048

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	28 SAN RAPHAEL, DANA POINT, CA 92629-4040
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	EQUITY TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	28 SAN RAPHAEL, DANA POINT, CA 92629-4040

Mortgage

Document Number	0000771644
Date	Dec 29, 2020
Instrument	2020000771644

Lender

Name	GUARANTEED RATE AFFINITY LLC
Type	Mortgage Company
Address	CHICAGO, IL 60613

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2051

Tax Assessment & Valuation

Source: Orange County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	California
County	Orange County
Municipality	Dana Point City
Unified School District	Capistrano Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$10,922.00 (+6.73%) Homeowner's exemption	$892,051 (+4.04%) Land $502,843 Building $389,208
2023	$10,233.00 (+3.16%) Homeowner's exemption	$857,412 Land $483,316 Building $374,096
2022	$9,920.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 81% of California
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOUTH COAST WATER DISTRICT serves 41,194 people · EPA ID CA3010042
Water Source	Purchased surface water from several systems
Last State Inspection	Jul 2022
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 392 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 500
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Xfinity.

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